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Putting money aside is part of smart living that focuses on setting goals. Specific financial aims and a timescale make it easier to start saving.
Contrary to the wide-spread belief that only those with a fat paycheck can save money, it only takes so much – ten or twenty euros per month – to start saving and build a considerable backup in a year, for example. When it comes to saving, persistence is key; make it a regular habit to put money aside. Ideally, you should save 5 to 10% of your monthly income.
A savings buffer is first and foremost necessary for better managing your finances in an unexpected situation. For example, a sudden illness, vehicle repair or losing your job can drain your bank account rather quickly. This is why a savings buffer is also known as the peace of mind fund. Here are a few simple tips on how to start saving.
Experiment: It is possible to save around 200 euros per month
Get practical and valuable tips on saving from the financial wisdom Facebook group #Kogumispäevik and Instagram account @Kogumispäevik.
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