My pension assets

Low-fee funds help your pension grow faster

Fees of all our pension funds are favourable.
New index funds in II and III pillars have the lowest fees in Estonia.
Our funds include both actively and passively managed funds, in both pillars.
New! Now you can increase your II pillar yourself.

Boost your II pillar! Now you can increase contributions to 6% of your gross salary and save more without noticing. If you submit your application before the end of November, larger contributions will start to flow into the fund from the beginning of January.

Calculate my pension

Pension assets summary

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Save II pillar in a fund with low fees

If less is spent on fees, more money is left for investments. Compare how much you could win on fees.

Win from the tax relief with III pillar

By investing in III pillar, you secure your retirement and get income tax relief on your contributions.

From January 2024 you can increase your II pillar payments. Calculate, how much bigger payments help your pension money to grow.

	Recommended Your payment 6% from gross salary The most useful way to save	Your payment 4% from gross salary	Your payment 2% from gross salary Your current payment size
Your monthly payment	0€	0€	0€
State adds	0€	0€	0€
II pillar size at the end of saving period	0€	0€	0€

The returns displayed in the calculator are not guaranteed and are not based on actual market returns. The long-term historical annual return on equities used internationally is 7%, but this does not necessarily mean similar return for II pillar fund. In addition, pension funds have different risk levels and investment profiles, which also affect returns. Fees and associated risks must also be taken into account when investing. The value of an investment can increase or decrease over time, and past performance is not indicative of similar performance in the future.

II pillar is now better

From the beginning of 2025, you will be able to save more money for your pension, as you can contribute 4% or 6% of your gross salary. In both cases, the state will add 4%.
Previously, the II pillar functioned according to a 2 + 4 scheme: You contributed 2% of your gross monthly salary and the state added 4%.

Small cost now, big win in the future. Contributions to pension fund are a rather unnoticeable part of your salary, but if you save consistently over the years, it will eventually add up to a much larger amount.
Tax win. II pillar contribution is tax-free as it is made from the gross salary. This way, the entire amount immediately goes to pension fund and the compound interest can start working.
Bigger payments = bigger pension.

Contributions can be conveniently increased via the Internet bank, and the process only takes a few minutes.
On the basis of an application submitted before the end of November, larger contributions to the pension fund will start to be received from 1 January of next year.
You can change the amount of your contribution once a year.

Increase payments

Need advice regarding pension?

Book a meeting to video consultation.

Or call +372 6 310 310.

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My pension assets

Low-fee funds help your pension grow faster

Pension assets summary

Save II pillar in a fund with low fees

Win from the tax relief with III pillar

Your payment 6% from gross salary

Your payment 4% from gross salary

Your payment 2% from gross salary

II pillar is now better

Need advice regarding pension?

You might be also interested in these products

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