Investment Loans

Investment loan is a long term loan which allows the company to make long profitable investments.

  • Take out a loan of up to EUR 15,000 quickly and conveniently against the suretyship of a private person.
  • Suitable for extending your current business and bridging and co-financing projects supported from the structural funds

Financed amount: Minimum amount is 2000EUR

Deadline: till 5 years, payment graph till 10 years

Loan calculator

Disbursement and repayment of the loan

  • The bank disburses the loan amount either: in a lump sum or in instalments.
  • The deadline for disbursement of the loan amount is usually up to 6 months.
  • The bank transfers the loan amount to the borrower's current account in the bank or at the request of the borrower, to the seller of the financed object / provider of the respective services.
  • Usually, the borrower repays the loan in equal monthly instalments, which are calculated by dividing the loan amount by the number of months of the repayment period.
  • The maximum loan repayment holiday is 12 months.

Technology loan

Technology loan covers the self-financing of a leasing or a loan for the entrepreneur and the entrepreneur may invest into technology also if there are not enough free funds for the required self-financing. The target group of technology loan are entrepreneurs of processing industry with potential of export. Swedbank offers technology loan with KredEx.

Financing expenses

  • Contract fee – 1% of the amount, minimum 195 EUR
  • Interest – depends on the client's debt service ratio
  • Expenses related to establishment and insurance of the collateral


  • Property collateral, surety or warranty
  • Commercial pledge on fixed assets or other movables as supplementary collateral
  • It is possible to apply for supplementary collateral from Rural Development Foundation or KredEx.
  • Real Estate Evaluators accepted by Swedbank to value properties.

In order to obtain a loan please contact