New customers

New customers

At Swedbank you can take care of your money matters easily and conveniently

  • Convenient Mobile and Internet Bank.
  • The most extensive network of branches and ATMs.
  • Collect valuable rewards points when you pay by card.
  • Opening an account and ordering the first bankcard is free of charge.*
  • You can also have bank cards posted to you at home.

I wish to become a Swedbank customer

* Except ISIC MasterCard Student card.
If you are not a resident of Estonia, please go to the nearest Swedbank branch.

Opening an account

An account can be opened by citizens of Estonia and other countries as well as stateless persons. In the case of residents of other countries, they must have a link to Estonia (such as property in the country or a company here) in order to open an account. In order to make convenient use of your account we also recommend ordering a debit card and entering into an Internet Bank agreement. However, ordering additional services is not a pre-condition for opening an account. You can take a look at the bank’s terms and conditions, price list and dispute resolution procedure on our website.

For a minor

In order to open an account for a child below the age of 7, you have to present the child’s birth certificate; in order to open an account for a child in the age between 7 and 17, also the child’s identity card or passport is needed. When coming to a branch, parents must also have a personal identity document. If the child wishes to come to the branch alone to open an account or apply for a card, they must carry a parent’s authorisation. A parent who is a Swedbank customer is granted the authority to fill in the form under bank messages in the Internet Bank and to send it to the bank. If the parent is not a customer of Swedbank, we ask you to come into a branch to open an account for a minor.

Children can start using their account independently with their parents’ permission from the age of 7. Until a child turns 18 the account will be connected to an account belonging to one of their parents or their legal guardian. However, once the child turns 18, parents lose automatically the right to use their account.

For a non-resident

The decision to open an account for non-resident private persons (citizens of other countries who do not have a long-term residence permit or a residence permit issued for at least one year) is made within ten banking days of receipt of all required documents. The customer is notified of the decision via the channel chosen by the customer – by phone or by e-mail. If the answer is positive, we ask the customer to come within 30 days to the same branch to open the account. If the person opening the account is not a resident of a Member State of the European Union, they will be charged for opening the account according to the price list.

Looking to open an account for your company?


We accept the following identity documents:

  • Passport of the Republic of Estonia;
  • Identity card of a citizen of an EU Member State (including Estonia), an EEA Member State or the Swiss Confederation (ID card / Digi-ID);
  • Driver’s licence issued in the Republic of Estonia (except for a temporary driver’s licence);
  • Alien’s passport of the Republic of Estonia with a valid Estonian residence permit;
  • Diplomatic passport;
  • A passport of a foreign country with a valid Estonian residence permit or visa (except for foreign countries that have entered into a visa-free regime with the Republic of Estonia);
  • A seafarer's discharge book;
  • A certificate of record of service on Estonian ships.