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Home loans comparison

To ensure a convenient and smooth home purchase

If you want to build, furnish or purchase a home, you will be provided with the best and fastest service from us. We will respond to your application within 2 business days. If you have any questions, please contact us at (+372) 613 1324.

Calculate Your limit for the loan and start Your application.

Which loan to choose?

Loan amount

Calculation is approximate and may differ from your personal small loan offer.


Home loan

Home equity loan

Home Small loan

Monthly payment      
Purpose Buying or building a home Buying or building a home;
furnishing or renovation
Buying or building a home;
furnishing or renovation
Interest rate interest rate + floating base rate interest rate + floating base rate Fixed
Term Up to 30 years Up to 20 years Up to 10 years
Loan amount Starting from 10 000 euros Starting from 10 000 euros 5000 - 20 000 euros
  • With an additional collateral 0%;
  • Without an additional collateral at least 15%;
  • With surety of KredEx 10%.
  • With an additional collateral 0%;
  • Without an additional collateral at least 15%.
Not required
Collateral Collateral needed Collateral needed Collateral is not needed
Insurance Mandatory Mandatory Recommended
If you want to take a loan, please submit an application so that we can make you a personal offer. Calculate and apply Calculate and apply Calculate and apply
Please call us if you want quick information about loans or your loan options. +372 613 1324 (Mon–Fri 9.00–17.00) +372 613 1324 (Mon–Fri 9.00–17.00)

Swedbank home loans benefits

  • An opportunity to perform all loan-related operations in one place

    The Internet Bank always provides an excellent overview of all your agreements and other financial issues. Client managers are ready to counsel you on various banking issues.

  • Integral property insurance

    Swedbank home insurance is an integral solution that provides your home with an insurance cover from the foundation to the chimney.

Insurance that suits you best

Home insurance
Insure your home from virtually all threats with one contract. In case of damage, we will compensate the cost of restoring your home in the extent of an unlimited sum. Excess is €190 and no excess applies when changing locks.

Loan insurance and loan payment protection
Loan insurance helps you or your close ones meet home loan payments in unexpected situations.

Life insurance
With life insurance you will create financial security for yourself and your family. It’s a simple step that shows how much you care and it only takes a few minutes on the Internet Bank.

Read more

With home insurance your home is protected both against everyday incidents as well as greater risks.


When taking a home loan, also conclude a credit-life insurance contract in order to protect your loved ones against difficulties. logo

Are you looking for a new home? You can find a lot of great offers from the portal KV.EE.

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Kind regards,