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Travel insurance

If you have to travel, take travel insurance with you

  • You can get insurance for medical assistance for 750 000 €.
  • You can choose the cover sums for travel disruption insurance cover, luggage and personal items insurance cover.
  • Take additional covers for sports trips and dangerous activities.
If you have decided to cancel your trip, please be informed that you can also end your Travel Insurance and within working 5 days, we’ll refund you the insurance premium paid. Please be aware that in case of medical assistance and trip interruption we consider the COVID-19 disease equally to other diseases which are not excluded in terms and conditions of travel Insurance.

Travel insurance calculator

Scope of coverages

Medical assistance insurance covers medical and transportation expenses related to an illness contracted or accident suffered during the trip and, where necessary, the costs of extension of the trip. The sum insured is given per insured person and a single insured item. Compensation will be paid if the person dies or partially or fully loses his or her work ability due to an accident.
Accident insurance will be added automatically if you have selected medical assistance insurance.
Expenses related to the restoration or replacement of all belongings (including suitcases and bags) taken with you if they are damaged or destroyed due to an unexpected event (including theft). The sum insured applies to one insured person per insured event.
You have selected cover for luggage and personal belongings in the sum of € 0, which means that you will not be reimbursed for any unexpected damage caused to those items. You can change this preference.
Covers the additional expenses arising from travel itinerary change and delays in transport or baggage handling (valid from the first day as of entry into the insurance contract). Trip cancellation cover (e.g. due to illness) is effective from the third day. The sum insured applies to one insured person per insured event.
You have selected Travel disruption in the sum of 0€, which means this risk is not insured. You can change this preference.
We will compensate for any property or personal injuries you have caused to third parties (you have either damaged their property or health), thereby rendering you liable to civil liability. Additionally, we compensate for any required and reasonable costs for legal assistance according to the terms and conditions of travel insurance.
Liability and legal assistance insurance will be added automatically if you have selected luggage, personal items and travel failure insurance.
  • Hazardous activity cover can be bought together with medical assistance insurance cover.
  • Working abroad cover can be bought together with medical assistance insurance cover.
  • Sports trip cover can be bought together with medical assistance, luggage and personal items and travel failure insurance cover.

Age of insured person If you conclude travel insurance for several people, add their ages here.

Log into the internet bank if you wish to receive an insurance offer for more than 5 travellers at once.

Swedbank P&C Insurance AS processes your personal data by automated means, including profiling if you are an insured person and choose medical cover, to assess insurance risk, calculate premium and conclude insurance contract. We process data we receive from you and data we have about your trustworthiness as well as data shared by Swedbank AS, such as your identification and contact data and your age. Contract conclusion may be fully automated.

Please read more in our Principles of Processing Client Data here.

Travel insurance doesn’t take any space in your backpack and helps you with unexpected events when travelling abroad.

  • Most often travel plans get interrupted by illness or delay in transport. In some cases, the losses may exceed thousands of euros.
  • Medical expenses for treating illnesses or traumas abroad can be very high. Especially when special transportation (f.e. helicopter) is needed. In some cases, losses exceed € 150 000.
  • Average loss for damaged luggage or stolen property is more than € 500.
  • You get 750 000 € medical assistance insurance covers medical care and transport expenses.
  • You get 10 000 € accident insurance covers bodily injuries experienced when travelling.
  • You can choose the cover sums for travel disruption insurance cover, luggage and personal items insurance cover.
  • Your active leisure will also be insured without additional fee.

NB! The excess of €30 applies when something happens to your property, the travel itinerary changes or liability and legal assistance are needed.

Choose an additional cover if you’re going to engage in:

  • Hazardous activities insurance
    Choose this extra cover, if you’re planning to enjoy increased-risk activities or extreme sports such as off-piste skiing/snowboarding, diving to depths of more than 10 m, mountain hiking at altitudes 4500 m to 5500 m above sea level, etc. Read more.
  • Sports trip
    This insurance extends the Property and Travel disruption insurance. It will give an additional sum to insure your sports equipment and give you a closed tracks insurance.
  • Working abroad
    Choose this extra cover when travelling abroad for employment or practical training.

Find the detailed overview in the terms and conditions.

  1. Choose the suitable covers for your trip and calculate premium.
  2. Fill in the contract with personal data. Add travel companions if needed.
  3. Conclude an insurance contract by paying a premium in the Internet Bank.
  4. The insurance cover will take effect the day after the contract comes into force and the trip cancellation cover starts 3 days after the insurance contract comes into force.
  5. Enjoy your trip!

In case of medical expenses exceeding €1,000 please contact us first by phone +372 888 2111.

In case of other unexpected events:

Fill out claim form

Our claim handling specialist will contact you and provide further guidance.

  • In case your belongings get stolen, make a statement at the local police station.
  • If your flight is delayed or cancelled, be sure to get a flight delay certificate at the airport.
  • If your baggage gets damaged in the airport or gets delayed, register this event at the airport‘s baggage service.
  • Please keep all the invoices and certificates about the expenses for claims handling!

For any additional information please call us on +372 888 2111.

Book and pay for hotels and use car rental services.

Make sure your home is insured when you go travelling.

Travelling by car? Make sure you are covered for unexpected events on the road.


  • Swedbank P&C Insurance AS
  • phone888 1513

Insurance claims handling

In case of medical expenses exceeding 1000 €, please contact us first by phone.

Take care of your safety with Travel insurance which now includes Covid-19 insurance cover

For trips taking place starting from 6 May 2021 we're offering a Travel Insurance Covid-19 cover without an additional fee. The Covid-19 insurance cover is automatically valid while aboard if any of the preconditions apply:

  • Certificate stating that You have taken a COVID-19 test to detect the SARSCoV-2 coronavirus RNA or antigen up to 72 hours prior to the start of Your Trip and the test result is negatiive. In this case the cover is valid for the first 30 days of Your trip.
  • Confirmation that you have been infected with Covid-19 within the last 6 months and you are recovered.
  • Full vaccination certificate.

Preconditions apply to children starting from age of 12.

Preconditions are not needed if trip is cancelled due to Covid-19 sickness or self-isolation before the trip.

For example, we will compensate Covid-19 related medical expenses abroad, travel disruption costs if you are not allowed to enter to public transport due to Covid-19 symptoms and travel cancellation costs if you have received a positive coronavirus test or you are a close contact person.

Travel disruption caused by authorities (e.g. closed borders, lockdowns) is not covered even in case of pandemic/epidemic.

Carefully consider the need to go abroad.

Read more

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