PrivateBusiness

My deposits

Achieve your goals faster by saving money on a monthly basis

Deposit amount is 100% guaranteed at the end of the deposit period.
The state guarantees that 100% of the deposit is compensated, but no more than 100 000 euros per depositor in any one bank.

Which deposit to choose?

	Easy Saver For people who wish to save some money every month.	Term deposit Good option to keep your free money in the bank with no risk.
Minimum deposit amount	-	190 EUR 250 USD
Deposit term	-	2 days - 5 years 4 month - 5 years
Interest rate	Current interest rates of deposits
Option to add money	Yes, unlimited amounts at any time	No
	Read more	Read more

Taxation

From 01.01.2018 all interest paid out on deposits (including settlement accounts) is subject to income tax. This taxation is only applicable to private Estonian residents.
The bank withholds the income tax and transfers it to the Tax and Customs Board. The withheld income tax is automatically included in the client’s income tax return.
If the deposit is interrupted prematurely, the bank will refund the withheld income tax.

Compensation of deposits

The state guarantees that 100% of the deposit is compensated, but no more than 100 000 euros per depositor in any one bank.
A settlement account is also considered a deposit pursuant to the Guarantee Fund Act.
In addition, the sales proceeds of residential real estate of a natural person are guaranteed up to 70,000 euros within 6 months as of the sales transaction.

If a deposit is subject to compensation pursuant to the Guarantee Fund Act, then this is noted on the deposit statement.

Further information can be found on the homepage of the Guarantee Fund.

Internet Exploreriga ei saa internetipanka avada.

Palun kasuta Google Chrome’i, Mozilla Firefoxi või Microsoft Edge’i.

Google Chrome

Mozilla Firefox

Microsoft Edge

Alates 23. märtsist ei ole võimalik Internet Exploreri veebibrauseri kaudu Swedbanki internetipanka avada.

Internet Exploreri kaudu ei saa teha ega kinnitada Swedbanki makseid ka teistel veebilehtedel.

Soovitame kasutada Internet Exploreri asemel Google Chrome’i, Mozilla Firefoxi või Microsoft Edge’i uusimat versiooni. Nende seadistamise juhendid leiad siit.

С 23.03.2021 Интернет-банк Swedbank недоступен в браузере Internet Explorer.

С помощью Internet Explorer невозможно авторизоваться или осуществлять платежи через Swedbank на сторонних веб-страницах.

Вместо браузера Internet Explorer мы рекомендуем использовать браузеры Google Chrome, Mozilla Firefox или Microsoft Edge. Инструкции по установке упомянутых браузеров можно найти здесь.

From 23.03.2021 Swedbank Internet Bank and Banklink is no longer available using Internet Explorer browser.

It is not possible to authorize or make payments from Swedbank on other web pages using Internet Explorer.

Instead, we suggest using Google Chrome, Mozilla Firefox or the newest version of Microsoft Edge. To find out how to install the suggested browsers, please click here.

Teie operatsioonsüsteem ja veebilehitseja ei ole kaasaegne ega toetatud Swedbank internetipanga poolt. Palun uuendage oma operatsioonsüsteem ja veebilehitseja või pöörduge vastava IT tehnilise spetsialisti poole.
The operating system of your device & your browser are too outdated to be supported by Swedbank Internet Bank. Please, update the operating system & browser or turn to IT specialist for technical help.
Ваш браузер или операционная система недостаточно современны для использования в интернет банке Swedbank. Пожалуйста обновите операционную систему и браузер или обратитесь за технической помощью к ИТ специалисту.

You have logged out of the Internet bank!

If you have any questions or suggestions, send a bank messages. We value your opinion!

To exit securely, please close all the browser windows!

Kind regards,
Swedbank