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Companies dealing with foreign currencies are exposed to currency exchange rate risk which means they may get financial gain or loss from changes in exchange rates. Currency exchange risk also makes company’s cash flows unpredictable and therefore difficult to plan. Currency exchange risk can be managed by “on-balance sheet” hedging: for example a company may agree with its Swedish partner to make transactions in euro instead of Swedish krona, but this requires consent from both sides which usually is not easy to achieve. Alternatively, financial instruments can be used to hedge currency exchange rate risk.
Log houses producer company sells its houses to Swedish buyer. The buyer pays to the producer in 6 months’ time in SEK, therefore producer is exposed to a risk that after 6 months SEK has weakened. Weaker SEK means lower profit margin for the producer. To hedge against possible weaker SEK the producer concludes a Currency Exchange Forward to fix the exchange rate for selling SEK in 6 months’ time.
Swedbank offers variety of financial instruments for many currencies. In order to find the best solution please contact Swedbank Markets specialists.
If you have any questions or suggestions, send a bank messages. We value your opinion!