Rewards points

For partner

There are over a million people in Estonia today who use bank cards issued by Swedbank. Many of them could be your clients as well. Swedbank offers you the chance to take part in our unique bank card rewards program.

Do you want to give this large number of cardholders another good reason to prefer your company to your competitors? You are welcome to become our partner if your answer to this question is ‘yes' and we will offer you great clients, excellent advertising channels and effective cooperation.

What do we expect from your company?

An attractive rewards program offer to cardholders that helps us to create a varied and quality bonus catalogue. You may gift your goods (incl. gift vouchers) or make attractive special offers.
An extra smile to every cardholder from your client services clerk.

Make yourself visible among competitors and join the Swedbank rewards program today!

Further information: Aksel Kirikal, tel 888 3992, e-mail Aksel.Kirikal@swedbank.ee

GENERAL TERMS AND CONDITIONS OF SELECTION OF REWARDS PROGRAM PARTNERS
06.12.2010

1. REWARDS PROGRAM
1.1 The rewards program is a gift/bonus program organised by Swedbank AS (hereinafter Swedbank) for active private clients who hold Swedbank cards.
2. OBJECTIVE OF TERMS AND CONDITIONS
2.1 This document stipulates the general terms and conditions on the basis of which Swedbank selects its partners with which it starts negotiations to offer the services or goods provided by the partner to Swedbank's clients as part of the rewards program.
3. GENERAL TERMS AND CONDITIONS OF SELECTION OF PARTNERS
Swedbank shall start negotiations to enter into a contract first and foremost with a legal entity:
3.1 which has a current account in Swedbank and accepts card payments;
3.2 whose services or goods and/or trademark is known and preferred on the market;
3.3 whose services or goods are neither directly nor indirectly related to tobacco products, guns or alcohol and are ethical, of high quality and safe for people;
3.4 which has at least one representation and/or distributor in each large town in Estonia's regions (Northern, Southern, Eastern and Western Estonia) in order to guarantee that the service or product is available all over the country;
3.5 whose representations and/or distributors can be easily found and accessed (preferably in large shopping centres), whereby the distributors of the services or goods must offer services or goods of the same field in their everyday activities (e.g. a pharmacy is not a suitable place to collect a bicycle as a gift);
3.6 whose economic situation is stable i.e. has no debts before Swedbank, companies belonging to the Swedbank Group or third parties; and
3.7 which has a good reputation.
4. EXCEPTIONS
4.1 Swedbank shall have the right to make exceptions to these general terms and conditions and start negotiations with legal entities who do not meet all of the terms and conditions specified in Clause 3. As this is not an exhaustive list of terms and conditions, Swedbank shall have the right to refuse negotiations with a legal entity that meets the aforementioned terms and conditions but is not suitable to be Swedbank's partner for other reasons. Swedbank shall not be obliged to justify its refusal to negotiate.