Become a customer

For parents

You hold dreams. The card holds opportunities.

Open your child an account, order a card and you will be entered in a draw with prizes such as a visit to Swedbank Financial Literacy centre with friends and a box of ice cream, a family cruise to Sweden, or a private concert by Säm at a place of your choosing, including at home or school. These are the good reasons to make this step today!

Why open an account and order a card for your child?

  • A card is a safer means of payment than cash.
  • You will have an overview of where your child spends money and on what.
  • The app enables the child to view their account balance and quickly request extra money.
  • The card and payments are free of charge for children up to 18 years of age.
Open account for a child Order a card for your child

A private concert by säm

A private concert by säm at a time and place of your choosing (e.g. at school, at home, or at a birthday party).

A cruise to Sweden

A family trip to Sweden with Tallink, which includes:

  • a Harri Family Sea View cabin (two nights);
  • two buffet breakfasts and two buffet dinners per passenger;
  • the Seaside Lotte Village children’s programme with Harri the Seal;
  • the Starlight show on the cruise;
  • the FriendSHIP adventure package for children; and
  • a cabin surprise.

A day with friends in the Swedbank building

A visit to Swedbank’s main building and Estonia’s first innovative Financial Literacy Centre for young people together with family or friends, including a visit to the 28th floor and a whole box of ice cream (for up to 30 people).

  • View the campaign terms and conditions
Register your child in the draw

Some common answers about the lottery

The campaign ‘Order your child a card’ is open to all Swedbank clients aged 6–17 (inclusive) who have their own personal current account and have been issued a Swedbank card. To participate in the campaign, the child’s legal representative must register the child in Microsoft Forms and fill in all mandatory fields.

If the participant meets the campaign terms and conditions and their participation has been registered in Forms, they can get another entry if they send a drawing or a video of their dream to lasteunistused@swedbank.ee during the campaign period.

Thus, one participant can participate in the draw with up to two entries.

The drawing or video required to earn an extra entry must reflect the child’s dream and comply with best practice. The material cannot violate any laws or regulations or public order.

No, an extra entry can be received only once, regardless of the number of drawings or videos submitted.

Three prizes will be awarded as part of the campaign.

  • A visit to Swedbank main building and Financial Literacy Centre in Tallinn with family or friends, including to the 28th floor, and a box of ice cream (for up to 30 people). The visit will take place on a Saturday, as agreed with the bank, and no later than 31 March 2027.
  • A family trip to Sweden with Tallink, which includes:
    • a Harri Family Sea View cabin for two nights;
    • two buffet breakfasts and two buffet dinners per passenger;
    • the Seaside Lotte Village children’s programme with Harri the Seal;
    • the Starlight show on the cruise;
    • the FriendSHIP adventure package for children; and
    • a cabin surprise of the winner’s choosing.
  • A private concert by Säm at a time and place of the winner’s choosing (e.g. at school, at home, or at a birthday party). The winner is responsible for the concert venue and related expenses. Swedbank will cover the artist, sound technology and transport costs. The concert must take place on the territory of the Republic of Estonia by 30 December 2026 at the latest.

The campaign will run from 4 August to 20 September 2026.

All of the prize winners shall be drawn on 30 September 2026.

Winners will be contacted using the telephone number specified on the Forms registration form.

If the organiser cannot contact the winner, Swedbank has the right to draw a new winner.

No, the prize cannot be exchanged for monetary compensation or transferred to a third party.

Yes, a legal representative may withdraw consent to participate in the campaign and to the processing of personal data at any time. To this end, they need to send a freeform bank message.

To organise the campaign, Swedbank will process the following data:

  • child’s name and personal identification code
  • name and personal identification code of legal representative
  • phone number of legal representative
  • prize preference
  • data on whether the child has been issued a Swedbank card

Personal data are processed in accordance with data protection requirements and the Swedbank Principles of Processing Client Data.

If you have any questions about the campaign, contact us at lasteunistused@swedbank.ee.

Child gets

Up to 5 years old

6–12 years old

13–18 years old

A free bank account
A free debit card
A mobile banking app
- including the ability to request money
Access to youth discounts
The ability to invest agree

(Starting from 7 years)

To pay with Apple Pay and Google Pay

Parent can

Up to 5 years old

6–12 years old

13–18 years old

View the child's bank account
See what and where the child spends money
- including receiving purchase notifications
Easily transfer money to the child's account
Invest on the child's behalf using the child's investment account
Block the child's card if needed
Change the child's card limits

If your child is under 7 years old, their personal identification code is sufficient for opening an account.

If your child is at least 7 years old, you need their ID card or a passport to open an account.

If your child is at least 6 years old and wishes to use the Internet Bank and the app, you can enter into an agreement for their use.

For the child to use the app in their phone, they need a Smart ID to identify themselves. The most convenient way to make one is with an ID card online, but you can also do it at one of our branches. To do so, come in with your child, bring your child’s smartphone and your own and the child’s ID card or passport.

Instructions for making a Smart ID for your child (PDF)

  • Paying with a card is safer than using cash as the money will stay safe even if you lose the card.
  • As a parent, you can monitor your child’s expenses in the Internet Bank and set a daily or monthly limit where necessary. This way, your child will gradually become financially literate.
  • The first card is free of charge.
  • Children can use the card without a monthly fee
  • Discounts at our partners:
    • Apollo Kino
    • MyFitness
    • Boost smoothies
    • Ballzy

How to use your bank card safely (PDF)

  • Your child can conveniently view their account balance at any time.
  • If your child runs out of money, they can request money, and you can conveniently make a transfer from your app.
  • Pocket money and money received as a birthday gift is all in one place and earns interest with the help of Easy Saver.
  • Your child can view their PIN in the app.

The Swedbank app can be used by children who are at least 6 years old.

Read more about the app

Smart-ID for children

If you’d like your child to use mobile bank and log in to e-school by themselves, the most convenient identification method is Smart-ID.

Smart-ID is available for children from 6 years old. It’s convenient, safe and free of charge.

If your child has an ID card, you can create a Smart-ID for them online.

You can also get a Smart-ID in one of our branches. For that, visit the branch with your child, and remember to bring with you both your child’s smartphone, as well as your own and your child’s ID cards or passports.

Read more

A child can have a user ID if they have a Swedbank account and are at least 6 years old. The user ID will be created for them if they want to start using online banking.

You can request or create a user ID for your child as follows: by logging into the Internet bank, calling the number 6 310 310, sending a bank message, or visiting a branch.

Additionally, you can see the child’s user ID in your internet bank:

  • Click on your name in the top right corner and select "Payment limits and user management" from the menu;
  • In the "Other Teleservices Agreements I'm added to" section, click the "Edit" button next to the child’s name;
  • In the pop-up window, you’ll find the child’s user ID under "Users" – a 6-7 digit code.

To view the PIN, go to the ‘Cards’ page in the app, choose a bank card and then select ‘PIN’. Confirm the viewing of the PIN with a suitable authentication method and the PIN will be displayed for 30 seconds. Do not show it to others.

Yes, if your child is ready and you have activated these options.

  • To add the option of making online purchases, enter into an Internet and Mobile Bank agreement for your child.
  • You can switch contactless payments on or off at any time and set limits in the Internet Bank.

User IDs can be registered for children who are at least 6 years old and who have a Swedbank account. The User ID will be granted when they wish to start using the Internet Bank.

You can request or obtain a User ID for your child in the Internet Bank, by calling 6 310 310, by sending a bank message or by visiting one of our branches.

Additionally, you can view your child’s user ID in the Internet Bank:

  • Click on your name in the upper right corner and select ‘Payment limits and user management’ in the menu.
  • Under ‘Other digital services agreements I’m added to’, click on the ‘Edit’ button next to your child’s name.
  • In the window that opens, you can see the child’s User ID—a 6–7 digit code—under ‘Users’.

New! Teach your child to save in small but smart steps with Easy saver.

  • 30EUR

On the ‘Rahatarkus mudilastele’ (financial literacy for kids) page of Swedbank’s blog, you can find stories about the Ööbik family that can help you talk to your child about money. There is plenty to listen to and read, as well as puzzles, so that children can learn to handle money responsibly from an early age.

Financial literacy for kids

Easy Saver

Easy Saver helps your child to collect money step by step on their own. Easy Saver works in a very simple way: the amount of each card payment is rounded to the next full euro, and the difference is transferred to the child’s Easy Saver. If necessary, the child can turn Easy Saver on or off at any time, and the saved money can be withdrawn too. To use the Easy Saver, the child must have an Agreement of Teleservices and the "all services" profile activated. Your child's account information is used for the Easy Saver. You can read more about the principles of data processing here.

My budget

A convenient solution for use both in the app and online banking, allowing a child to learn to monitor their expenses. Additionally, they can set limits by category.

Investing for your child

Additionally, you can use any other investment possibilities to save money for your child. You can do so on your own or on your child’s account. Read, how to invest for your child.

Offers and discounts

Back
Swedbank logo

Internet Exploreriga ei saa internetipanka avada.

Palun kasuta Google Chrome’i, Mozilla Firefoxi või Microsoft Edge’i.

Alates 23. märtsist ei ole võimalik Internet Exploreri veebibrauseri kaudu Swedbanki internetipanka avada.

Internet Exploreri kaudu ei saa teha ega kinnitada Swedbanki makseid ka teistel veebilehtedel.

Soovitame kasutada Internet Exploreri asemel Google Chrome’i, Mozilla Firefoxi või Microsoft Edge’i uusimat versiooni. Nende seadistamise juhendid leiad siit.

С 23.03.2021 Интернет-банк Swedbank недоступен в браузере Internet Explorer.

С помощью Internet Explorer невозможно авторизоваться или осуществлять платежи через Swedbank на сторонних веб-страницах.

Вместо браузера Internet Explorer мы рекомендуем использовать браузеры Google Chrome, Mozilla Firefox или Microsoft Edge. Инструкции по установке упомянутых браузеров можно найти здесь.

From 23.03.2021 Swedbank Internet Bank and Banklink is no longer available using Internet Explorer browser.

It is not possible to authorize or make payments from Swedbank on other web pages using Internet Explorer.

Instead, we suggest using Google Chrome, Mozilla Firefox or the newest version of Microsoft Edge. To find out how to install the suggested browsers, please click here.

Klienditugi - Инфо и помощь - Customer service: +372 6 310 310

You have been logged out from Internet bank

For extra security close the browser window. If you wish to continue using Internet bank, please log in again.

Contacts

  • Contacts, branches, ATMs
  • Book a time
  • About Swedbank

SWEDBANK AS
Liivalaia 34, 15040 Tallinn
SWIFT code/BIC: HABAEE2X
Reg. number: 10060701

Useful links

  • Secure banking
  • Sustainability
  • Life Events Guidance
  • Calculators
  • Prices and rates
  • Our blog
  • Work with us

Legal information

  • Bank conditions
  • Processing of Client Data
  • Customer Data
  • Handling customer complaints
  • Cookies
  • Manage cookies
  • PSD2 and open banking
  • Accessibility

Customer programmes

  • Private Banking
  • Gold customers
  • Seniors
  • For parents
  • Young people and students
  • Become a business customer

This is a website of companies offering financial services – Swedbank AS, Swedbank Liising AS, Swedbank P&C Insurance AS, Swedbank Life Insurance SE, and Swedbank Investeerimisfondid AS. Before entering into any agreement read the terms and conditions of the respective service. Consult a specialist, where necessary. Swedbank AS does not provide a credit advisory service for the purposes of the Creditors and Credit Intermediaries Act. The borrower makes the decision of taking out a loan, who assesses the suitability of the loan product and contractual terms to his/her personal loan interest, need and financial situation on the basis of the information and warnings presented by the bank and is responsible for the consequences related to concluding the agreement.