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Loan for renewable energy

Start producing renewable energy at your company

  • Loan for purchasing and installing solar panels, wind turbines, heat pumps.
  • Loan interest rate without real estate collateral is 4.9%.
  • Renewable energy production allows for both lower energy bills and sustainable development.
The minimum amount for loan is 5000 EUR

The calculated monthly loan payment is for information only and gives an approximate idea.
  • 0EUR
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Loan payment schedule sample

Payment Balance Principal repayment Interest payment Monthly payment
0 0.00 0.00 0.00 0.00
  • For purchasing and installing solar panels, wind turbines and heat pumps for the consumption of a company.
  • Please contact the suppliers.
  • Loan amount from 5,000 EUR.
  • Term up to 5 years.

  • Annual interest rate:

    • Without real estate collateral up to 35,000 EUR interest rate is 4.9%.
    • If you add real estate as collateral and the loan amount is larger, we can offer a lower than usual interest rate.
  1. Consult with the supplier’s experts on the cost of purchase and installation.
  2. Fill out the application via the internet bank. We will contact you within two business days.
  3. Sign the agreement digitally.
  4. If necessary, register collateral and procure insurance.
  5. The money will be transferred to your account.

Legal persons

Effective as of 01.10.2020
Investment loan, working capital loan, Start-up loan
Application of investment loan, working capital loan 1% of the loan amount, but no less than 200 €
Application of Start-up loan 1,5% of the loan amount, but no less than 300 €
Amendment of the agreement 1% of the loan/limit amount, but no less than 200 €
Early loan repayment fee 1,5% of the amount repaid early
Overdraft, revolving credit line
Application 1% of the limit amount, but no less than 200 €
Amendment of the agreement 1% of the loan amount, but no less than 200 €
Obligation fee 2% of the unused credit limit
Apartment association loan
Application 1% of the loan amount, but no less than 200 €
Amendment of the agreement 1% of the loan/limit amount, but no less than 200 €
Early loan repayment fee 1,5% of the amount repaid early
Contracts entered into between the European Investment Fund (EIF) and Swedbank enable us to provide loans and leasing services to micro, small and medium-sized enterprises in Estonia, Latvia, and Lithuania. The EIF aims at helping to finance and carry out investments in the European Union and ensuring greater access to capital. The guarantee programmes also help financing necessary investments if an enterprise does not have sufficient collateral.

EaSI guarantee

The objective of this program is to increase access to finance for micro-enterprises by offering additional guarantee from the EIF.

Requirements for using the EaSI guarantee:

  • Fixed assets and working capital are financed.
  • The maximum amount to be financed is 25 000 EUR.
  • The company has up to 9 employees.
  • Annual turnover is up to 2 million EUR or the balance sheet total is up to 2 million EUR.
  • The guarantee is free of charge.

To get the EIF-supported financing, ask your contact person in the bank or fill in an application.

The supported financing benefits from the support of the European Union under the Guarantee Facility established under Regulation (EU) No 1296/2013 of the European Parliament and the Council establishing a Union Programme for Employment and Social Innovation (EaSI) and the European Fund for Strategic Investment (“EFSI”) set up under the Investment Plan for Europe. The purpose of EFSI is to help support financing and implementing productive investments in the European Union and to ensure increased access to financing. Additional information on EFSI can be found on the information page provided by the European Commission and on Twitter (#investEU).

COSME guarantee

Requirements for using the COSME guarantee:

  • Fixed assets and working capital are financed.
  • The maximum amount to be financed is 1.5 million EUR.
  • The company has up to 249 employees.
  • Annual turnover is up to 50 million EUR or the balance sheet total is up to 43 million EUR.
  • The guarantee is free of charge.

To get the EIF-supported financing, ask your contact person in the bank or fill in an application.

This financing is made possible thanks to the Guarantee that has been provided by COSME and the European Fund for Strategic Investment (“EFSI”) set up under the Investment Plan for Europe. The purpose of EFSI is to help support financing and implementing productive investments in the European Union and to ensure increased access to financing.

To find out which financing option would work best for your company, sign up for a consultation!

Choose the purpose of financing and find suitable solution.

Leasing rates from 1.49%.

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Kind regards,
Swedbank