A great opportunity for long-term investment in the 3rd pillar pension You get a tax rebate* on your contributions. The entry and transaction fees when purchasing V-funds are €0. You enjoy flexibility in regard to payments and withdrawals. We offer three funds with different risk levels. You can change from one 3rd pillar fund to another. *Income tax will be refunded from third pillar pension contributions that are up to 15% of your gross income but not more than 6,000 euros per calendar year. Income tax from the contributions will be refunded to you if you submit an income tax return. You will only be able to gain a refund on third pillar pension payments if you have concluded the respective transactions yourself.