Swedbank V-funds

Woman

A great opportunity for long-term investment in the 3rd pillar pension

  • You get a tax rebate* on your contributions.
  • The entry and transaction fees when purchasing V-funds are €0.
  • You enjoy flexibility in regard to payments and withdrawals.
  • We offer three funds with different risk levels.
  • You can change from one 3rd pillar fund to another.

*Income tax will be refunded from third pillar pension contributions that are up to 15% of your gross income but not more than 6,000 euros per calendar year. Income tax from the contributions will be refunded to you if you submit an income tax return. You will only be able to gain a refund on third pillar pension payments if you have concluded the respective transactions yourself.

What should I know before investing in V-funds?

1

In order to work out whether V-funds are right for you and which one to choose, fill in this risk questionnaire.

Fill in risk questionnaire

2

You need to have a securities account in order to invest in V-funds. If you don’t have one yet, you can open one free of charge in the Internet Bank.

Open securities account

3

Pension Fund V2 - Growth Strategy

  • Up to 60% of the fund’s assets are invested in equity risk instruments; the rest are invested in bonds, money market instruments, deposits, real estate and other assets
  • The value of a fund share may fluctuate greatly over shorter period.

V2 fund is suitable if:

  • you are a relatively high risk tolerance and aware of opportunities and risks related to equities;
  • your objective is to increase assets as much as possible over a long savings period (at least 7-10 years).

Long term return till 27.04.2017

Annualized return Return
1 year +8.28% +8.28%
3 years +5.43% +17.23%
5 years +5.42% +30.25%

Performance chart

 Add for comparison

    Net asset values of the pension fund prior to 01.01.2011 have been translated into the euro at the official central rate of 15.6466.

    Calendar year total returns

    Year 2016 2015 2014 2013 2012
    Total return +3.55% +2.27% +6.52% +4.19% +12.44%

    Volatility measures

    • Standard deviation : 5.72 %
    • Sharpe ratio : 0.93

    All indicators are based on 3 year period

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