Navigate to main page content
PrivateBusiness

Appropriateness questionnaire

Feel confident about your choice of complex investment products

  • Take a short quiz to assess the level of your knowledge and experience to understand risks associated with investments.
  • The purpose of this questionnaire is to determine whether an investment product is appropriate for you or not.
  • This questionnaire is mandatory before you purchase complex investment products.
  • When buying a complex investment product for the first time, we have to assess your appropriateness.
  • The purpose of this questionnaire is to determine whether you have the knowledge and competence to understand the risks associated with complex investment products you want to buy.

This questionnaire will determine whether an investment into product is appropriate for you or not.

If the assessment result for a product group is “not appropriate”, we consider that you may put yourself in a position where the risk assumed by you does not correspond to your knowledge and experience, or that you may not be able to understand the risks related to investing in such products.

  • Choose product group related to your planned investment and answer questions.
  • We will perform Appropriateness assessment based on information you have provided in this questionnaire.
  • Filled in questionnaire is valid for 5 years or until you fill in the questionnaire again.

You can fill in questionnaire for selected product group once per day.

Complex equity products
  • Shares that are not traded on regulated markets, multilateral trading facilities, organised trading facilities or similar trading facilities outside the EU.
  • Preference shares that embed a derivative, convertible shares and similar instruments.
  • Special purpose acquisition companies (SPACs).
Complex funds
  • Real estate funds
  • Private equity funds
  • Hedge funds
  • Venture capital funds
  • Funds with other unusual underlying

that are established either:

  • as a structured UCITS under UCITS Directive (including leveraged or inverse exchange-traded funds),
  • as an alternative investment fund under Alternative Investment Funds Management Directive (AIFMD),
  • in another format recognized outside the EU.
Complex bonds

Bonds and money-market instruments of the following type:

  • Convertible and exchangeable bonds, indexed bonds and turbo certificates, contingent convertible bonds, callable or puttable bonds, credit-linked notes;
  • Bonds and money market instruments which return is dependent on the performance of an asset pool, that are subordinated, where issuer can modify cash flows, that have no maturity date, that have unusual or unfamiliar underlying, that have complex return calculation methodology, where the principal may not be fully repaid or may be bailed-in, that have conditional or complex guarantee mechanism; that have leverage features;
  • Bonds that are not traded on regulated markets, multilateral trading facilities, organised trading facilities or similar trading facilities outside the EU;
  • Exchange-traded notes (ETNs);
  • Exchange-traded commodities (ETCs).
Interest rate swaps Bilateral agreements to exchange cash flows at specified intervals (payment dates) during the agreed-upon life of the transaction (maturity or tenor) that have interest rates as underlying, including currency interest rate swaps (CIRS).
FX forwards and FX swaps
  • Forwards - customized bilateral agreement to exchange an asset or cash flows at a specified future settlement date at a (forward) price agreed on the trade date that have foreign exchange as underlying.
  • Swaps - bilateral agreements to exchange cash flows at specified intervals (payment dates) during the agreed-upon life of the transaction (maturity or tenor) that have foreign exchange as underlying.
Futures Exchange traded standardized derivative contracts tracking price of underlying assets, where a buyer and a seller have an obligation to settle transaction at specified time in the future.
Options Agreements that give the buyer, who pays a fee (premium), the right — but not the obligation — to buy or sell a specified amount of an underlying asset at an agreed upon price (strike price) on or until the expiration of the contract (expiry), and which have foreign exchange, securities, interest rates or commodities as underlying.
Simple shares Shares that are traded on regulated markets, multilateral trading facilities or similar trading facilities outside the EU.
Simple funds Mutual funds and exchange-traded funds (ETFs) created under the UCITS Directive.
Simple bonds
  • Bonds that are traded on regulated markets, multilateral trading facilities or similar trading facilities outside the EU.
  • Instruments such as treasury bills, certificates of deposit or commercial papers that are usually traded on money market if such instruments have a value that can be determined at any time, if such instruments are not derivatives and if such instruments have a maturity of 397 days or less at issuance.
Subscription rights and warrants Securities granting their holder the right to purchase within a pre-determined time their underlying securities in a guaranteed amount or for a price less than the market price, or if such right is not exercised, sell such securities in the secondary market or let them expire.
Appropriate According to the provided data, the filler of the risk questionnaire has sufficient knowledge and experience for trading with the selected securities or using the selected services and is able to adequately evaluate the risks involved.
Not appropriate According to the provided data, the filler of the risk questionnaire has insufficient knowledge and experience for trading with the selected securities or using the selected services and is unable to adequately evaluate the risks involved.
Swedbank logo

Internet Exploreriga ei saa internetipanka avada.

Palun kasuta Google Chrome’i, Mozilla Firefoxi või Microsoft Edge’i.

Alates 23. märtsist ei ole võimalik Internet Exploreri veebibrauseri kaudu Swedbanki internetipanka avada.

Internet Exploreri kaudu ei saa teha ega kinnitada Swedbanki makseid ka teistel veebilehtedel.

Soovitame kasutada Internet Exploreri asemel Google Chrome’i, Mozilla Firefoxi või Microsoft Edge’i uusimat versiooni. Nende seadistamise juhendid leiad siit.

С 23.03.2021 Интернет-банк Swedbank недоступен в браузере Internet Explorer.

С помощью Internet Explorer невозможно авторизоваться или осуществлять платежи через Swedbank на сторонних веб-страницах.

Вместо браузера Internet Explorer мы рекомендуем использовать браузеры Google Chrome, Mozilla Firefox или Microsoft Edge. Инструкции по установке упомянутых браузеров можно найти здесь.

From 23.03.2021 Swedbank Internet Bank and Banklink is no longer available using Internet Explorer browser.

It is not possible to authorize or make payments from Swedbank on other web pages using Internet Explorer.

Instead, we suggest using Google Chrome, Mozilla Firefox or the newest version of Microsoft Edge. To find out how to install the suggested browsers, please click here.

Klienditugi - Инфо и помощь - Customer service: +372 6 310 310

Swedbank
  • Teie operatsioonsüsteem ja veebilehitseja ei ole kaasaegne ega toetatud Swedbank internetipanga poolt. Palun uuendage oma operatsioonsüsteem ja veebilehitseja või pöörduge vastava IT tehnilise spetsialisti poole.
  • The operating system of your device & your browser are too outdated to be supported by Swedbank Internet Bank. Please, update the operating system & browser or turn to IT specialist for technical help.
  • Ваш браузер или операционная система недостаточно современны для использования в интернет банке Swedbank. Пожалуйста обновите операционную систему и браузер или обратитесь за технической помощью к ИТ специалисту.

You have logged out of the Internet bank!

If you have any questions or suggestions, send a bank messages. We value your opinion!

To exit securely, please close all the browser windows!

Kind regards,
Swedbank