Gold revolving credit card

Monthly fee 0 €*
Gold revolving credit card

  • Free travel insurance for the whole family.
  • Opportunity to perform transfers and make payments direct from your credit card account.
  • Up to 40-day interest-free period on purchases made with card.
  • 180-day insurance for items purchased with the card.
  • Special offers and more reward points.
  • Allows you to make contactless payments.
  • Card will be sent to your contact address in 5 days.

Apply card

*Gold revolving credit cards ordered between 01.06.–30.06.18 have a € 0 monthly fee until 30.09.18; from 01.10.18 will apply the regular monthly fee. If you have previously had the Gold revolving credit card, the special offer applies to you only if at least 3 months have passed since you cancelled your card.

Note: Before applying for a card, log in to the Internet Bank to check whether you have a pre-calculated offer. Ordering a credit card on the basis of a personal offer made to you in the Internet Bank, you can start using it up to the established limit as soon as you place the order and enter into the agreement i.e. even before the physical card reaches you.

Travel insurance comparison

Gold credit card travel insurance Travel insurance
Price The monthly fee is €4.96 (€59.52 per year), which includes free travel insurance Example: One week’s holiday for a family of four in Turkey is €146**
Coverage Insurance cover is automatic* You are covered once you enter into the contract
Validity Valid until the end date of the card for trips lasting up to 3 months Valid until the end of the insurance period
Scope Entire family Optional
Luggage and personal belonging cover Included in price Available at extra cost
Travel interruption cover Included in price Available at extra cost
Validity of travel interruption cover Automatic validity* Valid from the 3rd day after entering into the contract
Medical assistance 500 000 € 500 000 €
Apply card More

You can review the terms and conditions of Gold credit card travel insurance HERE.

*Insurance cover is automatic if you pay at least 50% for the cost of your trip with your credit card or from your personal Swedbank bank account.
**Example price includes: 2 adults, 2 children, €1000 property insurance cover, €1500 travel interruption cover. Travel period begins 30 days after taking out policy.

Travel insurance

The revolving Gold credit card comes with an extensive travel insurance package, which covers you and your family members travelling with you during trips of up to three months anywhere in the world.

Travel insurance covers:
  • medical and transport expenses related to accidents and illnesses;
  • expenses incurred due to changes to your travel plans (cancellation or interruption of a trip, delayed travel etc.);
  • the cost of restoring or replacing personal items taken on the trip should they be damaged or destroyed (including stolen) as a consequence of a sudden and unforeseeable event.

The insurance cover will take effect if you pay for at least one of the expenses set out below with your Swedbank card or by means of a bank transfer from your personal Swedbank bank account:

  • any type of tickets for travelling to the destination;
  • package travel expenses;
  • accommodation expenses preceding the insured event; and
  • fuel expenses preceding the insured event.

You must have a valid Swedbank Gold credit card at the moment of paying for the travel expenses.

If the expenses cannot be determined in detail, the insurance cover will take effect if you have paid for at least 50% of (all ) the travel expenses with your Swedbank card or by means of a bank transfer from your personal Swedbank bank account.

Excess

Excess is the part of the loss amount you must personally cover in an insured event. The excess is 30 euros and it applies to insured events related to property insurance, travel itinerary changes and liability and legal assistance insurance.

The travel insurance is provided by Swedbank P&C Insurance AS. Please read the insurance terms and conditions and consult an insurance specialist if necessary.

If you have further questions, please contact customer service 888 2100, varakindlustus@swedbank.ee.


  • What does the Swedbank Gold and Platinum credit card travel insurance cover?

    Insurance cover and amount insured with excess

    American Express Platinum
    American Express Gold
    Gold revolving credit card (MasterCard)
    Platinum fixed payment credit card (VISA)
    Gold fixed payment credit card

    American Express Platinum and New Visa Platinum

    American Express Gold

    Gold revolving credit card (MasterCard)

    Platinum charge credit card (VISA)

    Gold charge credit card (VISA, MasterCard)

    Terms and conditions of travel insurance:

    Insurance terms and conditions

    Insurance terms and conditions

    Insurance terms and conditions

    Insurance terms and conditions

    Insurance terms and conditions

    Additional terms for obtaining travel insurance cover:

    No payment requirement

    Payment requirement of 50% of travel expenses

    No payment requirement

    Payment requirement of 75% of travel expenses

    Deductible: No deductible Deductible amount is EUR 30 No deductible
    Insurance cover Maximum Sum Insured (€) per Insured Person
    Accident insurance
    Accidental disability/death EUR 20 000 EUR 10 000 EUR 10 000 EUR 10 000 EUR 10 000
    person over 18 years of age Uniform cover for all regardless of age Uniform cover for all regardless of age Uniform cover for all regardless of age EUR 10 000 EUR 10 000
    person under 18 years of age Uniform cover for all regardless of age Uniform cover for all regardless of age Uniform cover for all regardless of age EUR 2 000 EUR 2 000
    Medical treatment expenses and transportation costs EUR 500 000 EUR 500 000 EUR 500 000 EUR 50 000 EUR 50 000
    Medical treatment expenses related to dental trauma and severe dental pain EUR 200 EUR 200 EUR 200 EUR 200 EUR 200
    Acquisition cost of medical aids (glasses, hearing aids, prostheses, etc.) EUR 200 EUR 200 EUR 200 EUR 200 EUR 200
    Services covered by medical treatment expenses:
    transportation to the closest hospital

    No limitations; according to the cover for medical treatment expenses and transportation costs.

    EUR 20 000 EUR 20 000
    expenses incurred in repatriation of the ill or injured person

    No limitations; according to the cover for medical treatment expenses and transportation costs.

    EUR 20 000 EUR 20 000
    cost of coffin

    No limitations; according to the cover for medical treatment expenses and transportation costs.

    EUR 5 000 EUR 5 000
    expenses incurred in repatriation of the deceased

    No limitations; according to the cover for medical treatment expenses and transportation costs.

    EUR 10 000 EUR 10 000
    repatriation of a child

    No limitations; according to the cover for medical treatment expenses and transportation costs.

    EUR 17 000 EUR 17 000
    expenses of extension of the trip

    No limitations; according to the cover for medical treatment expenses and transportation costs.

    Travel and accommodation costs up to 10 days Travel and accommodation costs up to 10 days
    travel expenses of a person close to the insured person Travel and accommodation costs (including meals) of one person up to 5 days Travel and accommodation costs (including meals) of one person up to 5 days Travel and accommodation costs (including meals) of one person up to 5 days Travel and accommodation costs (including meals) of one person up to 5 days Travel and accommodation costs (including meals) of one person up to 5 days
    Insurance cover Maximum sum insured per credit card
    Property insurance
    Personal belongings (damage, theft) EUR 2 500 EUR 1 500 EUR 1 000 EUR 1 000 EUR 1 000
    Trip interruption and cancellation insurance
    Change of itinerary EUR 5 000 EUR 3 000 EUR 2 000 - -
    Cancellation of trip The cancellation and the interruption of the trip and cancelled departure have all been included in the change of itinerary EUR 2 000 EUR 2 000
    Interruption of trip The cancellation and the interruption of the trip and cancelled departure have all been included in the change of itinerary EUR 2 000 EUR 2 000
    Cancelled departure The cancellation and the interruption of the trip and cancelled departure have all been included in the change of itinerary EUR 1 000 EUR 1 000
    Exchange of flight ticket EUR 150 EUR 150 EUR 150 EUR 150 EUR 150
    Delay of flight
    - over 4 hours EUR 500 EUR 150 EUR 150 EUR 150 EUR 150
    - over 24 hours EUR 500 EUR 300 EUR 300 EUR 300 EUR 300
    Luggage delay
    - over 4 hours EUR 1000 EUR 300 EUR 300 EUR 150 EUR 150
    - over 24 hours EUR 1000 EUR 300 EUR 300 EUR 300 EUR 300
    Liability and legal expenses insurance
    Liability insurance in case of bodily injury and material damage EUR 20 000 EUR 15 000 EUR 10 000 EUR 10 000 EUR 10 000
    Legal expenses EUR 10 000 EUR 1 000 EUR 1 000 EUR 1 000 EUR 1 000
    Bail EUR 5 000 EUR 3 000 EUR 3 000 EUR 3 000 EUR 3 000
    Motor hull insurance of a rental car
    (deductible sum is 250)
    EUR 40 000 - - - -

Contacts

Notify of damage

If an insured event occurs, call our claims handling

Property insurance claims handling is provided by Swedbank P&C Insurance AS

  • Claims handling
  • 888 2111 (24h)
We use cookies to provide you with a more convenient and safer user experience. By continuing the browsing sessioon or clicking the „I Agree“ button, you confirm that you agree to the use of cookies. You can revoke your consent at any time by changing your browser settings and deleting the cookies stored. Read our Cookie Policy.