Debit Card Plus

Introducing the new payment card design

  • The new card design is friendlier for digital environment as it is simpler and more modern.
  • You can already enjoy the new design in the Swedbank app and the smart devices you use for contactless payments.
  • You’ll get a physical card with the new design for free when your old one will expire.
  • NEW! Easy Saver – every time you pay, you also save.
Order
  • Have your new card delivered by post to your contact address.
  • Get a new debit card within 5-10 business days.
  • Available from age 6.
  • Order your card easily from the Internet Bank. Card can be delivered by post to your contact address. You will receive it only within 5 business days.
  • After receiving the card, activate it in the Internet Bank to start using it.
  • If ordering card by post, the PIN of your new card will be displayed in the Internet Bank when you activate it.
  • When activating renewed card, the old card will no longer be valid. Destroy the old card in a safe manner.
  • Please note! For automatically renewed cards, the PIN does not change.

 

Effective as of 24.09.2020
Issuing the first debit card associated with an account Except ISIC MasterCard Student card. free of charge
Issuing an additional debit card associated with an account Except ISIC MasterCard Student card. according to price list
Renewal of a card Except ISIC MasterCard Student card. free of charge
Maestro debit card Maestro debit card in not issued from 2nd of October 2017.
monthly fee of a card The debit card fee is not applicable to the customers who as of 01.08.2011 were at least 60 years old and had Maestro debit card. 0,96 €
Debit card Plus
issuing a card 2,50 €
monthly fee of a card 1,28 €
monthly fee of a card for up to 19-year-olds (incl.) free of charge
monthly fee of a card for 20-25-years old (incl.) 0,32 €
monthly fee of a card from age 65 (incl.) 0,32 €
A temporary ATM card (valid for 1 month)
issuing a card 2,50 €
ISIC MasterCard Student card
issuing a card 6,33 €
replacement of a card 6,33 €
monthly fee of a card 0,32 €
renewal of a card 6,33 €
Youth card Youth card in not issued from 2nd of April 2019.
monthly fee of a card for up to 19-year-olds free of charge
monthly fee of a card for people aged 20-25 0,32 €
Senior card Senior card in not issued from 2nd of April 2019.
monthly fee of a card 0,32 €
MasterCard Private Banking Card
issuing a card 2,50 €
monthly fee of a card 1,98 €

General service and transaction fees

Cash deposit in euros in home bank's terminal A limit of 10,000 euros per month on cash deposited in ATMs will be applied to debit cards. The fee is charged on the amount that exceeds 5 000 € per calendar month and the cash is deposited in home bank’s terminal. The service fee is client-based on the basis of calculation is a calendar month.
up to 5000 € per calendar month free of charge
over 5000 € per calendar month 0,25% of the deposited amount that exceeds 5000 €
Cash withdrawal
from terminals of your home bank
up to 2000 € per calendar month free of charge
over 2000 € per calendar month 0.3% of the amount that exceeds 2000 €
from other bank’s terminals in Estonia and abroad 1 € + 2.5% of the amount
with debit cards issued by Swedbank from Swedbank Group ATMs in Latvia, Lithuania, Sweden ATM in Sweden is Bankomat.
up to 2000 € per calendar month free of charge
over 2000 € per calendar month 0.3% of the amount that exceeds 2000 €
Balance inquiry and statement in Swedbank’s terminals in Estonia free of charge
Balance inquiry in other bank’s terminals in Estonia and abroad The availability of the service in a foreign country depends on the foreign bank's ATM technical possibilities and service can be used with MasterCard/Maestro cards. 0,32€/query
Making payments in ATMs and payment terminals
an intra-bank payment 0,16 € (free for clients aged 65 and more) This also applies to clients who were at least 60 years old on 1 September 2015 and held a current account.
domestic payment 0,38 €
Payment in a commercial enterprise free of charge
Closure of a card free of charge
A copy of the receipt of a card transaction (inquiry)
a transaction in Estonia 4 €
a transaction abroad 8 €
Demand for refund, unjustified
a transaction in Estonia 12 €
a transaction abroad 16 € (In case disputing card transaction made abroad, additional costs of the card organisations may apply)
Sending a card from one branch to another The price is inclusive of VAT at the rate of 20%. 2,50 €
Sending a card by mail
mail (Estonia) free of charge
Conversion fee for transactions in foreign currencies Added to the amount of every transaction made with the card if the card transaction is in a currency other than the euro. 1% of transaction amount
Penalty for using a closed card 65 €
Penalty 0.2% a day
Emergency cash assistance in abroad in Western Union service points If the ordered service is canceled, the bank will not refund the service fee. 40 €
Retrieval of bank cards from other banks from Swedbank ATMs 30 €

If you have lost your card or it is stolen, please block your card easily in our Mobile Bank, Internet Bank or by calling us on +372 6 310 310.

In case you are abroad, and you cannot contact us, call:

  • Mastercard helpline in abroad +1 636 722 7111 (chargeable number) or In-Country Telephone Numbers (free of charge).
  • Visa card helpline in abroad +1 410 581 3836 (chargeable number) or Country toll-free numbers (free of charge).
  • We want to make online shopping safer for you. That’s why the internet shopping option must be activated in case of each Mastercard and Visa cards that have been issued by Swedbank and are used to make purchases online. Read more about internet shopping.
  • Before you make a purchase online, make sure the store is safe. Try to find out more information about merchant. Every website should have information about the name and location of the company and an e-mail address and telephone number to use, should you have any problems. There should also be information about deliveries and returns, the procedure for submitting complaints as well as warranty terms and conditions. Don’t fall for discounts that seem to be too unrealistic.
  • Use a welcome text in the Internet shopping programme that is as personalised as possible. Every time you make a purchase online, ensure that the welcome text is the same as the one you set when you signed up to the programme.
  • If you only rarely make purchases online using your bank card, we advise you to activate the Internet shopping option only for the moment of making the purchase.
  • You can protect your money by choosing usage limits that suit you. You can set separate limits for purchases, cash and payment transactions.
  • You can change Usage Limits in Internet bank under My Cards or in the Swedbank app.
  • You can also increase your limits temporarily if necessary.
  • Make sure you always know where your bank card is. If you pay by card, do not let the person serving you take it to a back room on their own, because your card data can be stolen.
  • If you lose your card, immediately block it in the Mobile Bank, Internet bank or by calling the Consultation Centre and ask them to close it.
  • It is not recommended, to send your card number by post or give it on the telephone when making a purchase, because your card data could be used for fraudulent transactions, but if there are no other possibilities, please, be extra careful.
  • Be careful when using the ATMs of other banks. Some ATMs return your card before dispensing the money. Make sure you have your bank card and the requested amount of cash before you leave the ATM.
  • Only the person whose name appears on the card, may use the card. Do not let anyone, even a close person, to use your card.
  • Always check the transaction amount that you are approving with the card.
  • Follow up your card transactions regularly in your internet bank or in the Swedbank app. If any transaction seems suspicious, please contact the bank.
  • When you get your bank card, you will also receive a PIN that is known only to you.
  • Memorize it, do not write your PIN on the card or anywhere else where it can be seen by others.
  • Do not tell your PIN to anyone, not even to bank employees.
  • Try to enter your PIN so that no one else can see it, because your card could be stolen and used by somebody else. If the payment with a stolen card is confirmed with the PIN, it is the customer’s liability.
  • If you suspect that your PIN has become known to someone else or if the bank has notified you of the need to change your PIN, you must change it immediately. You can do so at any Swedbank ATM.
  • When selecting your PIN, do not re-use your old PIN. Do not use identical codes for different cards for the purpose of memorising them.

In self-service you can:

  • activate your card;
  • change your card’s purchases and cash withdrawal limits;
  • change your card’s delivery address;
  • activate internet shopping option.

Choose the Payments Plan for €1,5 per month and you’ll get free payments in our Internet Bank and app and one debit card without a monthly fee.

Swedbank app for your daily finances.

Credit cards provide support when travelling and in urgent day-to-day situations.

Easy saver helps your savings grow in small but smart steps, seamlessly.