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Loan for renewable energy

Start producing renewable energy at your company

Special offer! A 0% interest rate + 6-month Euribor is applied to new renewable energy loan agreements for the first 2 years.*

  • Loan for purchasing and installing solar panels, wind turbines, heat pumps.
  • Loan interest rate without real estate collateral is 4.9% + 6 month euribor.
  • Renewable energy production allows for both lower energy bills and sustainable development.
  • We are here to help you if you have any questions.
  • NEW! EIF Guarantee aims to enhance access to finance.

* For new applications submitted until 31 December 2023. The 0% margin will be valid for 2 years, followed by a margin of 4.9% + 6-month Euribor in the case of loans with no real estate collateral. A customer-based marginal of -0.5% will be applied to loans exceeding € 35,000 once the 2-year period is up. The maximum loan amount is € 500,000.
The minimum amount for loan is 5000 EUR

The calculated monthly loan payment is for information only and gives an approximate idea.
  • 0EUR
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Loan payment schedule sample

Payment Balance Principal repayment Interest payment Monthly payment
0 0.00 0.00 0.00 0.00
  • For purchasing and installing solar panels, wind turbines and heat pumps for the consumption of a company.
  • Please contact the suppliers.
  • Loan amount from 5,000 EUR.
  • Term up to 5 years.

  • Annual interest rate:

    • Without real estate collateral up to 35,000 EUR interest rate is 4.9% + 6 month euribor.
    • If you add real estate as collateral and the loan amount is larger, we can offer a lower than usual interest rate.
  1. Consult with the supplier’s experts on the cost of purchase and installation.
  2. Fill out the application via the internet bank. We will contact you within two business days.
  3. Sign the agreement digitally.
  4. If necessary, register collateral and procure insurance.
  5. The money will be transferred to your account.

Legal persons

Effective as of 01.10.2020
Investment loan, working capital loan
Application of investment loan, working capital loan 1% of the loan amount, but no less than 200 €
Amendment of the agreement 1% of the loan/limit amount, but no less than 200 €
Early loan repayment fee 1,5% of the amount repaid early
Overdraft, revolving credit line
Application 1% of the limit amount, but no less than 200 €
Amendment of the agreement 1% of the loan amount, but no less than 200 €
Obligation fee 2% of the unused credit limit
Apartment association loan
Application 1% of the loan amount, but no less than 200 €
Amendment of the agreement 1% of the loan/limit amount, but no less than 200 €
Early loan repayment fee 1,5% of the amount repaid early

Contracts entered into between the European Investment Fund (EIF) and Swedbank enable us to provide loans and leasing services to micro, small and medium-sized enterprises in Estonia, Latvia, and Lithuania. The Guarantee is provided with the ultimate purpose of enhancing access to finance in line with defined policy objectives.

Guarantee program for medium-sized enterprises “InvestEU SME Guarantee”

The objective of this program is to increase access to finance for SME-enterprises by offering additional guarantee from the EIF.

Conditions for using the InvestEU SME guarantee:

  • Fixed assets and working capital are financed.
  • The maximum amount to be financed is up to EUR 2,000,000.
  • The company has up to 250 employees.
  • The annual turnover is up to 50 million EUR, or the balance sheet total is up to 43 million EUR.
  • The guarantee is free of charge.

To get the EIF-supported financing, ask your contact person in the bank or fill in an application.

 Guarantee program for micro-enterprises “InvestEU Micro Guarantee”

The objective of this program is to increase access to finance for micro-enterprises by offering additional guarantee from the EIF.

Conditions for using the InvestEU Micro Guarantee:

  • Fixed assets and working capital are financed.
  • The maximum amount to be financed is up to EUR 50,000.
  • The company has up to 9 employees.
  • The annual turnover is up to 2 million EUR, or the balance sheet total is up to 2 million EUR.
  • The guarantee is free of charge.

To get the EIF-supported financing, fill in an application.

The supported financing benefits from the support from the European Union under the InvestEU Fund. The InvestEU Fund is designed to support policy objectives of the European Union by means of operations that contribute to (i) the competitiveness of the European Union; (ii) growth and employment in the European Union economy, the sustainability of the European Union economy and its environmental and climate dimension; (iii) social resilience; (iv) the promotion of scientific and technological advances, of culture, education and training; (v) the integration of the European Union capital markets and the strengthening of the internal market; (vi) the promotion of economic, social and territorial cohesion; or (vii) the sustainable and inclusive recovery of the European Union economy after the crisis caused by the Covid-19 pandemic.

Additional information can be found on the information page provided by the European Commission.

European Investment Fund

To find out which financing option would work best for your company, sign up for a consultation!

Choose the purpose of financing and find suitable solution.

Leasing rates from 1.49%.
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SWEDBANK AS
Liivalaia 8, 15040 Tallinn
SWIFT code/BIC: HABAEE2X
Reg. number: 10060701

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This is a website of companies offering financial services – Swedbank AS, Swedbank Liising AS, Swedbank P&C Insurance AS, Swedbank Life Insurance SE, and Swedbank Investeerimisfondid AS. Before entering into any agreement read the terms and conditions of the respective service. Consult a specialist, where necessary. Swedbank AS does not provide a credit advisory service for the purposes of the Creditors and Credit Intermediaries Act. The borrower makes the decision of taking out a loan, who assesses the suitability of the loan product and contractual terms to his/her personal loan interest, need and financial situation on the basis of the information and warnings presented by the bank and is responsible for the consequences related to concluding the agreement.