We will invest your College fund+ contributions in securities, the choice of which is fixed and changes depending on how far off the maturity date is.
Equities
Mid-term bonds
Short-term bonds
Start saving for a better future for your child today and make use of the following advantages:
All values generated by this calculator are not guaranteed and only serve as an illustrative example generated based on the values entered into the calculator. We would like to draw your attention to the fact that the value of the contract's underlying assets may increase or decrease during the contract lifetime and also the value of the reserve may accordingly increase or decrease in line with the value of the contract's underlying assets.
The calculator uses indicators and calculating logic (planned amount of insurance payment, length of collection period, expected yield and its scenarios) that differ significantly from the requirements set for main information of combined retail and insurance-based investment products. In making a choice regarding an insurance product please review the results of the forecasts set out in the yield scenario table under ‘What are the risks and what could I get in return?’ in the Key Information document.
Money will be invested into 3 asset classes (Global equity, Mid-term Bonds, Short-term Bonds) according to the price list.
This scenario reflects a moderately positive investment performance, one comparable to historic averages in the respective markets. The calculations for this scenario are based on the level of the average historical returns of the indices representing similar assets:
Please note that past performance is not a guarantee for future returns, the investments value may rise or fall in the future.
This scenario reflects the value of savings in case there is zero return from all the investments in the contract throughout its lifetime.
Money will be invested into 3 asset classes (global equity, mid-term bonds, short-term bonds) according to the price list.
This is a pessimistic scenario assuming steep falls in the markets concerned. However, in this contract your funds are protected from large market downturns, as the amount to be paid at the end of the contract cannot be less than the guaranteed amount.
The calculations for this scenario are based on the average historical returns of the indices representing similar assets:
The calculations of this scenario are based on the worst 10-year-period average returns.
Schedule of payment and fees
All values generated by this calculator are not guaranteed and only serve as an illustrative example generated based on the values entered into the calculator. We would like to draw your attention to the fact that the value of the contract's underlying assets may increase or decrease during the contract lifetime and also the value of the reserve may accordingly increase or decrease in line with the value of the contract's underlying assets. The calculator uses indicators and calculating logic (planned amount of insurance payment, length of collection period, expected yield and its scenarios) that differ significantly from the requirements set for main information of combined retail and insurance-based investment products. In making a choice regarding an insurance product please review the results of the forecasts set out in the yield scenario table under ‘What are the risks and what could I get in return?’ in the Key Information document.
You should think of saving for your child’s future if you wish to make it easier for your child to get a great education or start an independent life.
College fund+ provides the possibility to create meaningful savings for your child by way of regular contributions at a sum that you have selected.
You can earn additional income when your investment grows.
Your child's 18th birthday might seem light years away. How would you manage financially if your child started university tomorrow?
Are you prepared for that?
College fund+ is a unit-linked life insurance contract. Prior to entry into the contract, please examine the terms and conditions of the contract, the price list and the short prospectus at the homepage www.swedbank.ee. The list of investment related risks is specified in the short prospectus. The service provider is Swedbank Life Insurance SE.
If you have questions about concluding the agreement online, please call us on 613 1606. Our Consultation Centre‘s specialists will be happy to assist and advise you.
Sign up for a consultation
If you want to terminate contract, it can be done at the branches of the bank or via internet bank having previously called the Consultation Centre. Before you do that please take into account, that:
Easy saver helps your savings grow in small but smart steps, seamlessly.
The only saving option that allows you to get a tax rebate on your contributions.
Life insurance is important if there are people in your life who depend on your income.
If you have any questions or suggestions, send a bank messages. We value your opinion!
Kind regards, Swedbank