Savings deposits

Open a new savings deposit for each of your wishes

  • Save money for holidays, weddings, children’s hobbies or even as capital for investments.
  • Save each month – you will gather the necessary amount without even noticing it.

Calculate how money is saved

Monthly amount
Deposit period

Calculation on the basis of principal increase Interest added according to deposit period

What is a savings deposit?

Savings deposit is a flexible way of saving and growing money. It is suitable for clients who cannot deposit a large lump sum, but wish to save some money every month.

You can add money to your savings deposit during the entire deposit term and it is easy to do by setting up a standing order or defined payment. The standing order for your savings deposit is free of charge. Any added money will start earning interest from the day it is received in the deposit.

Interest rates of savings deposit

Period EUR USD
6 months 0.01 0.67
9 months 0.01 0.79
12 months 0.02 0.95

Interest rate is presented on a basis of accounting year (360 days). Interest is calculated for the actual deposit days.


  • From 01.01.2018 all interest paid out on deposits (including settlement accounts) is subject to income tax. This taxation is only applicable to private Estonian residents.
  • The bank withholds the income tax and transfers it to the Tax and Customs Board. The withheld income tax is automatically included in the client’s income tax return.
  • If the deposit is interrupted prematurely, the bank will refund the withheld income tax.


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