Investment Loans

To finance bigger investments with a longer payback period

  • To acquire property, equipment or other fixed assets.
  • For farmers to acquire agricultural land.
  • Applicable as the self-financing component of European Union co-funded projects.

Conditions

  • Minimum loan amount is 2,000 euros.
  • Term:
    • up to 5 years, payment schedule up to 10 years;
    • in the event of purchasing agricultural land, up to 30 years.
  • Collateral:
  • The contract fee is 1% of the loan amount, min. 195 euros.
  • Other expenses:
    • expenses related to establishment and insurance of the collateral.

Required documents

  • loan application;
  • the last annual report if it has not been submitted to the Commercial Register. The balance sheet and income statement submitted may not be older than 12 months;
  • in the event of property collateral, a valuation report from a real estate agency accepted by the bank.
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