Home loan

There’s no place like home!

Home loan will be a perfect solution if you need a loan for a new home, serious renovation or construction.

  • Remote process for loan consultation and granting
  • Fast application processing
  • Opportunity to pay back earlier and manage your contract via Internet Banking
Find out your possibilities
Net income should be at least 700 euros, or 950 euros if taking out the loan with a co-applicant.
Net income should be at least 700 euros, or 950 euros if taking out the loan with a co-applicant.
Net income for 2 or more dependents must be at least 950 euros.
Net income should be at least 700 euros, or 950 euros if taking out the loan with a co-applicant.
Net income should be at least 700 euros, or 950 euros if taking out the loan with a co-applicant.
Your current loan liabilities exceed the optimal monthly repayment amount. Mortgage loan is not available to you.

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Home loan
  • For buying new home.
  • For purchasing land plot and building a home.
  • If you wish buy new property before selling the old one.
  • Down payment starting from 15%, down payment is needed.

Apply Home loan

Home equity loan
  • For other bigger expenses by collateralizing your own property.
  • For furnishing, remodelling, renovating or buying other properties (e.g. a summer house).
  • Down payment may not be needed if you collateralize your own property.

Apply for home equity loan

KredEx
  • With the surety of KredEx you can buy property with a smaller down-payment.
  • Minimum down-payment 10%.
  • The surety can be used by young families, veterans, and young specialists of up to 35 years of age.
  • Read more about KredEx from Annex 2 to the pre-contractual information sheet.

Apply Home loan

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If you have any questions, please contact us at

  • (+372) 613 1324 (Mon-Fri 8:30 – 18:00)