Revolving Credit Line

Possibility for repeated use of the loan amount within the agreed term and limit

  • The loan limit is renewed by the amount repaid.
  • Suitable for recurring purveyance of goods or short-term financing of projects.


  • Minimum loan amount is 6,000 euros.
  • Term is up to 18 months.
  • Collateral:
    • mortgage on improved residential, office or production property or agricultural land;
    • the European Investment Fund (EIF) guarantee.
    • surety of a member of the management board.
  • Contract fee is 1% of the loan amount, min. 195 euros.
  • Commitment fee is a fixed percentage of up to 2% a year of the unused part of the limit.
  • Other expenses:
    • expenses related to establishment and insurance of the collateral.

Required documents

  • loan application;
  • the last annual report if it has not been submitted to the Commercial Register. The balance sheet and income statement submitted may not be older than 12 months;
  • in the event of property collateral, a valuation report from a real estate agency accepted by the bank.