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Find the suitable loan

Find the loan that fits your wishes and needs

  • The more sustainable your plan is, the cheaper the loan interest will be.
  • Especially favourable interest for making your house more energy efficient, for purchasing an environmentally friendly car or for making use of solar panels.
  • Quick reply to the application.
  • Log in and check whether you have received a personal offer.
Interest for the first two years 0% + 6 months’ Euribor

Let’s make your home more energy-efficient

Let’s make your home more energy-efficient to make your sustainable ideas a reality, the interest on the following loans is 0% + 6 months’ Euribor for two years:

  • home loan for energy class A assets;
  • home energy efficiency loan for renovation;
  • lease for cars with CO2 emissions up to 50 g/km;
  • solar panel loan for heat pumps and solar panels (no Euribor will be added).

Special offer is valid for new applications submitted until 31 December 2023. Read more about the terms and conditions for the Home Loan, Car Lease, Home Energy Efficiency, and Solar Panel Loan on the loan page.
To see the full table, rotate your device and view in landscape mode.
If you spend 20 000 Eur or more for energy efficient house renovation, we can offer especially good loan conditions. Find out more If you spend 3 000 Eur or more for car purchase, we can offer especially good Car loan conditions. Find out more If you spend 8 000 Eur or more for car purchase, we can offer especially good Car lease conditions. Find out more
Offer

Small loan

Car loan
Sustainable choice

Financial lease
Sustainable choice

Operating lease
Offer

Home small loan

Home loan

Home equity loan

Solar loan

Home Energy Efficiency Loan

Credit card

Student loan
Offer to you - - - - - - - - - - -
Loan purpose

Bigger purchase

Used car or other vehicle

Brand new or little-used car or other vehicle

Brand new or little-used car or other vehicle

Property purchase or home renovation

Real estate purchase, construction, reconstruction

Remodelling, renovating or buying other properties

For the purchase and installation of a heat pump, solar panels and a wind generator

Increase energy efficiency of private house

Extra money and purchase insurance for Your purchases

Cover study expenses
Monthly payment 0 0 0 0 0 0 0 0 0 Flexible 0
Term Flexible
Down payment - - - - - - - -
Residual value

This is the sum which needs to be paid after you finish paying your monthly payments.

You can decide whether:

  • to keep the car, paying the residual value of your own funds or we will find a new financing solution to you;
  • to sell the vehicle to a third party and pay us the residual value;
  • to return the vehicle to the seller.
 - - - - - - - - - -
Collateral - - Purchased vehicle Purchased vehicle - Real estate to be purchased, if necessary, also additional KredEx guarantee Existing real estate or property to be purchased - Existing real estate - At least one person surety or real estate
Owner Customer Customer Swedbank (user: customer) Swedbank (user: customer) - - - - - - -
Agreement fee

campaignAgreementFee

0 0

(1.5% of the amount, min. 3515 €)

 0		 0

(1.5% of the amount, min. 100 €)

 0

(1% of the price of the car, min. 200 €)

 0

(1% of the price of the car, min. 200 €)

campaignAgreementFee

0 0

(1% of the loan amount, min. 100 €)

 0		 0

(Up to 1% of the loan amount)

 0

(Up to 1% of the loan amount)

 0

(1% of the loan amount, min. 100 €)

 0

(Up to 1% of the loan amount)
  • Opening fee is 1.5 – 2.5 €
  • Monthly fee is 1.30 – 5.99 €
 No loan document processing fee
CASCO insurance Recommended Recommended Mandatory Mandatory - - - - - - -
Credit Liability Insurance This insurance will alleviate your financial burden in case you will be unemployed or be on incapacity for work.

 

 

 

 

 

 

 

0.55% of the used credit amount
Interest rate From 9,9% From 7.9%
  • Interest starts from 2.29%+ 6 month Euribor*
  • For cars with CO2 emissions up to 50 g/km! Interest for the first two years is 0% + 6 months’ Euribor.
  • Interest starts from 2.29%+ 6 month Euribor*
  • For cars with CO2 emissions up to 50 g/km! Interest for the first two years is 0% + 6 months’ Euribor.
 From 7.9% For energy class A assets! Interest for the first two years is 0% + 6 months’ Euribor. Average interest is 1.99% + 6 month Euribor* Average interest is 3.7% + 6 month Euribor From 14% 1.99% + 6 month Euribor*
Find out more Find out more Find out more Find out more Find out more Find out more Find out more Find out more Find out more Find out more Find out more

The information (in the table/above) may be different from the terms offered to you.
*Negative Euribor equals to zero.

The offered amount has been calculated on the basis of the current status of your assets and liabilities in Swedbank. The amount offered can change if the inspection of the application shows that you have financial obligations with other credit or financial institutions.

Insurance is offered by Swedbank P&C Insurance AS. Read the conditions and ask for advice.

The lower the CO₂ level of the vehicle, the more favourable the leasing interest. Leasing rates from 1.49%.

A loan suitable for the purchase and installation of a heat pump and solar panels.

A loan suitable for energy efficient solutions in your house.

A great solution if you plan to buy a used car.

All contracts of financial services in one place. You don’t need to worry about payments, they will be paid automatically from your bank account.

 ree car assistance and guaranteed original spare parts for repairing cars not older than five years.

If you are planning to borrow more than 5000 EUR for home improvement - we recommend taking a look on this loan conditions.

A loan suitable for the purchase and installation of a heat pump and solar panels.

A loan suitable for energy efficient solutions in your house.

Contacts

You can change the date of your home loan repayments and make part payments in internet bank.
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