Car lease application

Stop dreaming, start doing!

Now is the time to turn your dreams into reality – the leasing interest for all 2015 and 2016 car models is just 1.99% + 6 months’ Euribor!


If you apply with a surety provider, the surety provider must fill in a separate application form. Application form for surety provider

See the examples of the annual percentage rate
In case of financial leasing you will gradually cover the whole value of the vehicle and the interest within the lease period. Upon paying the last leasing installment, the vehicle’s right of ownership will be transferred to you. Therefore, you should choose financial lease if you wish to become the owner of the car at the end of the leasing period.
Financial lease with residual value If you want your monthly installments to be smaller, it is possible to leave a larger installment for the end of the leasing period. You can extend the larger installment in your leasing agreement at the end of the leasing period (if the vehicle's age enables that).

In case of financial leasing VAT will not be added to the interest or contract fee.
Hire-purchase is a transaction similar to financial leasing, where the seller of the vehicle is a private person or a company not liable to VAT. Goods are not subject to VAT in the case of hire-purchase and no VAT is added to the monthly leasing installments.
Hire-purchase with residual value If you want your monthly installments to be smaller, it is possible, similarly to financial leasing, to leave a larger installment for the end of the leasing period.

You should choose operational leasing if you wish only to use the vehicle and not to become its owner. In case of operational leasing, Swedbank Car Leasing will purchase the vehicle of your choice and grants its use for an agreed term. The leasing installments for using the car will be made to Swedbank Leasing.

When the Agreement expires, you will have several options:

  • keep using the vehicle by extending the existing leasing agreement (if the vehicle's age enables that);
  • return the vehicle to the party specified in the Lease Object Resale Agreement who will buy it back;
  • change the vehicle to a new one by choosing yourself a suitable vehicle and finding a buyer for the existing vehicle;
  • become owner of the vehicle by paying the residual value of the vehicle to Swedbank Leasing.

In case of operational leasing, VAT will not be added to the interest or contract fee.

The term of operational leasing is up to 60 months.

Vehicle type
Make *
Model *
Year of manufacture *
Cost of vehicle *
EUR
Period *
months
Contract type *
Residual value
% EUR
Back-buyer
Self financing *
% EUR
Payment day

Seller’s details

Seller’s name *
Seller’s first name *
Seller’s surname *

Seller’s contact details

Seller’s country
Republic of Estonia
Seller’s county
Seller’s city
Seller’s address
Seller’s telephone number
Seller’s e-mail address
Seller’s fax number