Revolving Credit Line

The purpose of Revolving Credit Line is to allow flexible financial management

  • The customer receives funds for the realisation of a favourable business opportunity (purchase of goods in a larger amount, etc.)
  • The customer overcomes unexpected circumstances that are connected to the accrual of accounts receivable
  • The customer overcomes the shortness of circulating assets caused by the cyclical nature of business
  • The customer receives funds for stock financing

Credit Limit: Minimum credit limit is 6000EUR

Deadline: till 18 months

Disbursement and repayment of the loan

RCL allows to repeatedly use the same amount of money within the pre-approved credit limit and period according to the needs of the company. It is suitable in case of frequent transactions such as recurring purveyance of goods. The amount of available credit decreases and increases as funds are borrowed and then repaid. The purpose of Revolving Credit Line is to allow flexible financial management, where the borrower can repeatedly finance their activities with interest expenses corresponding to the length of the financed period.

In order to obtain use of the loan amount, the borrower shall every time submit a duly filled out application to the bank. The loan amount, date of disbursement and repayment have to be noted on the application.


  • Contract fee – 1% of the amount, minimum 195 EUR;
  • Interest – depends on the client's debt service ratio;
  • Expenses related to establishment and insurance of the collateral.
  • The obligation fee is up to 2% of the total amount of the unused limit.


  • Mortgage
  • As a supplementary collateral, commercial pledge of fixed assets and other movable property;
  • If necessary, other collaterals accepted by Swedbank as supplementary collaterals.

In order to obtain a loan please contact