Intra-bank payment |
all currencies |
without delay |
at all times |
|
Instant payment |
EUR |
without delay |
at all times, not available in branches and consultation center |
if beneficiary's bank has joined the instant payment scheme |
Domestic payment (incl. urgent payment) |
EUR |
on the same settlement day (T+0) |
before 4:30 pm. NB! In branches and consultation center before 4:00 pm |
Interbank settlement of domestic payments and European payments takes place five times a day, excluding weekends and public holidays.
Urgent payment takes place in real time via settlement system Target 2, excluding weekends and public holidays.
Payments made later are sent on the following settlement day, excluding weekends and public holidays.
|
European payment, European urgent payment
Terms and conditions of a European payment:
- the payment currency is the euro;
- the correct IBAN is indicated in the payment;
- the service fee type is ‘shared’;
-
the beneficiary's bank is in a member state of the European Union and/or the European Economic Area (or Andorra,
Gibraltar, Mayotte, Monaco, San Marino, Saint Martin (French part), Saint Barthélemy, Saint Pierre and
Miquelon, Switzerland, United Kingdom (including British isles: Guernsey, Jersey, Isle of Man) and Vatican
City State).
International payment fee is applied when the beneficiary’s IBAN is not indicated in the payment.
|
EUR |
on the same settlement day (T+0) |
domestic payment before 4:30 pm, international payment before 4.00 pm. NB! In brach or consultation centre before 4:00 pm |
Interbank settlement of domestic payments and European payments takes place five times a day, excluding weekends and public holidays.
Urgent payment takes place in real time via settlement system Target 2, excluding weekends and public holidays.
Payments made later are sent on the following settlement day, excluding weekends and public holidays.
|
Payment within Swedbank Group |
EUR |
on the same settlement day (T+0) |
before 5:30 pm |
Payments made later are sent on the following settlement day, excluding weekends and public holidays |
Payment within Swedbank Group |
SEK, USD |
on the same settlement day (T+0) |
before 4:00 pm |
Payments made later are sent on the following settlement day, excluding weekends and public holidays |
Payment within Swedbank Group |
NOK, DKK |
on the same settlement day (T+0) |
before 3:00 pm |
Payments made later are sent on the following settlement day, excluding weekends and public holidays |
To Latvia, Lithuania |
other currencies |
on the same settlement day (T+0) |
before 3:00 pm |
Payments made later are sent on the following settlement day, excluding weekends and public holidays |
To Sweden, Finland, Denmark, Norway |
other currencies |
in two settlement days (T+2) |
at all times |
Payments made later are sent on the following settlement day, excluding weekends and public holidays |
International payments |
Ordinary payment |
all currencies |
in two settlement days (T+2) |
at all times |
Payments made later are sent on the following settlement day, excluding weekends and public holidays |
Urgent payment |
EUR, USD |
on the next settlement day (T+1) |
before 3:00 pm |
Payments made later are sent on the following settlement day, excluding weekends and public holidays |
Urgent payment |
other currencies |
on the next settlement day (T+1) |
before 2:00 pm |
Payments made later are sent on the following settlement day, excluding weekends and public holidays |
Express payment |
EUR, USD |
on the same settlement day (T+0) |
before 2:00 pm |
Payments made later are sent on the following settlement day, excluding weekends and public holidays |