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PrivateBusiness

Overdraft

Accelerate your business with flexible credit limit

  • Overdraft helps balancing the company’s working capital needs.
  • Access to financing simplified by guarantee programs up to 25,000 euros.
  • Possibility to get financing against surety.
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What is it for?
  • Suitable for balancing uneven cash flows caused by payment deadlines, daily expenses and for one-off purchases.
  • Possibility to use and repay at any time within the limit.
  • Incoming turnover will cover the used limit and will reduce interest expenses.
Main conditions
  • Limit from 5000 € up to 50% of the company’s average monthly net turnover of the last six months.
  • Term up to 12 months.
  • Average annual interest rate for loans against surety 10%, with collateral 5%, and it is determined individually for each company.
  • A fixed percentage commitment fee of 2% a year applies for the unused part of the limit.
  • Interest and commitment fee will be debited from the current account on the agreed payment date.
Possible collaterals

To find out which financing option would work best for your company, sign up for a consultation!

Business Credit Card - extra funds that can also be used for paying bills.

Cash against invoice - funding which is perfect in situations when you need to quickly increase the company’s working capital for goods or services sold while waiting for payment.

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