Bank conditions

Settlements

Effective from Effective to
Conditions of current account 13.02.2014 Effective now PDF
01.01.2011 12.02.2014 PDF
22.05.2010 31.12.2010 PDF
17.03.2009 21.05.2010 PDF
Conditions of standing order 22.05.2010 Effective now PDF
17.03.2009 21.05.2010 PDF
Conditions for making Payment Transactions 18.09.2016 Effective now PDF
01.02.2014 17.09.2016 PDF
01.01.2012 31.01.2014 PDF
22.05.2010 31.12.2011 PDF
Terms and conditions of e-invoice standing order agreement 13.06.2013 Effective now PDF
Terms of e-invoice ordering 17.09.2015 Effective now PDF
Conditions of foreign payment order 17.09.2015 PDF

Cards

Effective from Effective to
Conditions of debit card 01.09.2015 Effective now PDF
01.01.2011 31.08.2015 PDF
22.05.2010 31.12.2010 PDF
17.03.2009 21.05.2010 PDF
Conditions of charge card 01.09.2015 Effective now PDF
01.05.2013 31.08.2015 PDF
01.07.2011 30.04.2013 PDF
01.01.2011 30.06.2011 PDF
Conditions of revolving credit card 01.10.2017 Effective now PDF
01.09.2015 30.09.2017 PDF
01.01.2011 31.08.2015 PDF
22.05.2010 31.12.2010 PDF
03.12.2009 21.05.2010 PDF
Terms and conditions of the agreement on the usage of the Platinum credit card for private person 01.06.2016 Effective now PDF
Conditions of fixed payment credit card 01.09.2015 Effective now PDF
01.01.2011 31.08.2015 PDF
22.05.2010 31.12.2010 PDF
03.12.2009 21.05.2010 PDF
Terms and conditions of the agreement on the use of the ISIC Mastercard Student Card 01.09.2015 Effective now PDF
21.08.2013 31.08.2015 PDF
Conditions of American Express Blue credit card 01.09.2015 Effective now PDF
01.07.2011 31.08.2015 PDF
01.01.2011 30.06.2011 PDF
22.05.2010 31.12.2010 PDF
Conditions of American Express Gold credit card 01.09.2015 Effective now PDF
01.07.2011 31.08.2015 PDF
01.01.2011 30.06.2011 PDF
22.05.2010 31.12.2010 PDF
Conditions of American Express Platinum credit card 01.09.2015 Effective now PDF
01.07.2011 31.08.2015 PDF
01.01.2011 30.06.2011 PDF
22.05.2010 31.12.2010 PDF
03.12.2009 21.05.2010 PDF

Banking channels

Effective from Effective to
Conditions of teleservices agreement 17.09.2015 Effective now PDF
01.12.2012 16.09.2015 PDF
22.05.2010 30.11.2012 PDF
17.03.2009 21.05.2010 PDF
User Terms of Websites 01.12.2012 Effective now PDF
01.03.2010 30.11.2012 PDF
Conditions of alert agreement 17.03.2009 PDF
Conditions of mobile payment contract 01.01.2011 Effective now PDF
22.05.2010 31.12.2010 PDF
17.03.2009 21.05.2010 PDF
Conditions of mobile telephone calling time addition agreement
* We stopped providing the mobile top-up service as of 9 June 2016.
01.01.2011 PDF
22.05.2010 01.01.2011 PDF
17.03.2009 22.05.2010 PDF

Deposits

Effective from Effective to
Depositor information sheet 12.05.2016 Effective now PDF
Conditions of term deposit 22.05.2010 Effective now PDF
17.03.2009 21.05.2010 PDF
Conditions of savings deposit 07.04.2011 Effective now PDF
22.05.2010 06.04.2011 PDF
17.03.2009 21.05.2010 PDF
Terms and Conditions of Overnight Deposit Agreement 22.05.2010 Effective now PDF
17.03.2009 21.05.2010 PDF
Terms and Conditions of Investment Deposit Agreement 16.12.2014 Effective now PDF
20.08.2012 15.12.2014 PDF
01.01.2011 19.08.2012 PDF
01.05.2009 31.12.2010 PDF
Conditions of investment deposit

Loans

Effective from Effective to
Conditions of overdraft 01.10.2015 Effective now PDF
Standard loan agreement terms and conditions
* Standard loan agreement terms and conditions shall
be one part of the loan agreement, the rest of conditions
shall be regulated in the loan agreement concluded
between the bank and the borrower.
13.06.2016 Effective now PDF
21.03.2016 Effective now PDF
01.10.2015 Effective now PDF
01.05.2013 Effective now PDF
01.07.2011 Effective now PDF
06.09.2010 Effective now PDF
01.01.2010 Effective now PDF
17.03.2009 Effective now PDF
17.11.2008 Effective now PDF
15.01.2007 Effective now PDF
Conditions of small loan 31.10.2016 Effective now PDF
21.03.2016 Effective now PDF
01.10.2014 Effective now PDF
01.08.2014 Effective now PDF
03.06.2013 Effective now PDF
01.07.2011 Effective now PDF
23.03.2011 Effective now PDF
01.01.2010 Effective now PDF
17.03.2009 Effective now PDF
Conditions of credit line 01.10.2015 Effective now PDF
01.03.2015 Effective now PDF

General conditions and principles

Effective from Effective to
General Terms of Vehicle MS Contract 01.07.2013 Effective now PDF
01.05.2012 30.06.2013 PDF
01.01.2011 30.04.2012 PDF
01.08.2010 31.12.2010 PDF
General Terms of Full Service Lease 01.07.2013 Effective now PDF
01.05.2012 30.06.2013 PDF
22.08.2011 30.04.2012 PDF
01.04.2011 21.08.2011 PDF
01.01.2011 31.03.2011 PDF
General conditions of Swedbank 01.02.2016 Effective now PDF
01.07.2014 31.01.2016 PDF
01.06.2012 30.06.2014 PDF
01.01.2011 31.05.2012 PDF
22.05.2010 31.12.2010 PDF
17.03.2009 21.05.2010 PDF
General Terms and Conditions of Lease Contract 01.05.2012 Effective now PDF
01.01.2012 30.04.2012 PDF
01.01.2011 31.12.2011 PDF
01.01.2010 31.12.2010 PDF
17.03.2009 31.12.2009 PDF
General Terms and Conditions of Hire-Purchase 01.05.2012 Effective now PDF
01.01.2012 30.04.2012 PDF
01.01.2011 31.12.2011 PDF
01.01.2010 31.12.2010 PDF
01.03.2009 31.12.2009 PDF
General terms and conditions of hire purchase sales contract of Swedbank 01.05.2012 Effective now PDF
01.07.2011 30.04.2012 PDF
Authorised processors are partners of the Estonian companies of Swedbank 01.04.2016 Effective now PDF
01.07.2015 31.03.2016 PDF
01.07.2014 30.06.2015 PDF
20.02.2014 30.06.2014 PDF
01.11.2010 19.02.2014 PDF
01.01.2008 31.10.2010 PDF
Processing of customer data 01.09.2015 Effective now PDF
01.01.2014 31.08.2015 PDF
22.05.2010 31.12.2013 PDF
17.03.2009 21.05.2010 PDF
Procedure for processing customer complaints 01.08.2016 Effective now PDF
01.10.2014 31.07.2016 PDF

Investing

Effective from Effective to
Conditions for Providing Investment Services 04.01.2016 Effective now PDF
20.12.2012 03.01.2016 PDF
20.07.2012 19.12.2012 PDF
18.08.2011 19.07.2012 PDF
02.08.2010 17.08.2011 PDF
07.12.2009 01.08.2010 PDF

Swedbank P&C Insurance AS

Effective from Effective to
General conditions 01.03.2008 Effective now PDF
Casco
Terms and Conditions of Casco Insurance 01.10.2016 Effective now PDF
Terms and Conditions of Casco Insurance 19.09.2013 PDF
Home insurance
Home Insurance Terms and Conditions 17.08.2017 Effective now PDF
01.04.2013 16.08.2017 PDF
Apartment building insurance
Terms and Conditions of Apartment Building Insurance 01.01.2011 Effective now PDF
Loan Payment Protection Insurance
Terms and Conditions of Loan Payment Protection Insurance 01.04.2013 Effective now PDF
Credit Card Insurance
Terms and Conditions of Credit Card Insurance 13.08.2015 Effective now PDF
01.01.2011 12.08.2015 PDF
Purchase protection
Purchase protection for American Express Blue 01.07.2015 Effective now PDF
01.01.2011 30.06.2015 PDF
Purchase protection for Platinum Credit Cards 01.06.2016 Effective now PDF
01.06.2016 31.05.2016 PDF
Purchase protection for Credit Cards 15.09.2016 Effective now PDF
Travel insurance
Travel insurance terms and conditions 01.07.2016 Effective now PDF
17.09.2015 30.06.2016 PDF
24.11.2009 16.09.2015 PDF
Travel insurance conditions for Gold revolving credit card 01.07.2016 Effective now PDF
01.09.2015 30.06.2016 PDF
01.01.2011 31.08.2015 PDF
Travel insurance conditions for Gold charge credit card 01.07.2016 Effective now PDF
01.01.2011 30.06.2016 PDF
Travel insurance conditions for Platinum charge credit card 01.07.2016 Effective now PDF
01.01.2011 30.06.2016 PDF
Travel insurance conditions for American Express Gold credit card 01.07.2016 Effective now PDF
01.09.2015 30.06.2016 PDF
01.01.2011 31.08.2015 PDF
Travel insurance conditions for American Express Platinum credit card 01.07.2016 Effective now PDF
01.09.2015 30.06.2016 PDF
01.01.2011 31.08.2015 PDF
Travel insurance conditions for Platinum Credit Cards 01.06.2016 Effective now PDF

Swedbank Life Insurance SE

Effective from Effective to
Supplementary funded pension insurance contracts
Unit-Linked Pension Insurance 12.08.2013 Effective now PDF
01.01.2011 11.08.2013 PDF
31.12.2009 31.12.2010 PDF
Pension Insurance+ 12.08.2013 Effective now PDF
07.04.2011 11.08.2013 PDF
Private Pension Portfolio 12.08.2013 Effective now PDF
20.05.2010 11.08.2013 PDF
31.12.2009 19.05.2010 PDF
Swedbank V+ Pension Insurance 31.12.2009 Effective now PDF
Personal Pension Scheme 12.03.2015 Effective now PDF
31.12.2009 11.03.2015 PDF
Unit-linked life insurance contracts
Fund Plan 12.08.2013 Effective now PDF
01.01.2011 11.08.2013 PDF
31.12.2009 31.12.2010 PDF
College Fund+ 12.08.2013 Effective now PDF
07.04.2011 11.08.2013 PDF
College Fund 01.01.2011 Effective now PDF
31.12.2009 31.12.2010 PDF
Private Portfolio 12.08.2013 Effective now PDF
20.05.2010 11.08.2013 PDF
31.12.2009 19.05.2010 PDF
Life insurance contracts on death
Life Insurance Plus 10.09.2014 Effective now PDF
12.08.2013 09.09.2014 PDF
18.12.2012 11.08.2013 PDF
31.12.2009 17.12.2012 PDF
Loan Insurance 12.08.2013 Effective now PDF
18.12.2012 11.08.2013 PDF
31.12.2009 17.12.2012 PDF
Life Insurance 10.09.2014 Effective now PDF
12.08.2013 09.09.2014 PDF
31.12.2009 11.08.2013 PDF
Conditions of supplementary insurance
Illness and Accident Insurance (PK) 01.07.2016 Effective now PDF
18.12.2012 30.06.2016 PDF
Illness and Accident Insurance (PH) 01.07.2016 Effective now PDF
18.12.2012 30.06.2016 PDF
Conditions of Accident Insurance 31.12.2009 Effective now PDF