Term deposit

Good opportunity to deposit your free money in the bank in total safety

  • If you open a deposit through the Internet bank, your interest rate will be up to 0.02% higher.
  • The term of your deposit can be from two days to five years.
  • You can extend the term of the deposit upon its expiry or choose automatic
    extension when you open the deposit.
Open deposit

Deposit calculator

Deposit attribute

  • You can open a term deposit in euros or in a foreign currency.
  • Enter into a term deposit contract through the Internet bank, your interest rate will be up to 0.02% higher. Read more about term e-deposits.
  • No additional payments can be made into a term deposit during its term.
  • You can terminate your deposit early if you need to, but in this case the bank will not pay you any interest for the time that your money has been deposited. The deposit sum will be transferred to your account as soon as you terminate the deposit.

Automatic extension

When entering into your contract you can select a deposit with automatic extension. This means that when the term of your deposit comes to an end, it will be automatically extended by the same period with the interest rate valid at the time of extension.

You can choose between these two options:

  • the deposit is extended with the interest earned, i.e. the interest earned for the previous deposit period is added to the deposit sum; or
  • only the sum of the deposit is extended and the interest you have earned is transferred to your settlement account.

The currently effective e-deposit interest rate is not applied to term deposits opened before 4.09.2008 in the Internet bank that are automatically extended upon their expiry and such deposits are extended with the ordinary term deposit interest rate currently in effect.

In order to guarantee the best interest rate for your deposit, we advise you to stop the automatic extension of your deposit and enter into a new contract for a term e-deposit in the Internet bank when your current deposit expires. You can stop the automatic extension of your deposit in the Internet bank at any time during the term of your deposit.

Deposit interest rates

The interest calculated on the deposit amount will be transferred to your account either every month or at the end of the deposit term, whichever you prefer. The term of the deposit will be calculated from the day the deposit amount is received in the deposit account.

Term deposit interest rates


The minimal possible period of the deposit depends on the amount and currency of money deposited:

Minimum amount (EUR) Period from
190 3 months
600 1 month
6 000 2 days

You can obtain information about the interest rates of deposits exceeding 60 000 euros either when you enter into a contract in the Internet bank or by calling Client Support on 6 310 310.

Early termination of your contract

While your contract remains valid you cannot change the way in which interest is paid. In the event of early termination of your contract the bank will not pay interest on the current deposit period. If you have selected a deposit with monthly interest payments, the bank will deduct the amount of interest already paid out from your deposit sum.

Compensation of deposits

The deposit is guaranteed in the extent of the amount determined by the Guarantee Fund. Deposits are compensated in the extent of 100%, but not more than 100 000 euros per depositor in one credit institution. A current account is also a deposit for the purposes of the Guarantee Fund Act.

More about the Guarantee Fund

Please read the terms and conditions carefully before you sign the contract,
and consult an expert if necessary.