Investment funds

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Transactions with Swedbank Savings and Robur funds are free for you regardless of the amount. Holding them in portfolio is also free.
You save time because our experts make analyses and investment decisions for you.
By investing in Swedbank Robur funds, which is one of the largest asset managers in Scandinavia, you also contribute to the development of society and the environment.
Transactions with investment funds do not require the LEI code.

Investing in funds allows earning higher yield as compared to keeping money in the company’s current account Please be aware that investing entails risk. The value of fund investments may increase or decrease over time. The historic yield does not guarantee similar performance in the future.
Swedbank funds are managed by professional investment managers
Transactions with Swedbank funds and safekeeping are free of charge
Investing into funds gives a possibility to minimize the issuer risk, as investments are done in many different companies
Take care of environmentally-friendly future by investing in sustainable funds

The securities account can be opened in Internet Bank by company’s legal representative.
Fill out the Appropriateness questionnaire or sign up for an investment consultation.
Place a Fund Purchase Order and enter amount for investment.

Swedbank Robur Investment Funds

Transactions and safekeeping – unlimited and free of charge.

Fund name	Risk level A higher risk means a potentially higher return and a higher probability of losing money.	Ongoing costs Ongoing costs are described in the fund documents, which include administration fees and other administrative, operational, and transaction costs.
Savings Fund 30	3/7	0.99%	Buy
1 year return 3 years return Risk level A higher risk means a potentially higher return and a higher probability of losing money. 3/7 Ongoing costs Ongoing costs are described in the fund documents, which include administration fees and other administrative, operational, and transaction costs. 0.99% Buy
Savings Fund 60	3/7	1.19%	Buy
1 year return 3 years return Risk level A higher risk means a potentially higher return and a higher probability of losing money. 3/7 Ongoing costs Ongoing costs are described in the fund documents, which include administration fees and other administrative, operational, and transaction costs. 1.19% Buy
Savings Fund 100	4/7	1.34%	Buy
1 year return 3 years return Risk level A higher risk means a potentially higher return and a higher probability of losing money. 4/7 Ongoing costs Ongoing costs are described in the fund documents, which include administration fees and other administrative, operational, and transaction costs. 1.34% Buy
Access Edge Global	4/7	0.37%	Buy
1 year return 3 years return Risk level A higher risk means a potentially higher return and a higher probability of losing money. 4/7 Ongoing costs Ongoing costs are described in the fund documents, which include administration fees and other administrative, operational, and transaction costs. 0.37% Buy
Access Edge USA	5/7	0.34%	Buy
1 year return 3 years return Risk level A higher risk means a potentially higher return and a higher probability of losing money. 5/7 Ongoing costs Ongoing costs are described in the fund documents, which include administration fees and other administrative, operational, and transaction costs. 0.34% Buy
Access Edge Europe	4/7	0.42%	Buy
1 year return 3 years return Risk level A higher risk means a potentially higher return and a higher probability of losing money. 4/7 Ongoing costs Ongoing costs are described in the fund documents, which include administration fees and other administrative, operational, and transaction costs. 0.42% Buy
Access Edge Emerging Markets	4/7	0.62%	Buy
1 year return 3 years return Risk level A higher risk means a potentially higher return and a higher probability of losing money. 4/7 Ongoing costs Ongoing costs are described in the fund documents, which include administration fees and other administrative, operational, and transaction costs. 0.62% Buy
Access Edge Japan	4/7	0.28%	Buy
1 year return 3 years return Risk level A higher risk means a potentially higher return and a higher probability of losing money. 4/7 Ongoing costs Ongoing costs are described in the fund documents, which include administration fees and other administrative, operational, and transaction costs. 0.28% Buy
Access Asien (Asia)	4/7	0.28%	Buy
1 year return 3 years return Risk level A higher risk means a potentially higher return and a higher probability of losing money. 4/7 Ongoing costs Ongoing costs are described in the fund documents, which include administration fees and other administrative, operational, and transaction costs. 0.28% Buy
Access Edge Sweden	5/7	0.41%	Buy
1 year return 3 years return Risk level A higher risk means a potentially higher return and a higher probability of losing money. 5/7 Ongoing costs Ongoing costs are described in the fund documents, which include administration fees and other administrative, operational, and transaction costs. 0.41% Buy
Global Impact	4/7	0.81%	Buy
1 year return 3 years return Risk level A higher risk means a potentially higher return and a higher probability of losing money. 4/7 Ongoing costs Ongoing costs are described in the fund documents, which include administration fees and other administrative, operational, and transaction costs. 0.81% Buy
Global High Dividend	4/7	1.13%	Buy
1 year return 3 years return Risk level A higher risk means a potentially higher return and a higher probability of losing money. 4/7 Ongoing costs Ongoing costs are described in the fund documents, which include administration fees and other administrative, operational, and transaction costs. 1.13% Buy
Technology	5/7	1.37%	Buy
1 year return 3 years return Risk level A higher risk means a potentially higher return and a higher probability of losing money. 5/7 Ongoing costs Ongoing costs are described in the fund documents, which include administration fees and other administrative, operational, and transaction costs. 1.37% Buy
Healthcare	4/7	1.35%	Buy
1 year return 3 years return Risk level A higher risk means a potentially higher return and a higher probability of losing money. 4/7 Ongoing costs Ongoing costs are described in the fund documents, which include administration fees and other administrative, operational, and transaction costs. 1.35% Buy
Fastighet (Real Estate)	4/7	1.3%	Buy
1 year return 3 years return Risk level A higher risk means a potentially higher return and a higher probability of losing money. 4/7 Ongoing costs Ongoing costs are described in the fund documents, which include administration fees and other administrative, operational, and transaction costs. 1.3% Buy
Corporate Bond Europe	2/7	0.78%	Buy
1 year return 3 years return Risk level A higher risk means a potentially higher return and a higher probability of losing money. 2/7 Ongoing costs Ongoing costs are described in the fund documents, which include administration fees and other administrative, operational, and transaction costs. 0.78% Buy
Corporate Bond Europe High Yield	3/7	1.28%	Buy
1 year return 3 years return Risk level A higher risk means a potentially higher return and a higher probability of losing money. 3/7 Ongoing costs Ongoing costs are described in the fund documents, which include administration fees and other administrative, operational, and transaction costs. 1.28% Buy
Corporate Bond Nordic	2/7	0.42%	Buy
1 year return 3 years return Risk level A higher risk means a potentially higher return and a higher probability of losing money. 2/7 Ongoing costs Ongoing costs are described in the fund documents, which include administration fees and other administrative, operational, and transaction costs. 0.42% Buy
Emerging Europe	6/7	1.7%	Buy
1 year return 3 years return Risk level A higher risk means a potentially higher return and a higher probability of losing money. 6/7 Ongoing costs Ongoing costs are described in the fund documents, which include administration fees and other administrative, operational, and transaction costs. 1.7% Buy

Difficult to choose?

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Franklin Templeton Investment Funds

Fund name	Risk level A higher risk means a potentially higher return and a higher probability of losing money.	Ongoing costs Ongoing costs are described in the fund documents, which include administration fees and other administrative, operational, and transaction costs.
Templeton Global Bond (Euro) Fund	2/7	1.76%	Buy
1 year return 3 years return Risk level A higher risk means a potentially higher return and a higher probability of losing money. 2/7 Ongoing costs Ongoing costs are described in the fund documents, which include administration fees and other administrative, operational, and transaction costs. 1.76% Buy
Templeton Frontier Markets Fund	4/7	2.63%	Buy
1 year return 3 years return Risk level A higher risk means a potentially higher return and a higher probability of losing money. 4/7 Ongoing costs Ongoing costs are described in the fund documents, which include administration fees and other administrative, operational, and transaction costs. 2.63% Buy
Templeton European Opportunities Fund	4/7	2.27%	Buy
1 year return 3 years return Risk level A higher risk means a potentially higher return and a higher probability of losing money. 4/7 Ongoing costs Ongoing costs are described in the fund documents, which include administration fees and other administrative, operational, and transaction costs. 2.27% Buy
Templeton Latin America Fund A (acc)	5/7	2.28%	Buy
1 year return 3 years return Risk level A higher risk means a potentially higher return and a higher probability of losing money. 5/7 Ongoing costs Ongoing costs are described in the fund documents, which include administration fees and other administrative, operational, and transaction costs. 2.28% Buy
Franklin India Fund A (acc)	5/7	1.98%	Buy
1 year return 3 years return Risk level A higher risk means a potentially higher return and a higher probability of losing money. 5/7 Ongoing costs Ongoing costs are described in the fund documents, which include administration fees and other administrative, operational, and transaction costs. 1.98% Buy
Templeton China Fund (acc)	5/7	2.67%	Buy
1 year return 3 years return Risk level A higher risk means a potentially higher return and a higher probability of losing money. 5/7 Ongoing costs Ongoing costs are described in the fund documents, which include administration fees and other administrative, operational, and transaction costs. 2.67% Buy
Templeton Global Fund	4/7	1.99%	Buy
1 year return 3 years return Risk level A higher risk means a potentially higher return and a higher probability of losing money. 4/7 Ongoing costs Ongoing costs are described in the fund documents, which include administration fees and other administrative, operational, and transaction costs. 1.99% Buy
Franklin Biotechnology Discovery Fund A (acc)	5/7	1.86%	Buy
1 year return 3 years return Risk level A higher risk means a potentially higher return and a higher probability of losing money. 5/7 Ongoing costs Ongoing costs are described in the fund documents, which include administration fees and other administrative, operational, and transaction costs. 1.86% Buy
Franklin Technology Fund A (acc)	5/7	1.81%	Buy
1 year return 3 years return Risk level A higher risk means a potentially higher return and a higher probability of losing money. 5/7 Ongoing costs Ongoing costs are described in the fund documents, which include administration fees and other administrative, operational, and transaction costs. 1.81% Buy
Franklin Natural Resources A (acc)	6/7	1.99%	Buy
1 year return 3 years return Risk level A higher risk means a potentially higher return and a higher probability of losing money. 6/7 Ongoing costs Ongoing costs are described in the fund documents, which include administration fees and other administrative, operational, and transaction costs. 1.99% Buy
Templeton Global Total Return Fund (A Acc)	3/7	1.59%	Buy
1 year return 3 years return Risk level A higher risk means a potentially higher return and a higher probability of losing money. 3/7 Ongoing costs Ongoing costs are described in the fund documents, which include administration fees and other administrative, operational, and transaction costs. 1.59% Buy
Templeton Global Balanced Fund (A Acc)	4/7	1.69%	Buy
1 year return 3 years return Risk level A higher risk means a potentially higher return and a higher probability of losing money. 4/7 Ongoing costs Ongoing costs are described in the fund documents, which include administration fees and other administrative, operational, and transaction costs. 1.69% Buy
Templeton Asian Growth A (acc)	4/7	2.37%	Buy
1 year return 3 years return Risk level A higher risk means a potentially higher return and a higher probability of losing money. 4/7 Ongoing costs Ongoing costs are described in the fund documents, which include administration fees and other administrative, operational, and transaction costs. 2.37% Buy
Templeton Emerging Markets Smaller Companies Fund A (acc)	4/7	2.55%	Buy
1 year return 3 years return Risk level A higher risk means a potentially higher return and a higher probability of losing money. 4/7 Ongoing costs Ongoing costs are described in the fund documents, which include administration fees and other administrative, operational, and transaction costs. 2.55% Buy
Franklin Euro High Yield Fund	2/7	1.34%	Buy
1 year return 3 years return Risk level A higher risk means a potentially higher return and a higher probability of losing money. 2/7 Ongoing costs Ongoing costs are described in the fund documents, which include administration fees and other administrative, operational, and transaction costs. 1.34% Buy
Franklin Mutual U.S. Value Fund	5/7	2.04%	Buy
1 year return 3 years return Risk level A higher risk means a potentially higher return and a higher probability of losing money. 5/7 Ongoing costs Ongoing costs are described in the fund documents, which include administration fees and other administrative, operational, and transaction costs. 2.04% Buy
Franklin Mutual European Fund	5/7	1.94%	Buy
1 year return 3 years return Risk level A higher risk means a potentially higher return and a higher probability of losing money. 5/7 Ongoing costs Ongoing costs are described in the fund documents, which include administration fees and other administrative, operational, and transaction costs. 1.94% Buy
Templeton Asian Growth Fund	4/7	2.38%	Buy
1 year return 3 years return Risk level A higher risk means a potentially higher return and a higher probability of losing money. 4/7 Ongoing costs Ongoing costs are described in the fund documents, which include administration fees and other administrative, operational, and transaction costs. 2.38% Buy
Templeton BRIC Fund A-EUR	5/7	2.54%	Buy
1 year return 3 years return Risk level A higher risk means a potentially higher return and a higher probability of losing money. 5/7 Ongoing costs Ongoing costs are described in the fund documents, which include administration fees and other administrative, operational, and transaction costs. 2.54% Buy
Templeton Eastern Europe Fund	5/7	2.52%	Buy
1 year return 3 years return Risk level A higher risk means a potentially higher return and a higher probability of losing money. 5/7 Ongoing costs Ongoing costs are described in the fund documents, which include administration fees and other administrative, operational, and transaction costs. 2.52% Buy
Templeton Emerging Markets Fund	5/7	2.06%	Buy
1 year return 3 years return Risk level A higher risk means a potentially higher return and a higher probability of losing money. 5/7 Ongoing costs Ongoing costs are described in the fund documents, which include administration fees and other administrative, operational, and transaction costs. 2.06% Buy

Swedbank Investment Funds

Fund name	Daily change	1 year return	3 years return	Risk level A higher risk means a potentially higher return and a higher probability of losing money.	Ongoing costs Ongoing costs are described in the fund documents, which include administration fees and other administrative, operational, and transaction costs.
Swedbank Russian Equity Fund - E-unit (in liquidation)				5/7	1.6%
1 year return 3 years return Risk level A higher risk means a potentially higher return and a higher probability of losing money. 5/7 Ongoing costs Ongoing costs are described in the fund documents, which include administration fees and other administrative, operational, and transaction costs. 1.6%

Fund order

Swedbank Robur is one of the largest Scandinavian asset management companies which has been active since 1967.
You can choose investment fund solutions covering most of the major regions of the world, sectors and asset classes.
The key objective of Swedbank Robur is to make sustainable investments.

Generating a healthy long-term return and encouraging positive development of the environment and the society.
Exerting influence on companies to continuously improve in terms of environmental impact and climate change.
Refraining from investing in industries that do not support the basic principles of sustainability.

Check the list of Robur funds:

The strategy that aims to protect against inflation by investing around 30% in equity funds and 70% in fixed-income funds.

Risk indicator: 3 out of 7

The strategy that aims to exceed inflation by investing around 60% in equity funds and 40% in fixed-income funds.

Risk indicator: 3 out of 7

The strategy that aims for maximum growth by investing up to 100% in equity funds.

Risk indicator: 4 out of 7

Investments in various industries in Asia excluding Japan.

Risk indicator: 4 out of 7

Investments globally in the emerging markets countries like Brazil, China, India.

Risk indicator: 4 out of 7

Investments in Japan - 2nd largest developed economy in the world.

Risk indicator: 4 out of 7

Investments in USA – the world’s largest economy.

Risk indicator: 5 out of 7

Investments in companies globally in various industries.

Risk indicator: 4 out of 7

Investments in Europe - one of the wealthiest regions of the world.

Risk indicator: 4 out of 7

Investments in Sweden - one of the most competitive economies in the world.

Risk indicator: 5 out of 7

Investing in emerging European markets like The Balkans, Baltics, Kazakhstan, Poland, Czech Republic and Turkey.

Risk indicator: 6 out of 7

Investments in real estate related companies globally.

Risk indicator: 4 out of 7

Investments in technology companies globally, primarily in companies in the IT sector.

Risk indicator: 5 out of 7

Investments in companies globally that are active in the healthcare industry.

Risk indicator: 4 out of 7

Investments in companies globally that can be expected to provide a high dividend yield.

Risk indicator: 4 out of 7

Investments in companies globally that contribute to meeting the 17 global sustainable development goals of the United Nations.

Risk indicator: 4 out of 7

Investments in high quality European companies debt securities.

Risk indicator: 2 out of 7

Investments in lower quality European companies debt securities with higher return potential.

Risk indicator: 3 out of 7

Investments in corporate bonds with high credit quality issued by Nordic companies.

Risk indicator: 2 out of 7

Sustainable Finance – the EU Sustainable Finance Action Plan: Through new EU action plans and legal requirements, sustainability will become a regulated area for the financial industry. In March 2018, the European Commission launched an action plan to finance sustainable growth with three main objectives: 1) shift capital flows towards sustainable investments in order to achieve sustainable and inclusive growth; 2) address financial risks arising from climate change, environmental degradation and social issues; 3) increase transparency and improve reporting and promote transparency and long-term sustainability in economic activities.

The Disclosure Regulation means that new requirements will be imposed on the disclosure of sustainability-related information. The purpose of the Regulation is to (1) harmonize requirements for sustainability-related information within the EU; 2) increase transparency and clarity regarding sustainability-related information; 3) increase the attractiveness of sustainable investments.

Light Green – the fund promotes environmental and/or social characteristics.
Dark Green – the fund has sustainable investments as its goal.
Other – the fund is not classified as Light Green or Dark Green.

In case of Fund investments, the investors themselves are liable for any applicable taxes according to the Corporate Income Tax Law.

Further information on payable and paid charges is available from the Bank.
If the Bank is obliged to pay taxes, fees, interest, penalties or incur other costs (that are not covered in the Bank’s price list below) for the provision of securities safekeeping and transaction services to the Client, the Bank shall have the right to debit such amounts from the Client’s Current Account without Client consent.

Account opening

Effective as of 01.12.2024

Securities Account	Free of charge
pledge / financial collateral account	30 €

Account closing

All securities account types	Free of charge

Empty account monthly fee Fee applies in case of no balance on the securities account as of the last date of the previous calendar month.

Other securities account types	5 €

Account statements

Bank account statements available free of charge from internet bank.

Statement fees are subject to VAT.

For accounts opened with Estonian register of securities, account opening statement and statements of holdings and transactions for securities registered with the register are available at daily weekly, monthly, quarterly and annual frequency. Periodic statements are available free of charge at Nasdaq CSD Estonian branch Estonia webpage.

Bank statements
securities account statement of holdings / transactions from branch office	2 €
copy of transaction instruction	2 €
Nasdaq CSD Estonian branch statements	2 €

Trading of equities, bonds and Exchange Traded Fund (ETF) shares

Percentage based trading fees calculated from trade amount, in certain cases transaction fee will be added.

Trading fee is charged in trading currency based on the Bank’s exchange rates.

Trading via brokerage is subject to the Master Agreement for Financial Transactions. Information on the agreement is available from the Bank.

Trading orders transmitted to the Bank can be cancelled until executed.

In case the order is not executed in full during a single trading day, the trading fee (including minimum trading fee) for partial order execution is charged in full for each trading day when part of the order is executed.

On certain markets, minimum transaction amounts may apply.

A stamp duty of 0,5% of transaction amount on buying UK securities and 1% on buying Irish securities is added to the transaction charges. In certain events, a higher rate (1,5%), a bonus rate or tax exemption may apply for UK securities.

If purchase transactions are subject to FTT according to local market regulations (e.g. France, Italy, Spain), such tax is added to the transaction charges.

Exchange traded funds (ETFs) are treated as shares.

Trading via Swedbank brokerage on other markets is subject to prior agreement with the Bank.

Shares and ETF-s	Securities account in internet bank
Estonia, Latvia, Lithuania	Free of charge
Sweden, Finland, Denmark, Norway, USA, Germany, UK, Canada, Netherlands, France, Belgium, Ireland, Italy, Portugal, Spain, Switzwerland, Austria, Poland, Hungary, Czech	0,14%, min 9,90 €
Russia	0,30%, min 125 €

Shares and ETF-s	Branch office	Via brokerage
Estonia	0,2%, min 50 €	0,2%, min 50 €
Latvia	0,2%, min 50 €	0,2%, min 50 €
Lithuania	0,2%, min 50 €	0,2%, min 50 €
Sweden	0,2%, min 50 €	0,2%, min 500 SEK
Finland	0,2%, min 50 €	0,2%, min 50 €
Denmark	0,2%, min 50 €	0,2%, min 400 DKK
Norway	0,2%, min 50 €	0,2%, min 400 NOK
USA	0,2%, min 50 €	0,2%, min 50 USD
Germany	0,2%, min 50 €	0,2%, min 50 €
UK (London SE)	0,2%, min 50 €	0,2%, min 50 GBP
UK London International (Russian and other GDRs)	0,2%, min 50 €	0,2%, min 50 USD
Canada	0,2%, min 50 €	0,2%, min 50 CAD
Netherlands	0,2%, min 50 €	0,2%, min 50 €
France	0,2%, min 50 €	0,2%, min 50 €
Belgium	0,2%, min 50 €	0,2%, min 50 €
Ireland	0,2%, min 50 €	0,2%, min 50 €
Italy	0,2%, min 50 €	0,2%, min 50 €
Portugal	0,2%, min 50 €	0,2%, min 50 €
Spain	0,2%, min 50 €	0,2%, min 50 €
Switzerland	0,2%, min 50 €	0,2%, min 50 CHF
Austria	0,25%, min 50 €	0,25%, min 50 €
Poland	0,25%, min 50 €	0,25%, min 200 PLN
Hungary	0,25%, min 50 €	0,25%, min 15000 HUF
Czech	0,25%, min 50 €	0,25%, min 1300 CZK
Russia	0,3%, min 150 €	0,3%, min 150 USD
Bulgaria	0,6%, min 50 €	0,6%, min 150 BGN

Shares and ETF-s	Branch office	Via brokerage
Estonia, Latvia, Lithuania	0,2%, min 50 €	0,2%, min 50 €
Norway	0,2%, min 50 €	0,2%, min 400 NOK
Sweden	0,2%, min 50 €	0,2%, min 500 SEK
Finland	0,2%, min 50 €	0,2%, min 50 €
Denmark	0,2%, min 50 €	0,2%, min 400 DKK
Belgium, Spain, Netherlands, Ireland, Italy, France, Portugal, Germany	0,2%, min 50 €	0,2%, min 50 €
Switzerland	0,2%, min 50 €	0,2%, min 50 CHF
Austria	0,25%, min 50 €	0,25%, min 50 €
Poland	0,25%, min 50 €	0,25%, min 200 PLN
Hungary	0,25%, min 50 €	0,25%, min 15000 HUF
Czech	0,25%, min 50 €	0,25%, min 1300 CZK
Bulgaria	0,6%, min 50 €	0,6%, min 150 BGN
Canada	0,2%, min 50 €	0,2%, min 50 CAD
UK (London International)	0,2%, min 50 €	0,2%, min 50 USD
UK (London SE)	0,2%, min 50 €	0,2%, min 50 GBP
USA	0,2%, min 50 €	0,2%, min 50 USD

Bonds	Internet bank	Branch office	Via brokerage
Estonia	0,2%, min 3 €	-	0,2%, min 50 €
Latvia	0,2%, min 3 €	-	0,2%, min 50 €
Lithuania	0,2%, min 3 €	-	0,2%, min 50 €
trading in bonds in all other applicable markets via Swedbank brokerage	-	-	0,5%, min 50 €
transaction fee (all instruments)	Included in trading fee	Included in trading fee	3€ Baltic markets 4€ other markets

Bonds	Internet bank	Via brokerage
Estonia, Latvia, Lithuania	0,2%, min 3 €	0,2%, min 50 €
Trading in bonds in all other applicable markets via Swedbank brokerage	-	0,5%, min 50 €
Transaction fee (all instruments)	Included in trading fee	3€ Baltic markets 4€ other markets

Transactions with investment fund units

Percentage based fees calculated from trade amount.

Fund orders submitted to the Bank cannot be cancelled.

Fund switch subject to the conditions specified in the fund terms, fee charged only on sell transaction.

Foreign fund transaction fee includes standard settlement fees charged by the Bank’s Custodians.

Other Estonian funds – subscription and redemption fee may be added subject to fund terms.

	Subscription	Regular investment	Redemption	Switch
Swedbank Group funds	Free of charge	Free of charge	Free of charge	Free of charge
Other foreign fixed income funds
Franklin Templeton funds	0,5% + 7 €	0,5%, min 0,75 €	7 €	7 €
funds managed by other management companies	0,5% + 21 €	-	21 €	21 €
Other foreign equity and mixed funds
Franklin Templeton funds	1% + 7 €	1%, min 0,75 €	1% + 7 €	7 €
funds managed by other management companies	1% + 21 €	-	1% + 21 €	21 €
Other Estonian funds	1,5 €	0,75 €	5 €	5 €

Other transactions with Estonian securities and fund units Fees charged from both parties of the transaction.
free of payment transaction	4,8 €
against payment transaction	3,2 €
pledge registration / amendment / appropriation	15 €
transfer of pledged securities	30 €
pledge release	Free of charge

Other transactions with foreign securities and foreign funds

Fees charged from both parties of the transaction.

Bank internal transactions are transactions between the securities accounts of the Bank’s clients.

Transaction fee includes standard settlement fees charged by the Bank’s Custodians.

Bank internal transactions	6 €
Bank external transaction
Latvia, Lithuania	10 €
Belgium, Canada, Denmark, Eurobond, Finland, France, Germany, Ireland, Netherlands, Norway, Sweden, UK, USA	15 €
Austria, Czech Republic, Hungary, Italy, Poland, Portugal, Spain, Switzerland	25 €
Bulgaria, Russia	45 €
foreign funds	45 €

Other transaction fees Cancellation is allowed if instruction is not yet processed by the Bank.
transaction cancellation	Transaction fee
other transactions based on bailiff’s instructions	Transaction fee
subscription to a new issue / Participating in an offer	Transaction fee

Monthly Securities Safekeeping Fees

Safekeeping fees are subject to VAT. VAT exemption applies if client safekeeps only units or shares of investment funds specified in the Investment Funds Act or investment/ exchange traded funds of the EEA member state.

Safekeeping fee is calculated based on the portfolio value on the last date of the calendar month. Securities are priced according to month end prices of the Bank’s local agents, market price or nominal value. Bonds are priced at nominal value. Fees are debited on the 20th or later date of the following month from the Client’s current account linked to the securities account.

ETF safekeeping fee equals to the safekeeping fee of its trading country.

Estonian investment funds units safekeeping fee equals to the safekeeping fee of Estonian securities.

Safekeeping of Depositary Receipts (ADR, GDR) is subject to the respective DR Agent’s fees in addition to safekeeping fee.

Safekeeping on other countries is subject to prior agreement with the Bank.

Other investments: Austria, Belgium, Canada, Denmark, Finland, France, Germany, Ireland, Italy, Netherlands, Norway, Portugal, Spain, Sweden, Switzerland, UK, USA, Depositary Receipts, Poland, Czech, Hungary, Bulgaria, Russia, foreign funds.

Swedbank Group funds	Free of charge
Estonia, Latvia, Lithuania	Free of charge
Other investments, equities, bonds
Up to 100 000 €	Free of charge
From the value above 100 000 €	0,008%
Safekeeping of Depositary Receipts (ADR, GDR) is subject to the respective DR Agent’s fees in addition to safekeeping fee.

Other Services

Fees for other services are subject to VAT.

Tax relief at source / tax reclaim and general meeting services are subject to availability on each specific market.

Maintenance fee is charged in addition to monthly securities safekeeping fee.

Maintenance fee is charged in addition to monthly securities safekeeping fee. Actual cost amount depends on the costs of service on each specific market.

Tax reclaim fee will be debited as soon as the tax reclaim application is submitted by the client. The fee will be debited from clients cash Account which is linked to securities account. The fee will not be refunded in case the application is denied by third parties.

Participation in general shareholder’s meeting	subject to prior agreement
Tax reclaim	subject to prior agreement
Tax relief at source	subject to prior agreement

Mandatory corporate actions	free of charge
Participation through the bank / representing a client at a general meeting	120 € + actual costs
Processing of electronic voting instructions at general meeting	50 € + actual costs
Other corporate action	subject to prior agreement
Tax reclaim	60 € + actual costs
Tax relief at source	free of charge

If you have any further questions, don’t hesitate to sign up for a consultation at a time convenient for you.

Private Portfolio is for people who appreciate their time and convenience in making investments. Investing is completely effortless. Your investments will be automatically topped up with a small amount from each card payment.

An investment solution if you want to create a diversified portfolio of securities on your own quickly and simply.

All investment possibilities can be used to save money for children. Start by opening a securities account!

Investment funds

You can also be an investor

Which investment fund to choose?

Where would you like the fund to invest?

Choose fund risk level

Choose the region you would like fund to invest in

Choose the sector or theme you would like fund to invest in

Lower risk - typically lower rewards, higher risk - typically higher rewards.

Based on your answers, you might consider:

Swedbank Robur Investment Funds

Franklin Templeton Investment Funds