Beep and it’s paid!

Contactless payment – even faster way to pay with a bank card

  • The contactless card enables you to make purchases to a value of up to €25 without having to slot your card into the payment terminal or enter your PIN.
  • Contactless payments can be made anywhere you see the contactless payment sign. The same symbol is found on cards that enable contactless payments.

Contactless bank cards*

Debit cards Debit Card Plus

Debit Card Plus

Apply

ISIC MasterCard Student Card

ISIC MasterCard Student Card

Apply

Private Banking debit card

Private Banking debit card

Contact your Personal Adviser

Bank cards for a company Debit card MasterCard Business Debit

Debit card MasterCard Business Debit

Apply

Credit cards Fixed payment credit card

Fixed payment credit card

Apply

Revolving credit card

Revolving credit card

Apply

Gold revolving credit card

Gold revolving credit card

Apply

Activating contactless payments

  1. Once you’ve received your contactless card, activate it in the Internet Bank. Make sure that the ‘Allow contactless payments’ box is checked.
  2. The contactless payment option is activated the first time you slot your card into a payment terminal or ATM when performing a transaction and you confirm it with your PIN.
  3. You can then use the contactless option from the next transaction onwards.
  4. Should you wish to, you can easily switch the contactless feature on or off again in the Internet Bank or Mobile Bank. This comes into effect the next time you slot your card into a payment terminal or ATM when performing a transaction and you confirm it with your PIN.

    • You can manage everything to do with your bank cards quickly and easily in the Mobile Bank.

Paying with a contactless card

  • The contactless card enables you to make purchases to a value of up to €25 without having to slot your card into the payment terminal or enter your PIN. You only need to tap the card against the marked contactless payment terminal and voila, you’re done! This way your everyday purchases will be even quicker and more convenient.
  • If your total comes to more than €25, follow the instructions on the screen of payment terminal and enter your PIN.
  • If the contactless payment doesn’t work, simply slot your card into the payment terminal and enter your PIN.
  • Since the amount you can spend in a single contactless payment can vary from country to country, we recommend that you check out the terms and conditions of such payments in the country you’re going to before you leave.

Contactless payments are secure

  • To make a payment you need to hold your card very close to the terminal until you hear the beep.
  • Before doing so, make sure the amount you’re paying is correct.
  • Random checks mean that from time to time some smaller purchases will still need to be confirmed using your PIN.
  • Don’t let the person serving you take your card.
  • If you lose your card or someone steals it, block it straight away in the Mobile Bank or call us on 6 310 310.

Contactless payments are quick and convenient

Contactless payments are widespread in Europe and around the world. The technology makes smaller purchases quick and easy. You only need to tap the card against the terminal and voila, payment made!

  • Customer service is quicker.
  • Paying is more convenient.

Swedbank’s first contactless card was the ISIC MasterCard Student Card, which we started to issue in August 2016. Other contactless bank cards are issued from October 2016.

For retailers

Contactless payments – faster payments, shorter queues! If a customer’s purchases come to less than €25, offer them the opportunity to make a contactless payment.

Simple

The customer only needs to tap their card against the terminal and voila, payment made!

Clear instructions

The text on the payment terminal screen tells you whether the payment went through or not and whether the customer needs to enter their PIN as confirmation. The receipt also indicates whether the payment went through.

Swedbank started replacing existing terminals with terminals enabling contactless payments in summer. In accordance with the terms and conditions of international card organisations, all payment terminals must accept contactless payments by 1 January 2020.

  • All of Swedbank’s smart terminals accept contactless payments.
  • If you rent a payment terminal from Swedbank, we’ll replace it with a new one or renew the software.
  • If your terminals are with integrated cash register system, please get in touch with your service provider.

Financial services are provided by Swedbank AS. Review the terms and conditions of services and consult a specialist if necessary.

*If you'd like to replace your ordinary card with a card that allows contactless payments, the opening fee will be debited in the case of a debit card and the replacement fee debited in the case of a credit card when opening a contactless-enabled bank card of the same type.