Answers and fast solutions to everyday issues are readily available in the Frequently Asked Questions section of our Internet Banking site.
If you are our customer, please contact us via bank message.
If you are not our customer, please contact us by e-mail.
We will answer you within 3 working days.
Did you know that with us you get:
You can open an account online or at a Swedbank branch. Opening an account online is very convenient for you: just
fill in the questionnaire, make a video call with our employee and we will give you further instructions.
To open an account at the branch, please book a time in advance.
Debit Card Plus with the contactless payment option is an ideal choice if you like to travel or shop in online stores.
If you want to combine your student card and your bank card, then an ISIC card would be the best choice for you. ISIC allows you to use thousands of discounts in Estonia and abroad, and shop in online stores.
If you want to have cash reserve for travelling or covering unexpected major purchases, we recommend that you order a Revolving Credit Card.
Up to 30 days
You can find the price list of debit cards here.
You can find the price list of credit cards here.
*Opening the first debit card linked to your account is free of charge.
Upon starting your independent life, it can be difficult to save money at first, but if you create a habit of saving,
you will feel much more confident in case of any unexpected expenses. This way you can also prepare for bigger purchases or trips.
One way to save money conveniently is to use the Easy Saver.
The amount of each card payment is rounded to the nearest full euro and the difference is transferred to your Easy Saver, so the more
you pay with your Swedbank card, the more money will be transferred to your Easy Saver account. If you wish so, you can
turn it on or off at any time and withdraw the saved money, if necessary.
Give your savings a chance to grow and invest regularly for the future. Starting with investments is easier than you
think, and it doesn’t always require large sums, you can start even by 1 euro!
We have favourable conditions to start investing:
*Free storage for a portfolio of up to €30,000.
Student loan allows you to focus on your studies.
You have an excellent plan, but you are short of money? Do you want to purchase a new appliance, need a washing machine or
have to cover any unexpected expenses? Find out more about whether these financing options would suit you.
Travelling broadens your horizons, provides invaluable experiences, and creates incredible memories. It is definitely a
worthwhile experience to have a spontaneous weekend trip with friends or a thoroughly planned longer holiday. To ensure that
your trip would go smoothly and safely, it is wise to save some travel money and have a travel insurance.
Do you dream of your own home, where everything is exactly according to your wishes and taste? Read more about which loan
to choose and what the application conditions are. Are you interested in the maximum sum you could borrow from the bank? Check from the
If you want to buy your first car, either used or new, ask us for an offer. To enjoy a car ride with peace of mind, you
should also take our traffic insurance and casco insurance with a wide cover.
If you have a good business idea that you want to implement, we will support you in every way. With us, you can conveniently
perform daily operations on digital channels, in addition, you can use various contactless payment options. You can find a useful
overview of setting up a company on the Enterprise Estonia website.
For many people, saving and raising money might be a tough challenge, so we encourage you to read the following recommendations.
This will make it easier for you to save money.
A specific goal motivates you to save a certain amount.
Calculate how much money you need to set aside each month to reach your goal.
By doing so, there is no risk of spending money on spontaneous purchases.
Start collecting in small steps and save the returned coins separately.
Spend only 80% of the money you receive and save the remaining 20%. Use the 80/20 rule when planning your budget. Divide your income into at least two categories:
Money you spend on a daily basis (e.g. lunch at school, sweets, magazines, etc.).
Money spent on more expensive things (e.g. smartphone, jeans, university tuition, etc.).
How do you know which things are the ones you really need and which you just wish to have? Try the following tip.
Divide your purchases into different categories (entertainment, food, etc.).
Usually, a need is something you cannot live without. Wishes, in turn, are everything else that do not fit under your needs.
It is generally said that you should spend about 50% of your income on needs and about 30% on wishes. If your current
expenses do not meet this rule, you should review your categories or reduce your spending in both categories. You should be
able to set 20% of your income aside.
When managing everyday finances, you must definitely think about security as well.
If you decide to sign a legal document (e.g. a sports club membership agreement):
Check out the tips and tricks below to help you manage your daily finances more consciously
Try My budget that helps you keep track of your monthly expenses.
To ensure that your wishes and the options provided by the bank would match, it is important to ensure that your credit history is positive. This will also be checked if you apply for a loan.
You can consciously create a positive credit history yourself by demonstrating a sense of responsibility and reliability as you manage your finances. For example, you always make your credit card or student loan payments on time.
It is also important to know what activities may ruin your positive credit history. Ill-considered decisions and
choices show a lack of planning skills and shortcomings in financial education. Read the
article from Kukkur
on what to avoid to keep your credit history in order.
Young people up to the age of 25 have the opportunity to benefit from favourable offers from our partners.
Read more about the offers of all Swedbank’s partners here.
Facebook ‘Swedbank Eestis’
Youtube ‘Swedbank Eestis’
The economic blog Kukkur provides you with relevant reading and recommendations for managing your finances.
Inspiring people and exciting career opportunities await you at Swedbank.
Come to Swedbank for an internship! With us, you will face new challenges and get to be a part of an exciting internship program.
If you have any questions or suggestions, send a bank messages. We value your opinion!