Actively managed funds

Favourable fees

The fees of our actively managed 2nd pillar funds are the lowest in Estonia

We will also invest your pension assets in Estonia, contributing to local growth.
The fund investments have been dispersed between various countries and fields.
We will help you choose a suitable fund and let you know when it is time to change it.
We care about your future and make investments sustainably.
New! See the benefits that pension reform brings to the collector.

K100 pension fund – Equity strategy

Up to 100% of the fund’s assets are invested in the instruments with equity risk. The remaining part of the fund’s assets may also be invested in bonds, money market instruments, deposits, real estate, and other assets.
The value of a fund share may fluctuate greatly over shorter periods.

The K100 fund is suitable for you if:

your age is up to 49 years;
you are a pension saver with relatively high risk tolerance who is aware of the main features and risks securities;
your objective is to grow your pension assets as much as possible over a longer savings period (more than 10 years).

Swedbank Pension Fund K100

EE3600103248

EUR

05.05.2009

396 921 733.93 EUR

1.31900 EUR

0.00221 EUR (+0.17%);

2 070 000 units

Lower Risk Typically lower rewards

Higher risk Typically higher rewards

Long term return till 16.09.2021

	Annualized return	Return
1 year	+24.57%	+24.57%
3 years	+9.86%	+32.68%
5 years	+8.50%	+50.42%

Performance chart

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Net asset values of the pension fund prior to 01.01.2011 have been translated into the euro at the official central rate of 15.6466.

Calendar year total returns

Year	2020	2019	2018	2017	2016
	+3.94%	+15.73%	-4.83%	+7.95%	+5.70%

Volatility measures

Standard deviation : 12.37 %
Sharpe ratio : 0.81

All indicators are based on 3 year period

Your pension assets will be managed by the best experts in Estonia and the Nordic countries

This pension fund is managed by Swedbank Investeerimisfondid AS.

We have a large team who works hard on a daily basis to increase pension assets: fund managers, analysts, risk managers and others. The expertise of our fund managers is highly regarded in Estonia and abroad.

The team based in Tallinn determines the strategy of the pension funds, i.e. makes decisions regarding where and how much to invest, considering the long-term factors influencing financial markets.

The team based in Stockholm makes daily investment decisions based on the strategy, depending on events in recent history or expectations in the near future on financial markets.

Katrin Rahe

Senior portfolio manager, Tallinn

Chartered Financial Analyst (CFA). In Swedbank Investment Funds since 2011. Has experience in various investment area related positions at Bank of Estonia and Nordea since 1996. Responsible for setting pension funds' strategy based on financial markets long-term Outlook.

Ene Õunmaa

Senior portfolio manager, Tallinn

In Swedbank Investment Funds since 2011. Has experience in various investment area related positions since 1997. ISMA certificate holder.

Pertti Rahnel

Portfolio manager, Stockholm

Chartered Financial Analyst (CFA). In Swedbank Robur since 2011. Has experience in various investment area related positions at Swedbank Group since 2005. Responsible for global investments.

Swedbank Pension Fund K100

Swedbank Pension Fund K100 promotes among other factors environmental and social characteristics, for example, when making investments including companies based on the sustainability factors described below and by excluding investments in the activities described below.

Sustainability focused on the environment and climate change is integrated into Swedbank Pension Fund K100 investments selection process mainly through a gradual reduction of CO2 intensity, thematic investments and an increase in the share of green bonds in the portfolio, and through the identification and management of sustainability risks. Also, in the underlying funds selection process, investments are directed more towards funds with a sustainable focus. Swedbank Pension Fund K100 excludes from the portfolio investments that involve high sustainability risks and companies whose activities, in the opinion of the management company, are harmful to society and the environment, according to the management company’s principles of responsible and sustainable investments. In order to promote sustainability, the management company also applies the principles for shareholder engagement, especially when investing in Baltic companies.

Swedbank Pension Fund K100 management uses sustainability approaches set forth by internal rules or by setting the goals for portfolio managers. Swedbank Pension Fund K100 investments are screened by using tools developed by management company itself or based on data purchased from external data providers (e.g. MSCI). These ensure that Swedbank Pension Fund K100 does not invest in excluded holdings or are used for analysing and evaluating the sustainability of investments. Swedbank Pension Fund K100 sustainability parameters, such as carbon footprint, are measured on a regular basis if such measurement is possible given Swedbank Pension Fund K100 investment universe and access to underlying data.

Useful links

Call our designated pension line

6 310 310 and choose the topic pension

Actively managed funds

The fees of our actively managed 2nd pillar funds are the lowest in Estonia

K100 pension fund – Equity strategy