Home Small loan

A new home or refurbishment – now it’s a breeze!

A simple solution if you’re looking to buy a property or undertake your home renovation.

  • Loan amount 5000-20 000 EUR
  • No mortgage placed on real estate
  • Money available in the account immediately after setting up the contract.
  • No down payment required.

Find a suitable monthly payment

Choose loan sum:
Choose loan term:

Calculation is approximate and may differ from your personal small loan offer.

What is it for?
  • Suitable for purchasing a flat, summer house, land plot for garden, parking lot or garage (except for a garage owned by the members of a building association).
  • Perfect for a major repair, much-needed remodel or general home improvements in your owned real estate.
  • Home small loans from 5000 to 20 000 EUR.
  • Register the purchased real estate in your name in the land register within 90 days after signing the loan agreement.
Flexible loan for a better value
  • Lower interest rate compared to the regular Swedbank small loan.
  • Loan period up to 10 years, so monthly payments may be lower.
  • No collateral required.
  • Choose your preferred payment date.
  • Possibility to apply for a repayment holiday.
  • Money transferred immediately after signing the contract.
  • Property valuation not required.

Data processing

Swedbank may make an automated decision for the financing product you are applying for by processing your personal data based on this application. In addition for data provided in this application, Swedbank will assess your creditworthiness and indebtedness by processing data from external registers.

You have the right to contest the automated decision via Internet Banking or phone. In such case, the decision will be reviewed by a Swedbank employee.

*Automated decision-making process enhances decision accuracy, increases process efficiency and improves your digital experience, as well as saving valuable time for you and during the financing process.

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