Loan and leasing interest rates

Loan and leasing interest rates
Name Interest Rate
Home loan Interest depends on client, financed sum and collateral.
Car leasing Interest depends on the client’s solvency, age of the vehicle and self-financing
Car loan 8%-19% per annum
The final interest rate depends on the client’s solvency, liabilities and loan sum
Small loan 15%-25% per annum
The final interest rate depends on the client’s solvency, liabilities and loan sum.
Overdraft 18%-25% per annum
The final interest rate depends on the client’s solvency, liabilities and loan sum.
Student loan 5% per annum
Credit line 13%-25% per annum
The final interest rate depends on the client’s solvency, liabilities and loan sum.

History of the loan and leasing interest rates

Base interest rates

Name Period Interest Rate Changed at
Euribor rates www.emmi-benchmarks.eu/euribor-org/euribor-rates.html
EUR base interest rate 1 3 years -0.06% 02.12.2016
5 years 0.134% 02.12.2016
10 years 0.7307% 02.12.2016
Estonian economic environment risk rate, EUR 2 0.576% 02.12.2016
Swedbank mortgage base interest rate, EUR 3 6 months 0.358% 02.12.2016
1 year 0.500% 02.12.2016

1 The EUR base interest rates are illustrative. The actual base interest rate depends on the term and payment schedule of the specific loan.
2 Environment risk factor for EUR
3 Mortgage Base Rate, EUR