Home loan and Home equity loan

To ensure a convenient and smooth home purchase

If you want to build, furnish or purchase a home, you will be provided with the best and fastest service from us. We will respond to your application within 5 business days. If you have any questions, please contact us at (+372) 613 1324.

Calculate Your limit for the loan and start Your application.

Which loan to choose?

 

Home loan

Home equity loan

Purpose Buying or building a home Buying or building a home;
Furnishing or Renovation;
Payment of educational expenses or medical treatment expenses Other major expenses.
Interest rate interest rate + floating base rate interest rate + floating base rate
Term Up to 30 years Up to 20 years
Loan amount Starting from 10 000 euros Starting from 10 000 euros
Self-financing
  • With an additional collateral 0%;
  • Without an additional collateral at least 15%;
  • With surety of KredEx 10%.
  • With an additional collateral 0%;
  • Without an additional collateral at least 15%.
Collateral Collateral needed Collateral needed
Net income At least €700 per month(along with a co-applicant together at least €950 a month) At least €700 per month (along with a co-applicant together at least €950 a month)
Insurance Mandatory Mandatory
If you want to take a loan, please submit an application so that we can make you a personal offer. Calculate and apply

Application form for co-borrower or surety provider
Calculate and apply

Application form for co-borrower or surety provider
Please call us if you want quick information about loans or your loan options. +372 613 1324 (Mon–Fri 8.30–18.00)

Why get a home loan from Swedbank?

  • We provide assistance during the entire process of buying a new home. From selecting a suitable loan sum to the transaction itself.
  • We provide consultations over the phone and at bank branches.
  • You can also sign a loan contract on the internet bank, digitally via email or at a bank branch.
  • Self-service on the internet bank, where you can conveniently: see the signed contract and make changes to it, make early loan repayments, partially or in full.
  • Lowest contract fee from the reward programme:

Insurance that suits you best

Home insurance
Insure your home from virtually all threats with one contract. In case of damage, we will compensate the cost of restoring your home in the extent of an unlimited sum. Excess is a €190 and no excess applies when changing locks.

Loan insurance and loan payment protection
Loan insurance helps you or your close ones meet home loan payments in unexpected situations.

Life insurance
Depending on the insurance sum, an if you lead a healthy life, the monthly payment of insurance may be up to 25% cheaper. You can also get trauma protection, which can be very beneficial, with your life insurance.

Read more about insurance