In exchanging the shares of V-funds, all you pay is the transaction fee. However, if you want to exchange the shares for the
fund shares of another fund manager, you may run in to additional costs. You can also partly exchange shares.
Moreover, you can transfer the amount you’ve saved in your 3rd pillar fund, in part or in full, to a 3rd pillar pension
agreement entered into via life insurance, and vice versa. We recommend investigating the potential cost involved in doing
so beforehand with the help of a member of bank staff. All exchanges are organized so that you don’t have to pay any income
tax in the process.