Swedbank V-funds

Woman

A great opportunity for a long-term investment in the third pension pillar

  • You can get an income tax rebate on the contributions*.
  • The entry and transaction fees when purchasing V-funds are €0.
  • You can increase, decrease or suspend payments for a certain period.
  • You can select the fund that is suitable for you.
  • We offer funds with three different risk levels.

* You can get an income tax rebate on payments into the third pillar that comprise up to 15% of your gross annual income but no more than 6,000 euros during the calendar year. You must submit a tax return to get the tax rebate. You will only receive a rebate on third pillar pension payments if you have made the payments yourself.

What should I know before investing in V-funds?

1

In order to work out whether V-funds are right for you and which one to choose, fill in this suitability questionnaire.

Fill in questionnaire

2

You need to have a pension account in order to invest in V-funds. It is the same account where the second pillar fund units are held.

3

We recommend making regular contributions. Investing regularly gives you the opportunity to buy fund units when the markets are up or down, which generally gives you a better average purchase price than one-off investments.

Pension Fund V3 - Equity Strategy

  • Up to 100% of the fund’s assets are invested in equity risk instruments.
  • The value of a fund share may fluctuate substantially.

V3 fund is suitable if:

  • you are with a high risk tolerance experienced investor;
  • your objective is to increase assets as much as possible over a long savings period (at least 10 years).

Long term return till 21.02.2019

Annualized return Return
1 year -0.63% -0.63%
3 years +7.56% +24.52%
5 years +5.79% +32.50%

Performance chart

    Net asset values of the pension fund prior to 01.01.2011 have been translated into the euro at the official central rate of 15.6466.

    Calendar year total returns

    Year 2018 2017 2016 2015 2014
    Total return -8.96% +9.02% +6.97% +2.93% +9.50%

    Volatility measures

    • Standard deviation : 8.10 %
    • Sharpe ratio : 0.74

    All indicators are based on 3 year period

    Investment Helpline