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Bank conditions

Settlements

Effective from Effective to
Conditions of current account 01.06.2018 Effective now documentPDF documentBDOC
13.02.2014 31.05.2018 documentPDF documentBDOC
01.01.2011 12.02.2014 documentPDF
22.05.2010 31.12.2010 documentPDF
17.03.2009 21.05.2010 documentPDF
Conditions of standing order 01.11.2023 documentPDF documentASICE
Conditions of standing order 22.05.2010 Effective now documentPDF documentBDOC
17.03.2009 21.05.2010 documentPDF
Terms and Conditions for Making Payment Transactions 01.11.2023 documentPDF documentASICE
Terms and Conditions for Making Payment Transactions 01.04.2020 Effective now documentPDF documentBDOC
01.06.2018 31.03.2020 documentPDF documentBDOC
18.09.2016 31.05.2018 documentPDF documentBDOC
01.02.2014 17.09.2016 documentPDF
01.01.2012 31.01.2014 documentPDF
23.05.2010 31.12.2011 documentPDF
Terms and conditions of e-invoice standing order agreement 13.06.2013 Effective now documentPDF documentBDOC
Terms of e-invoice ordering 12.08.2021 Effective now documentPDF documentASICE
17.09.2015 11.08.2021 documentPDF documentBDOC
Conditions of foreign payment order 02.11.2009 22.05.2010 documentPDF

Cards

Effective from Effective to
Debit card 01.11.2023 documentPDF documentASICE
Debit card 01.06.2018 Effective now documentPDF documentBDOC
01.09.2015 31.05.2018 documentPDF documentBDOC
01.01.2011 31.08.2015 documentPDF
17.03.2009 31.12.2010 documentPDF
Business Credit Card 01.11.2023 documentPDF documentASICE
Business Credit Card 24.09.2020 Effective now documentPDF documentBDOC
Business Credit Card 01.07.2019 23.09.2020 documentPDF documentBDOC
01.06.2018 30.06.2019 documentPDF documentBDOC
18.04.2016 31.05.2018 documentPDF

Banking channels

Effective from Effective to
Conditions of teleservices agreement 26.11.2020 Effective now documentPDF documentBDOC
29.10.2019 25.11.2020 documentPDF documentBDOC
22.11.2018 28.10.2018 documentPDF documentBDOC
13.01.2018 21.11.2018 documentPDF
17.09.2015 12.01.2018 documentPDF
01.12.2012 16.09.2015 documentPDF
22.05.2010 30.11.2012 documentPDF
17.03.2009 21.05.2010 documentPDF
User Terms of Websites 20.04.2018 Effective now documentPDF
01.12.2012 19.04.2018 documentPDF
01.03.2010 30.11.2012 documentPDF
Swedbank’s Cookie Policy 15.06.2023 Effective now documentPDF
23.03.2023 14.06.2023 documentPDF
06.10.2022 22.03.2023 documentPDF
29.10.2020 05.10.2022 documentPDF
20.04.2018 28.10.2020 documentPDF
Swedbank Gateway Service Agreement 21.09.2023 Effective now documentPDF documentASICE
26.11.2020 20.09.2023 documentPDF documentBDOC
04.04.2019 25.11.2020 documentPDF documentBDOC
01.06.2018 03.04.2019 documentPDF documentBDOC
06.04.2017 31.05.2018 documentPDF
19.04.2012 05.04.2017 documentPDF
22.05.2010 18.04.2012 documentPDF
Information about automatic chat and personal data processing 25.04.2019 Effective now documentPDF

Deposits

Effective from Effective to
Depositor information sheet 12.05.2016 Effective now documentPDF
Conditions of term deposit 01.11.2023 documentPDF documentASICE
Conditions of term deposit 22.05.2010 Effective now documentPDF documentBDOC
17.03.2009 21.05.2010 documentPDF
Easy Saver Agreement Terms and Conditions 01.11.2023 documentPDF documentASICE
Easy Saver Agreement Terms and Conditions 07.05.2020 Effective now documentPDF documentBDOC
Conditions of savings deposit 07.04.2011 Effective now documentPDF documentBDOC
22.05.2010 06.04.2011 documentPDF
17.03.2009 21.05.2010 documentPDF
Terms and Conditions of Overnight Deposit Agreement (concluded from 15.06.2023) 15.06.2023 Effective now documentPDF documentBDOC
Terms and Conditions of Overnight Deposit Agreement 22.05.2010 Effective now documentPDF documentBDOC
17.03.2009 21.05.2010 documentPDF

General conditions and principles

Effective from Effective to
General Terms of Full Service Lease 01.02.2019 Effective now documentPDF
01.07.2013 31.01.2019 documentPDF
01.05.2012 30.06.2013 documentPDF
22.08.2011 30.04.2012 documentPDF
01.04.2011 21.08.2011 documentPDF
01.01.2011 31.03.2011 documentPDF
General conditions of Swedbank 01.11.2023 documentPDF documentASICE
General conditions of Swedbank 01.01.2021 Effective now documentPDF documentBDOC
01.06.2018 31.12.2020 documentPDF documentBDOC
01.02.2016 31.05.2018 documentPDF documentBDOC
01.07.2014 31.01.2016 documentPDF
01.06.2012 30.06.2014 documentPDF
01.01.2011 31.05.2012 documentPDF
22.05.2010 31.12.2010 documentPDF
17.03.2009 21.05.2010 documentPDF
General Terms and Conditions of Lease Contract 01.01.2021 Effective now documentPDF
01.02.2019 31.12.2020 documentPDF
01.05.2012 31.01.2019 documentPDF
01.01.2012 30.04.2012 documentPDF
01.01.2011 31.12.2011 documentPDF
01.01.2010 31.12.2010 documentPDF
17.03.2009 31.12.2009 documentPDF
General Terms and Conditions of Hire-Purchase 01.01.2021 Effective now documentPDF
01.02.2019 31.12.2020 documentPDF
01.05.2012 31.01.2019 documentPDF
01.01.2012 30.04.2012 documentPDF
01.01.2011 31.12.2011 documentPDF
01.01.2010 31.12.2010 documentPDF
01.03.2009 31.12.2009 documentPDF
Authorised processors are partners of the Estonian companies of Swedbank 01.06.2018 Effective now documentPDF
01.04.2016 31.05.2018 documentPDF
01.07.2015 31.03.2016 documentPDF
01.07.2014 30.06.2015 documentPDF
20.02.2014 30.06.2014 documentPDF
01.11.2010 19.02.2014 documentPDF
01.01.2008 31.10.2010 documentPDF
Principles of processing Client data 01.09.2023 Effective now documentPDF documentASICE
Principles of processing Client data 01.03.2022 31.08.2023 documentPDF documentASICE
01.03.2021 28.02.2022 documentPDF documentBDOC
01.03.2020 28.02.2021 documentPDF documentBDOC
25.05.2018 29.02.2020 documentPDF documentBDOC
27.03.2018 24.05.2018 documentPDF documentBDOC
01.09.2015 26.03.2018 documentPDF documentBDOC
01.01.2014 31.08.2015 documentPDF
22.05.2010 31.12.2013 documentPDF
17.03.2009 21.05.2010 documentPDF
Procedure for processing customer complaints 12.02.2020 Effective now documentPDF
15.01.2019 11.02.2020 documentPDF
01.08.2016 14.01.2019 documentPDF
01.10.2014 31.07.2016 documentPDF

Investing

Effective from Effective to
Conditions of pension investment account 01.09.2021 Effective now documentPDF documentASICE
08.04.2020 31.08.2021 documentPDF documentBDOC
Conditions for Providing Investment Services 01.09.2023 Effective now documentPDF documentASICE
15.08.2022 31.08.2023 documentPDF documentASICE
03.09.2020 14.08.2022 documentPDF documentBDOC
30.06.2020 02.09.2020 documentPDF documentBDOC
03.05.2019 29.06.2020 documentPDF documentBDOC
03.01.2018 02.05.2019 documentPDF
01.10.2017 02.01.2018 documentPDF
04.01.2016 30.09.2017 documentPDF
20.12.2012 03.01.2016 documentPDF
20.07.2012 19.12.2012 documentPDF
18.08.2011 19.07.2012 documentPDF
02.08.2010 17.08.2011 documentPDF
07.12.2009 01.08.2010 documentPDF
Terms and conditions of standing order agreement for purchasing voluntary pension fund units 27.06.2019 Effective now documentPDF documentBDOC
01.11.2018 26.06.2019 documentPDF documentBDOC
Terms and conditions of standing order agreement for purchasing fund unit 18.06.2020 Effective now documentPDF documentBDOC
Terms and Conditions of the Master Agreement for Financial Transactions 08.04.2021 Effective now documentBDOC

Private Banking

Effective from Effective to
Terms and conditions of private banking agreement 01.07.2023 Effective now documentPDF documentBDOC
01.06.2019 30.06.2023 documentPDF documentBDOC

Swedbank P&C Insurance AS

Effective from Effective to
Information about the insurance agent (Swedbank AS) 21.10.2021 Effective now document PDF
07.02.2018 20.10.2021 document PDF
Information about the insurance agent (Swedbank Liising AS) 21.10.2021 Effective now document PDF
16.05.2018 20.10.2021 document PDF
Traffic insurance
Insurance product information document 07.02.2018 Effective now document PDF
Pre-contractual Information about Traffic Insurance 13.07.2023 Effective now documentPDF
08.04.2019 12.07.2023 documentPDF
Casco
Terms and Conditions of Casco Insurance 25.05.2018 Effective now document PDF
01.10.2016 24.05.2018 document PDF
19.09.2013 30.09.2016 document PDF
Insurance product information document 07.02.2018 Effective now document PDF
Pre-contractual Information about Casco Insurance 13.07.2023 Effective now documentPDF
08.04.2019 12.07.2023 documentPDF
Apartment building insurance
Terms and Conditions of Apartment Building Insurance 25.05.2018 Effective now documentPDF
01.01.2011 24.05.2018 documentPDF
Insurance product information document 12.04.2018 Effective now documentPDF
Travel insurance
Terms and conditions of travel insurance for Business Gold credit cards 10.03.2022 Effective now documentPDF
06.05.2021 09.03.2022 documentPDF
01.02.2019 05.05.2021 documentPDF
25.05.2018 31.01.2019 documentPDF
20.04.2016 24.05.2018 documentPDF
Insurance product information document for credit cards 01.02.2019 Effective now documentPDF
25.09.2018 31.01.2019 documentPDF

Payment collection

Effective from Effective to
Terms and Conditions for Payment Cards Servicing 20.08.2018 Effective now documentPDF
09.06.2016 19.08.2018 documentPDF
01.12.2014 08.06.2016 documentPDF
22.05.2010 30.11.2014 documentPDF
01.04.2011 21.05.2010 documentPDF
Security Elements and Acceptance of Payment Cards 28.08.2020 Effective now documentPDF
27.03.2017 27.08.2020 documentPDF
Terms and Conditions for Terminal Rental 20.08.2018 Effective now documentPDF
09.06.2016 19.08.2018 documentPDF
01.12.2014 08.06.2016 documentPDF
22.05.2010 30.11.2014 documentPDF
01.04.2011 21.05.2010 documentPDF
Terms and conditions of e-invoice agreement 18.04.2023 Effective now documentPDF documentASICE
11.06.2015 17.04.2023 documentPDF documentBDOC
21.11.2013 10.06.2015 documentPDF
26.06.2013 20.11.2013 documentPDF
Terms and Conditions of E-invoice Agreement (while signing an agreement in the internet bank) 08.07.2013 12.02.2014 documentPDF
Technical conditions (sending of e-invoice) 30.04.2015 Effective now documentPDF
Swedbank AS Conditions for Card Acquiring Online 18.04.2017 15.12.2020 documentPDF
2.09.2014 17.04.2017 documentPDF
Technical Specification for Swedbank AS Card Acquiring Online 18.04.2017 15.12.2020 documentPDF
17.04.2017 documentPDF
Swedbank Payment Portal Service Conditions 25.04.2021 28.02.2023 documentPDF documentBDOC
15.04.2019 24.04.2021 documentPDF documentBDOC
05.10.2017 14.04.2019 documentPDF documentBDOC
Terms and Conditions for Online Card Acquiring 25.04.2021 Effective now documentPDF documentBDOC
Swedbank Payment Portal Online Card Acquiring Conditions 05.10.2017 28.02.2023 documentPDF documentBDOC
Swedbank Payment Portal Bank Link Service Conditions 25.04.2021 28.02.2023 documentPDF documentBDOC
05.10.2017 24.04.2021 documentPDF documentBDOC
Payment Initiation Services Conditions 07.09.2023 Effective now documentPDF documentASICE
23.08.2022 06.09.2023 documentPDF documentPDF
13.07.2020 22.09.2022 documentPDF documentPDF
14.01.2019 17.08.2020 documentPDF documentBDOC
Terms and Conditions for E-commerce Payments Platform 23.08.2022 Effective now documentPDF documentBDOC
25.04.2021 22.09.2022 documentPDF documentBDOC
29.06.2020 24.04.2021 documentPDF documentBDOC
Terms and Conditions for E-commerce Payments Platform Card Acquiring 29.06.2020 24.04.2021 documentPDF documentBDOC
E-Commerce Payment Initiation Services Conditions 23.08.2022 Effective now documentPDF documentBDOC
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