Mobile payment is the most inexpensive, quickest and most convenient way of non-cash settlements between individuals, because the mobile payment is free of charge - you only pay for a call to your mobile operator the mobile payment accrues immediately, incl. on weekends and public holidays and even between banks who offer this type of payment (currently, only Swebank and SEB offer the mobile payment) you can transfer money at any time in Estonia via your mobile phone You only need to know the recipient’s mobile telephone number to make a payment. Both the remitter and the recipient must have entered into a mobile payment agreement. You can start making payments as of 12.00 on the day following the entry into the agreement. A respective message is sent to your mobile phone as well. How to make a mobile payment?