Navigate to main page content
PrivateBusiness

Loan and leasing interest rates

Name Interest Rate
Home loan Interest depends on client, financed sum and collateral.
Car leasing Interest depends on the client’s solvency, age of the vehicle and self-financing
Car loan 8%-19% per annum
The final interest rate depends on the client’s solvency, liabilities and loan sum
Small loan 15%-25% per annum
The final interest rate depends on the client’s solvency, liabilities and loan sum.
Overdraft 18%-25% per annum
The final interest rate depends on the client’s solvency, liabilities and loan sum.
Student loan 5% per annum
Credit line 13%-25% per annum
The final interest rate depends on the client’s solvency, liabilities and loan sum.

History of the loan and leasing interest rates

Base interest rates

Name Period Interest Rate Changed at
Euribor rates www.emmi-benchmarks.eu/euribor-org/euribor-rates.html
EUR base interest rate 1 3 years -0.263%
5 years -0.135%
10 years 0.14%
Estonian economic environment risk rate, EUR 2 0.556% 30.11.2021
Swedbank mortgage base interest rate, EUR 6 months 0.018% 30.11.2021
1 year 0.051% 30.11.2021

1 The EUR base interest rates are illustrative. The actual base interest rate depends on the term and payment schedule of the specific loan.
2 Environment risk factor for EUR
3 Mortgage Base Rate, EUR

Swedbank logo

Internet Exploreriga ei saa internetipanka avada.

Palun kasuta Google Chrome’i, Mozilla Firefoxi või Microsoft Edge’i.

Alates 23. märtsist ei ole võimalik Internet Exploreri veebibrauseri kaudu Swedbanki internetipanka avada.

Internet Exploreri kaudu ei saa teha ega kinnitada Swedbanki makseid ka teistel veebilehtedel.

Soovitame kasutada Internet Exploreri asemel Google Chrome’i, Mozilla Firefoxi või Microsoft Edge’i uusimat versiooni. Nende seadistamise juhendid leiad siit.

С 23.03.2021 Интернет-банк Swedbank недоступен в браузере Internet Explorer.

С помощью Internet Explorer невозможно авторизоваться или осуществлять платежи через Swedbank на сторонних веб-страницах.

Вместо браузера Internet Explorer мы рекомендуем использовать браузеры Google Chrome, Mozilla Firefox или Microsoft Edge. Инструкции по установке упомянутых браузеров можно найти здесь.

From 23.03.2021 Swedbank Internet Bank and Banklink is no longer available using Internet Explorer browser.

It is not possible to authorize or make payments from Swedbank on other web pages using Internet Explorer.

Instead, we suggest using Google Chrome, Mozilla Firefox or the newest version of Microsoft Edge. To find out how to install the suggested browsers, please click here.

Klienditugi - Инфо и помощь - Customer service: +372 6 310 310

Swedbank
  • Teie operatsioonsüsteem ja veebilehitseja ei ole kaasaegne ega toetatud Swedbank internetipanga poolt. Palun uuendage oma operatsioonsüsteem ja veebilehitseja või pöörduge vastava IT tehnilise spetsialisti poole.
  • The operating system of your device & your browser are too outdated to be supported by Swedbank Internet Bank. Please, update the operating system & browser or turn to IT specialist for technical help.
  • Ваш браузер или операционная система недостаточно современны для использования в интернет банке Swedbank. Пожалуйста обновите операционную систему и браузер или обратитесь за технической помощью к ИТ специалисту.

You have logged out of the Internet bank!

If you have any questions or suggestions, send a bank messages. We value your opinion!

To exit securely, please close all the browser windows!

Kind regards,
Swedbank