Bank conditions

Main changes in terms and conditions
Changes in Agreement of Teleservices

Settlements

Effective from Effective to
Conditions of current account 01.06.2018 Effective now PDF BDOC
13.02.2014 31.05.2018 PDF BDOC
01.01.2011 12.02.2014 PDF
22.05.2010 31.12.2010 PDF
17.03.2009 21.05.2010 PDF
Conditions of standing order 22.05.2010 Effective now PDF BDOC
17.03.2009 21.05.2010 PDF
Conditions for making Payment Transactions 01.06.2018 Effective now PDF BDOC
18.09.2016 31.05.2018 PDF BDOC
01.02.2014 17.09.2016 PDF
01.01.2012 31.01.2014 PDF
23.05.2010 31.12.2011 PDF
Terms and conditions of e-invoice standing order agreement 13.06.2013 Effective now PDF BDOC
Terms of e-invoice ordering 17.09.2015 Effective now PDF BDOC
Conditions of foreign payment order 02.11.2009 22.05.2010 PDF

Cards

Effective from Effective to
Debit card 01.06.2018 Effective now PDF BDOC
01.09.2015 31.05.2018 PDF BDOC
01.01.2011 31.08.2015 PDF
17.03.2009 31.12.2010 PDF
Business Credit Card 01.07.2019 Effective now PDF BDOC
01.06.2018 Effective now30.06.2019 PDF BDOC
18.04.2016 31.05.2018 PDF
Fixed payment credit card 01.09.2015 Effective now PDF
01.01.2011 31.08.2015 PDF
Charge Card 01.09.2015 Effective now PDF
27.07.2011 31.08.2015 PDF
01.01.2011 26.07.2011 PDF
Debit-credit card 17.03.2009 31.12.2010 PDF
Legal person fixed-payment credit card 22.05.2010 31.12.2010 PDF

Banking channels

Effective from Effective to
Conditions of teleservices agreement 29.10.2019 PDF BDOC
Conditions of teleservices agreement 22.11.2018 Effective now PDF BDOC
13.01.2018 21.11.2018 PDF
17.09.2015 12.01.2018 PDF
01.12.2012 16.09.2015 PDF
22.05.2010 30.11.2012 PDF
17.03.2009 21.05.2010 PDF
User Terms of Websites 20.04.2018 Effective now PDF
01.12.2012 19.04.2018 PDF
01.03.2010 30.11.2012 PDF
Conditions of alert agreement 17.03.2009 PDF
Swedbank’s Cookie Policy 20.04.2018 Effective now PDF
Swedbank Gateway Service Agreement 04.04.2019 Effective now PDF BDOC
01.06.2018 03.04.2019 PDF BDOC
06.04.2017 31.05.2018 PDF
19.04.2012 05.04.2017 PDF
22.05.2010 18.04.2012 PDF
Agreement of swedbank electronic banking programme for business clients 22.05.2010 PDF
Terms and conditions of the swedbank electronic banking
programme for business clients digital security element usage agreement		 22.05.2010 PDF
Information about automatic chat and personal data processing 25.04.2019 Effective now PDF

Deposits

Effective from Effective to
Depositor information sheet 12.05.2016 Effective now PDF
Conditions of term deposit 22.05.2010 Effective now PDF BDOC
17.03.2009 21.05.2010 PDF
Conditions of savings deposit 07.04.2011 Effective now PDF BDOC
22.05.2010 06.04.2011 PDF
17.03.2009 21.05.2010 PDF
Terms and Conditions of Overnight Deposit Agreement 22.05.2010 Effective now PDF BDOC
17.03.2009 21.05.2010 PDF
Terms and Conditions of Investment Deposit Agreement 16.12.2014 Effective now PDF
20.08.2012 15.12.2014 PDF
01.01.2011 19.08.2012 PDF
01.05.2009 31.12.2010 PDF
Conditions of investment deposit

General conditions and principles

Effective from Effective to
General Terms of Vehicle MS Contract 01.02.2019 Effective now PDF
01.07.2013 31.01.2019 PDF
01.05.2012 30.06.2013 PDF
01.01.2011 30.04.2012 PDF
01.08.2010 31.12.2010 PDF
General Terms of Full Service Lease 01.02.2019 Effective now PDF
01.07.2013 31.01.2019 PDF
01.05.2012 30.06.2013 PDF
22.08.2011 30.04.2012 PDF
01.04.2011 21.08.2011 PDF
01.01.2011 31.03.2011 PDF
General conditions of Swedbank 01.06.2018 Effective now PDF BDOC
01.02.2016 31.05.2018 PDF BDOC
01.07.2014 31.01.2016 PDF
01.06.2012 30.06.2014 PDF
01.01.2011 31.05.2012 PDF
22.05.2010 31.12.2010 PDF
17.03.2009 21.05.2010 PDF
General Terms and Conditions of Lease Contract 01.02.2019 Effective now PDF
01.05.2012 31.01.2019 PDF
01.01.2012 30.04.2012 PDF
01.01.2011 31.12.2011 PDF
01.01.2010 31.12.2010 PDF
17.03.2009 31.12.2009 PDF
General Terms and Conditions of Hire-Purchase 01.02.2019 Effective now PDF
01.05.2012 31.01.2019 PDF
01.01.2012 30.04.2012 PDF
01.01.2011 31.12.2011 PDF
01.01.2010 31.12.2010 PDF
01.03.2009 31.12.2009 PDF
General terms and conditions of hire purchase sales contract of Swedbank 01.05.2012 Effective now PDF
01.07.2011 30.04.2012 PDF
Authorised processors are partners of the Estonian companies of Swedbank 01.06.2018 Effective now PDF
01.04.2016 31.05.2018 PDF
01.07.2015 31.03.2016 PDF
01.07.2014 30.06.2015 PDF
20.02.2014 30.06.2014 PDF
01.11.2010 19.02.2014 PDF
01.01.2008 31.10.2010 PDF
Principles of processing Client data 25.05.2018 Effective now PDF BDOC
27.03.2018 24.05.2018 PDF BDOC
01.09.2015 Effective now26.03.2018 PDF BDOC
01.01.2014 31.08.2015 PDF
22.05.2010 31.12.2013 PDF
17.03.2009 21.05.2010 PDF
Procedure for processing customer complaints 15.01.2019 Effective now PDF
01.08.2016 14.01.2019 PDF
01.10.2014 31.07.2016 PDF

Investing

Effective from Effective to
Conditions for Providing Investment Services 03.05.2019 Effective now PDF BDOC
03.01.2018 02.05.2019 PDF
01.10.2017 02.01.2018 PDF
04.01.2016 30.09.2017 PDF
20.12.2012 03.01.2016 PDF
20.07.2012 19.12.2012 PDF
18.08.2011 19.07.2012 PDF
02.08.2010 17.08.2011 PDF
07.12.2009 01.08.2010 PDF
Terms and conditions of standing order agreement for purchasing voluntary pension fund units 27.06.2019 Effective now PDF BDOC
01.11.2018 26.06.2019 PDF BDOC

Swedbank P&C Insurance AS

Effective from Effective to
General conditions 01.03.2008 Effective now PDF
Information about the insurance agent (Swedbank AS) 12.04.2018 Effective now PDF
Information about the insurance agent (Swedbank Liising AS) 12.04.2018 Effective now PDF
Traffic insurance
Insurance product information document 19.07.2018 Effective now PDF
12.04.2018 18.07.2018 PDF
Pre-contractual Information about Traffic Insurance 08.04.2019 Effective now PDF
Casco
Terms and Conditions of Casco Insurance 25.05.2018 Effective now PDF
01.10.2016 24.05.2018 PDF
19.09.2013 30.09.2016 PDF
Insurance product information document 12.04.2018 Effective now PDF
Pre-contractual Information about Casco Insurance 08.04.2019 Effective now PDF
Apartment building insurance
Terms and Conditions of Apartment Building Insurance 25.05.2018 Effective now PDF
01.01.2011 24.05.2018 PDF
Insurance product information document 12.04.2018 Effective now PDF
Travel insurance
Terms and conditions of travel insurance for Swedbank Visa Business Gold credit card 01.07.2016 Effective now PDF
01.11.2010 30.06.2016 PDF
Terms and conditions of travel insurance for Business Gold credit cards 01.02.2019 Effective now PDF
25.05.2018 31.01.2019 PDF
20.04.2016 24.05.2018 PDF
Insurance product information document for credit cards 01.02.2019 Effective now PDF
25.09.2018 31.01.2019 PDF

Payment collection

Effective from Effective to
Terms and Conditions for Payment Cards Servicing 20.08.2018 Effective now PDF
09.06.2016 19.08.2018 PDF
01.12.2014 08.06.2016 PDF
22.05.2010 30.11.2014 PDF
01.04.2011 21.05.2010 PDF
Instructions for receiving security features and payment cards 27.03.2017 Effective now PDF
Terms and Conditions for Terminal Rental 20.08.2018 Effective now PDF
09.06.2016 19.08.2018 PDF
01.12.2014 08.06.2016 PDF
22.05.2010 30.11.2014 PDF
01.04.2011 21.05.2010 PDF
Terms and conditions of e-invoice agreement 11.06.2015 Effective now PDF BDOC
21.11.2013 10.06.2015 PDF
26.06.2013 20.11.2013 PDF
Terms and Conditions of E-invoice Agreement
( while signing an agreement in the internet bank )		 08.07.2013 12.02.2014 PDF
Technical conditions (sending of e-invoice) 30.04.2015 Effective now PDF
Swedbank AS Conditions for Card Acquiring Online 18.04.2017 Effective now PDF
2.09.2014 17.04.2017 PDF
Technical Specification for Swedbank AS Card Acquiring Online 18.04.2017 Effective now PDF
17.04.2017 PDF
Swedbank Payment Portal Service Conditions 15.04.2019 Effective now PDF BDOC
Swedbank Payment Portal Service Conditions 05.10.2017 14.04.2019 PDF BDOC
Swedbank Payment Portal Online Card Acquiring Conditions 05.10.2017 Effective now PDF BDOC
Swedbank Payment Portal Bank Link Service Conditions 05.10.2017 Effective now PDF BDOC
Swedbank Bank Link Service Conditions 14.01.2019 PDF BDOC
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