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Swedbank in Estonia

Swedbank is the largest bank in Estonia as it has more than 960,000 private and 130,000 business customers

We offer a wide selection of financial services, including accounts, mortgages, insurances, credit cards, loans, pensions and investments, both for private customers and companies. Our goal is to help people and companies keep their finances in order over the long term. We follow three guiding values in all our activities: we are open, simple and caring.

  • We have the largest network of bank offices and ATM-s in Estonia (17 offices and 372 ATM-s) and about 800 „cash-from-store“ service points. Our customers have round-the-clock access to their finances through our consultation centre, internet bank and mobile app.
  • We support and participate in various initiatives that help Estonian society to grow. We aim to promote financial literacy and entrepreneurship and to contribute into social participation through the development of the entire society.

documentPresentation about Swedbank

Swedbank and taxes

In 2023, Swedbank AS and its subsidiaries paid labour taxes in the amount of EUR 59m; thereby remaining among Estonia’s biggest labour tax payers. Swedbank AS and its subsidiaries also paid income tax in the amount of EUR 68m.

In 2022, Swedbank AS and its subsidiaries paid labour taxes in the amount of EUR 51m; thereby remaining among Estonia’s biggest labour tax payers. Swedbank AS and its subsidiaries also paid income tax in the amount of EUR 32m.

Olavi Lepp

Olavi Lepp

Chairman of the Board, Head of Swedbank

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Olavi Lepp

Olavi Lepp

Head of Swedbank Estonia and Chairman of the Board. Born on 1977. BA (cum laude) in Business Administration and Management at Tartu University. Has been working for Swedbank since 1997.

Employment experience:

  • 2019–… Head of Swedbank AS and Chairman of the Board
  • 2018–2019 Head of Risk in Swedbank Estonia, Swedbank AS
  • 2016–2018 COO for Group Lending and Payments, Swedbank AS
  • 2010–2015 Head of Product Lifecycle Management Division in Group Payments and Cash Management Unit, Swedbank AS
  • 2009–2010 Head of Payments and Cash Management product unit in Baltic Banking, Swedbank AS
  • 2006–2008 Head of Payments & Cash Management product department in Estonia, Hansapank AS
  • 2000–2006 Product Manager, Hansapank AS
  • 1997–1999 Customer Service Clerk, Hansapank AS
Ede Raagmets

Ede Raagmets

Member of the Board, Head of Customer Service

CV

Ede Raagmets

Ede Raagmets

Head of Customer Service Division. Born in 1972. BA in Industry/Manufacture/Architecture from Tallinn University of Technology. Has been working for Swedbank since 1994.

Employment experience:

  • 2017–… Head of Customer Service Division, Swedbank AS
  • 2014–2016 Director of Consultation Center, Swedbank AS
  • Director of Contact Centre, Swedbank AS
  • 2009–2013 Head of Department, Private Customers Banking and Investment Products, Swedbank AS
  • 2008–2009 Head of Department, Private Customers Banking Products Department, Swedbank AS
  • 2004–2008 Head of Department, Business Technology Department, Hansapank AS
  • 2001–2004 Specialist, Business Technology Department, Hansapank AS
  • 1997–1998 Banking Technology Specialist, Banking Technology, Hansapank AS
  • 1996–1997 Senior Teller, Hansapank AS
  • 1995–1996 Chief Cashier, Hansapank AS
  • 1994–1995 Senior Cashier, Hansapank AS

Anna Kõuts

Chief Financial Officer in Estonia

CV

Anna Kõuts

Anna Kõuts

CFO of Swedbank. Born in 1976. MA in economics from Tallinn University of Technology. Has been working for Swedbank since 1996.

Employment experience:

  • June 2019 - CFO, Swedbank AS
  • 2012 – 2019 Head of Treasury, Swedbank AS
  • 2011 – 2012 Liquidity Manager, Treasury, Swedbank AS
  • 2006 – 2009 Financial Specialist, Treasury, Swedbank AS
  • 1999 – 2004 Private Loan Consultant, Hansapank AS
  • 1996 – 1999 Teller, Hansapank AS
  • 1995 –1996 Secretary, AS Mainor ELT
Eero Treumann

Eero Treumann

Member of the Board, Head of Corporate Customer Division

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Eero Treumann

Eero Treumann

Member of the Board, Head of Corporate Customer Division. Born in 1974. BA from Estonian Business School (EBS) in Business Administration. Has been working for Swedbank since 2006.

Employment experience:

  • 2023... Head of Corporate Customer Division, Swedbank AS
  • 2018 – 2023 Head of Department, Mid Corporate Department, Corporate Banking, Swedbank AS
  • 2015–2018 Head of Department, Cash Management, Corporate Banking, Swedbank AS
  • 2006 – 2015 Client Executive, Head of Utilities Sector Responsibilities, Corporate Banking, Swedbank AS
  • 2003–2006 Managing Partner, People Management Estonia
  • 1999–2002 Head of Rental Department, AVIS Rent a Car & Leasing
Tarmo Ulla

Tarmo Ulla

Member of the Board, Head of Private Customer Division

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Tarmo Ulla

Tarmo Ulla

Head of Private Banking. Born in 1978. Tarmo holds a master’s degree in business management from Tallinn University of Technology and has been working for Swedbank since 2006.

Work experience:

  • 2019–… Head of Private Banking, Swedbank AS
  • 2017–2019 Head of Lending Support Division, Baltic Banking Competence Centre, Swedbank AS
  • 2015–2017 Head of Department, Private Consumer Small Financing and Leasing Support, Baltic Banking Competence Centre, Swedbank AS
  • 2013–2015 Head of Department, Private Customer Car Financing, Baltic Banking Competence Centre, Swedbank AS
  • 2011–2013 Head of Department, Private Customer Car Leasing and Hire Purchase, Baltic Banking Competence Centre, Swedbank AS
  • 2009–2011 Head of Partner Relations Department, Swedbank AS
  • 2008–2009 Area Manager, Small Financing Department, Swedbank AS
  • 2006–2009 Customer Relationship Manager, Small Financing, Consumer Factoring, Swedbank AS
  • 2003–2006 Project Manager, Estonian Conference Centre
Annemari Õunpuu

Annemari Õunpuu

Member of the Board, Head of Compliance

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Annemari Õunpuu

Annemari Õunpuu

Head of Compliance. Born in 1983. Bachelor's degree in law from the University of Tartu. Has been working for Swedbank since 2008.

Employment experience:

  • 2022– … Head of Compliance, Swedbank AS
  • 2014–2022 Head of Credit Relations Legal Department, Swedbank AS
  • 2012–2014 Corporate counsel, advising on Regulatory Affairs, Swedbank AS
  • 2010–2012 Lawyer in Financial Restructuring and Recovery Department, Swedbank AS
  • 2008–2010 Lawyer in Litigation Department, Swedbank AS
  • 2006–2008 Law clerk, Harju County Court
  • 2004–2006 Law clerk, Tallinn Court of Appeal
Raul Vahtra

Raul Vahtra

Member of the Board, Head of Anti-Financial Crime Division

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Raul Vahtra

Raul Vahtra

Member of the Board, Head of Anti-Financial Crime Division. Professional higher education from Estonian National Defence Academy. Has been working for Swedbank since 2020.

Employment experience:

  • 2021– … Head of Anti-Financial Crime Division, Swedbank AS
  • 2020–2021 Head of Risk Management, Swedbank AS
  • 2013–2020 Head of Internal Control Bureau, Estonian Police and Border Guard Board
  • 2004–2013 Head of Estonian FIU, Estonian Police and Border Guard Board
  • 2002–2004 Head of Unit at the Department of Special Operations, Central Criminal Police
  • 1997–2002 Criminal Investigator at the Organized Crime Department, Central Criminal Police
  • 1994–1997 Policeman at the Police and Boarder Guard Board
Jelena Raid

Jelena Raid

Member of the Board, Chief Risk Officer

CV

Jelena Raid

jelena-raidtitle

Member of the Board, Head of Risk Control. Born in 1978. MSc in information technology from Tallinn Technical University. Has been working for Swedbank since 2007.

Experience:

  • 2022–... Chief Risk Officer, Swedbank AS
  • 2019–2022 Head of Swedbank Group model risk and validation division, Swedbank AS
  • 2013–2018 Head of Risk Control Group Products and Digital Banking, Swedbank AS
  • 2011–2012 Head of Operational risk department, Swedbank AS
  • 2007–2010 Baltic Banking credit risk control division, program manager, Swedbank AS
  • 2003–2007 Head of system development department, Eesti Haigekassa
  • 2001–2003 Project manager, Eesti Haigekassa
  • 1999–2001 Analyst, Risk management department, Ühispank


In addition to Swedbank Board members, Swedbank Management consist of:

Liisa-Maria Lees

Liisa-Maria Lees

Head of HR and Infrastructure

Riho Roopõld

Riho Roopõld

Head of Legal Divison

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Riho Roopõld

Riho Roopõld

Head of Legal Divison. Born in 1973. MA of Legal from The Private School of Social Sciences Veritas and additional master degree courses in University of Tartu. Graduated Police School of Paikuse. Has been working for Swedbank since 2008.

Employment experience:

  • 2008–… Head of Legal Division, Swedbank AS
  • 1999–2008 lawyer, Head of Legal Department subdivision and Head of Department. Estonian Tax and Customs
  • 1996–1998 security division, Ühispank
  • 1991–1995 district constable; criminal investigator; commissar, Police Prefecture in Harju
Kristiina Herodes

Heili Klandorf-Järvsoo

Acting Head of Communication & Sustainability, Estonia

Swedbank AS

  • Address: Liivalaia 8, Tallinn, EE-15040, Estonia
  • Registration number: 10060701
  • Telephone: +372 631 0310
  • E-mail: info@swedbank.ee

Swedbank P&C Insurance AS

  • Address: Liivalaia 8, Tallinn, EE-10118, Estonia
  • Registration number: 11269248
  • Telephone: +372 888 1513
  • E-mail: varakindlustus@swedbank.ee

Swedbank Life Insurance SE

  • Address: Liivalaia 8, Tallinn, EE-10118, Estonia
  • Registration number: 10142356
  • Telephone: +372 613 1606
  • E-mail: elukindlustus@swedbank.ee

Swedbank Liising AS

  • Address: Liivalaia 8, Tallinn, EE-15039, Estonia
  • Registration number: 10434248
  • Telephone: +372 613 1324
  • E-mail: liising@swedbank.ee

Swedbank Support OÜ

  • Address: Liivalaia 8, Tallinn, EE-10118, Estonia
  • Registration number: 10425396
  • Telephone: +372 613 1422
  • E-mail: firma@swedbank.ee

Swedbank Investeerimisfondid AS

  • Address: Liivalaia 8, Tallinn, 15040, Estonia
  • Registration number: 10194399
  • Telephone: +372 613 1606
  • E-mail: funds@swedbank.ee
  • More
<h3>Valdur Laid</h3>
      <p>Independent Council Member</p>

Valdur Laid

Independent Council Member

jonAltText

Jon Lidefelt

Chairman of the Board

<h3>Stefan Frisk</h3>
      <p>Council Member</p>

Stefan Frisk

Council Member

<h3>Anna Peyron</h3>
      <p>Council Member</p>

Anna Peyron

Council Member

<h3>Kai Realo</h3>
      <p>Independent Council Member</p>

Kai Realo

Independent Council Member

<h3>Lars Lennart Höglund</h3>
      <p>Council Member</p>

Lars Lennart Höglund

Council Member

<h3>Olavi Lepp</h3>
      <p>Head of Swedbank in Estonia</p>

Olavi Lepp

Head of Swedbank in Estonia

<h3>Jon Lidefelt</h3>
      <p>Head of Baltic Banking</p>

Jon Lidefelt

Head of Baltic Banking

<h3>Lauris Mencis</h3>
      <ul class="plain-list">
        <li>Head of Swedbank in Latvia</li>
      </ul>

Lauris Mencis

  • Head of Swedbank in Latvia

Inga Skisaker

Head of Swedbank in Lithuania

<h3>Loreta Lapinskaitė</h3>
      <p>Head of Channel Management</p>

Loreta Lapinskaitė

Head of Channel Management

<h3>Andres Tukk</h3>
      <p>Head of Baltic Banking Segment Management Private</p>

Andres Tukk

Head of Baltic Banking Segment Management Private

<h3>Ieva Vīgante</h3>
      <p>Head of Corporate Segment, Baltic Banking</p>

Ieva Vīgante

Head of Corporate Segment, Baltic Banking

<h3>Tiina Sepa</h3>
      <p>Head of Baltic Banking Legal</p>

Tiina Sepa

Head of Baltic Banking Legal

<h3>Linda Nyman</h3>
      <p>Head of Baltic Banking<br/> Human Resources</p>

Linda Nyman

Head of Baltic Banking
Human Resources

<h3>Rūta Kinderytė</h3>
      <p>Business Information Officer for Baltic Banking</p>

Rūta Kinderytė

Business Information Officer for Baltic Banking

<h3>Kerstin Pilt</h3>
      <p>Chief Compliance Officer at Baltic Banking</p>

Kerstin Pilt

Chief Compliance Officer at Baltic Banking

<h3>Kęstutis Vanagas</h3>
      <p>Head of Baltic Banking Communication &amp; Marketing</p>

Kęstutis Vanagas

Head of Baltic Banking Communication & Marketing

<h3>Juris Bogdanovs</h3>
      <p>Head of Anti Financial Crime</p>

Juris Bogdanovs

Head of Anti Financial Crime

<h3>Olof Sundblad</h3>
      <ul class="plain-list">
        <li>Chief Financial Officer</li>
      </ul>

Olof Sundblad

  • Chief Financial Officer
Petteri Nikkola

Petteri Nikkola

  • Chief Risk Officer
Swedbank logo

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Alates 23. märtsist ei ole võimalik Internet Exploreri veebibrauseri kaudu Swedbanki internetipanka avada.

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С 23.03.2021 Интернет-банк Swedbank недоступен в браузере Internet Explorer.

С помощью Internet Explorer невозможно авторизоваться или осуществлять платежи через Swedbank на сторонних веб-страницах.

Вместо браузера Internet Explorer мы рекомендуем использовать браузеры Google Chrome, Mozilla Firefox или Microsoft Edge. Инструкции по установке упомянутых браузеров можно найти здесь.

From 23.03.2021 Swedbank Internet Bank and Banklink is no longer available using Internet Explorer browser.

It is not possible to authorize or make payments from Swedbank on other web pages using Internet Explorer.

Instead, we suggest using Google Chrome, Mozilla Firefox or the newest version of Microsoft Edge. To find out how to install the suggested browsers, please click here.

Klienditugi - Инфо и помощь - Customer service: +372 6 310 310

Swedbank
  • Teie operatsioonsüsteem ja veebilehitseja ei ole kaasaegne ega toetatud Swedbank internetipanga poolt. Palun uuendage oma operatsioonsüsteem ja veebilehitseja või pöörduge vastava IT tehnilise spetsialisti poole.
  • The operating system of your device & your browser are too outdated to be supported by Swedbank Internet Bank. Please, update the operating system & browser or turn to IT specialist for technical help.
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Contacts

SWEDBANK AS
Liivalaia 8, 15040 Tallinn
SWIFT code/BIC: HABAEE2X
Reg. number: 10060701

Useful links

Legal information

Customer programmes

This is a website of companies offering financial services – Swedbank AS, Swedbank Liising AS, Swedbank P&C Insurance AS, Swedbank Life Insurance SE, and Swedbank Investeerimisfondid AS. Before entering into any agreement read the terms and conditions of the respective service. Consult a specialist, where necessary. Swedbank AS does not provide a credit advisory service for the purposes of the Creditors and Credit Intermediaries Act. The borrower makes the decision of taking out a loan, who assesses the suitability of the loan product and contractual terms to his/her personal loan interest, need and financial situation on the basis of the information and warnings presented by the bank and is responsible for the consequences related to concluding the agreement.