Home loan calculator

Write here the price of purchased property.

Choose a period during which you would like to repay the loan.

The maximum possible home loan period may be 30 years, while the borrower must not be over 65 by the end of the loan term.

Your final interest rate may differ from the interest displayed because the interest rate is determined for each customer personally, depending on the earlier bank relations, income and self-financing.

If you would like to make calculations with another interest, write a new number.

Choose whether you would like to repay the loan on the basis of an annuity schedule or equal principal schedule.

In case of an annuity schedule the advantage lies in the stability because the amount that you pay each month remains the same throughout the entire period.
In case of an equal principal schedule the amount spent on interest payments is smaller. At the beginning, the repayments are larger, but each following payment is smaller than the previous one.

Choose the length of your payment holiday.

Upon repayment of the loan principal you can take a payment holiday for up to two years.

Specify whether you would like to see the income tax refunded on interest.

The income tax refund includes only purchase and construction of a dwelling and only one loan contract. The interest of a home loan taken for furnishing or repairing a home is not subject to the income tax incentive.

EUR

Find just the right home for you on the biggest real estate portal in Estonia KV.EE.

See the examples of the annual percentage rate here.

Fill in application

Credit-life premium includes besides life insurance also payment for the permanent incapacity for work cover and management fee 2 € per month. If loan is covered with more than one credit-life agreement, then management fee is 1 € per month.Loan insurance payment contains discount that applies to all insurance payment.

Results are approximate and may differ from conditions offered to you.

{ "chart": { "height": 350 }, "plotOptions": { "series": { "stacking": "normal", "animation": { "duration": 0 } } }, "yAxis": { "visible": true, "title": { "text": "EUR" } } , "legend": { "itemDistance": 50, "layout": "horizontal", "enabled": true } }

Home loan calculator

Internet Exploreriga ei saa internetipanka avada.

Palun kasuta Google Chrome’i, Mozilla Firefoxi või Microsoft Edge’i.

You have been logged out from Internet bank