Fixed payment credit card

Useful if you'll need money for bigger purchases or unforeseen expenses

  • Works likehire purchase: repayment used limit with fixed monthly payments.
  • 180 days purchase insurance applies for most goods purchased with credit card or by payment from credit card account.
Card benefits
Other features
  • Manage your credit card in Ibank and Swedbank app: block and unblock, manage limits and make repayments as you go.
  • You can start using the credit limit right after signing credit card agreement - even before card arrives.
  • You can transfer money, make payments and withdraw cash at the ATM directly from your credit card account.
  • Contactless payments - you'll be able to pay up to €25 only by tapping the card to the terminal. No PIN, no hassle, just quick and safe shopping.
  • Many Fitbit and Garmin smartwatches owners can perform smartwatch payments.
  • Try out mobile contactless payments for Android users.
  • Activate internet shopping option.

When to pay back your used credit limit?

  • It works just like instalments: repayments for the used credit limit will be debited automatically in equal instalments each month from the account specified by you.
  • Interest starts to be calculated if you use the credit limit.
  • You can always repay used limit sooner in addition to monthly payments.

Data processing

Swedbank may make an automated decision for the financing product you are applying for by processing your personal data based on this application. In addition for data provided in this application, Swedbank will assess your creditworthiness and indebtedness by processing data from external registers.

You have the right to contest the automated decision via Internet Banking or phone. In such case, the decision will be reviewed by a Swedbank employee.

*Automated decision-making process enhances decision accuracy, increases process efficiency and improves your digital experience, as well as saving valuable time for you and during the financing process.

Related products

Card related questions and card claims

Insurance related questions and claims

  • 888 1513
  • Insurance is provided by Swedbank P&C insurance AS.

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