E-invoices

You can also order e-invoices by calling us at 613 2222, at your nearest Swedbank branch or at the office of service provider.

You can pay received e-invoices by making ordinary payments or e-invoice standing orders.

• Bank transfers

  Effective as of 16.10.2018

  	In a branch and telephone bank	In the Internet Banking, Internet-bank for business clients, Swedbank Gateway	In an ATM
  1.PAYMENTS IN EUROS
  1.1 Intra-bank payment
  1.1.1 Intra-bank payment	2,30EUR (1)	0,16EUR; In the Internet bank for private clients free of charge for people up to 25 years of age (incl.) and over 65 years of age (incl.) (2)	0,16EUR, free of charge for private clients over 65 years of age (incl.) (2)
  1.1.2 Intra-bank payment between own accounts	2,30EUR (1)	free of charge	free of charge
  1.1.3 Intra-bank incoming payment	free of charge
  1.2 Domestic payment
  1.2.1 Domestic payment (incl. instant payment (3))	3,20EUR (1)	0,38EUR	0,38EUR
  1.2.2 An urgent domestic payment
  up to 10 000EUR(incl.)	9EUR (1)	7EUR
  over 10 000EUR	32EUR (1)	30EUR
  1.2.3 Domestic incoming payment	free of charge
  1.3 Swedbank Group group payment
  1.3.1 A group payment (4)	3,20EUR (1)	0,38EUR
  1.3.2 An incoming group payment	free of charge
  1.4 A European payment (5)
  1.4.1 European payment	3,20EUR (1)	0,38EUR
  1.4.2 An urgent European payment
  up to 10 000EUR (incl.)	9EUR (1)	7EUR
  over 10 000EUR	32EUR (1)	30EUR
  1.4.3 An incoming European payment	free of charge
  1.5. International payments (exc. points 1.3 and 1.4)
  1.5.1 An ordinary payment
  transfer charges are shared (6)	9,45EUR	5,45EUR
  transfer charges paid by remitter (7)	29,75EUR	24,75EUR
  1.5.2 An urgent payment
  transfer charges are shared (6)	14,85EUR	9,85EUR
  transfer charges paid by remitter (7)	34,75EUR	29,75EUR
  1.5.3 An express payment
  transfer charges are shared (6, 10)	39,85EUR	34,85EUR
  transfer charges paid by remitter (7)	49,85EUR	44,85EUR
  1.5.4 An incoming international payment (8)	5,75EUR	5,75EUR
  1.6 Standing order
  Formalisation and cancellation	free of charge
  Execution of an standing order (9)	according to ordinary payment price in the Internet bank
  Standing order to deposit	free of charge
  1.7 E-invoice standing order agreement
  formalisation and cancellation	free of charge
  amendment of the E-invoice standing order	free of charge
  execution of the E-invoice standing order	free of charge
  1.8 Transfer to savings deposiit (11)
  	2,30EUR	free of charge
  1.9 Payment of a state fee in state authorities
  	0,19EUR

  2. PAYMENTS IN FOREIGN CURRENCY	In a branch and telephone bank	In the Internet Banking, Internet-bank for business clients, Swedbank Gateway
  2.1 Intra-bank payment
  2.1.1 Intra-bank payment	2,30EUR (1)	2EUR
  2.1.2 Intra-bank incoming payment	free of charge
  2.2 Swedbank Group group payment
  2.2.1 A group payment	3,20EUR (1)	2EUR
  2.2.2 A group incoming payment	free of charge
  2.3 An international payment (exc. point 2.2)
  2.3.1 An ordinary payment
  transfer charges are shared (6)	9,45EUR	5,45EUR
  transfer charges paid by remitter (7)	29,75EUR	24,75EUR
  2.3.2 An urgent payment
  transfer charges are shared (6)	14,85EUR	9,85EUR
  transfer charges paid by remitter (7)	34,75EUR	29,75EUR
  2.3.3 An express payment in US dollars
  transfer charges are shared (6)	39,85EUR	34,85EUR
  transfer charges paid by remitter (7)	49,85EUR	44,85EUR
  2.3.4 An incoming international payment (8)	5,75EUR	5,75EUR
  2.4 Standing order
  formalisation and cancellation	free of charge
  execution of a standing order	according to ordinary payment price in the Internet bank
  standing order to deposit	free of charge

  (1) The service fee for payments made in Private Banking branch and by Private Banking employee is twice of the established amount.

  (2) This also applies to clients who were at least 60 years old on 8th of March 2018 and held a current account.

  (3) Instant payment can be sent via mobile app Swedbank 2019 if payment amount does not exceed 15 000 €.

  (4) Payments to Swedbank (Latvia, Lithuania, Sweden, Finland, Norway, Denmark) reach the beneficiary’s account in the full amount. The beneficiary’s IBAN must be specified.

  (5) Terms and conditions of a European payment:
  * the payment currency is the euro;
  * The correct IBAN is indicated in the payment;
  * The service fee type is ‘shared’;
  * The beneficiary’s bank ( remitter`s bank when incoming payment) is located in a Member State of the European Union (or Norway, Iceland, Liechtenstein, Switzerland, Aland Islands, Azores, Ceuta and Melilla, Gibraltar, Guadeloupe, Canary Islands, Madeira, Martinique, French Guinea, Reunion, Monaco, San Marino).

  The fee is according to point 1.5 when the beneficiary’s IBAN is not indicated in the payment.

  (6) The remitter pays the service fee of Swedbank and the beneficiary pays the service fees of all other banks.

  (7) The remitter pays the service fees of Swedbank and foreign banks. If the beneficiary’s bank’s service fee exceeds the amount paid by the remitter for the beneficiary, the current account of the remitter shall be automatically debited with the corresponding difference of service fees.

  Additionally debited service fee can be 63,91€ at most. This type of paymet orders are no longer performed if the payment recipient’s bank is situated in the European Union or the European Economic Area.

  (8) Incoming payment with a note ‘transfer charges paid by remitter’ is free of charge. The service fee for a non-customer is twice the established amount.

  (9) Execution of an intra-bank standing order is 0,16 € regardless of the customers age.

  (10) If an express payment is European payment then fee for the payment is according to an European urgent payment.

  (11) Free of charge upon entry into savings deposit contract.

Related documents

• E-invoices standing orders agreement terms and conditions
• Terms of e-invoice ordering

• What to do if you did not receive your e-invoice?

  • Check if the bank account you‘ve placed when ordering an e-invoice is active. If it‘s closed, You‘ll have to fill in a new application for an e-invoice and indicate your active bank account in it.
  • Check the type of e-invoice application given. It should be marked as „New“. If it‘s marked as „Termination“, you‘ll have to fill in a new e-invoice application.
  • Make sure if you are the actual recipient of the service you want to pay for, i.e., do you have the contract or agreement in your name. If not, you won‘t receive the e-invoice. Application must be filled in by the actual recipient of the services.
  • If you ordered the e-invoice successfully, but haven‘t received it anyways, please contact the service provider directly.

• What to do if your e-invoice wasn‘t payed automatically?

  • Check if you‘ve received the e-invoice itself. If it‘s missing – please, contact your service provider.
  • Check if the e-invoice standing order agreement is valid. If it expired, please conclude a new one here.
  • Make sure that you’ve really ordered E-invoice standing order for your e-invoice. If not, you can order it here. Have in mind, that all e-invoices that you’ve received before concluding the E-invoice standing order agreement must still be payed manually.
  • Check the amount stated in the received e-invoice. If it exceeded the maximum monthly amount set in the automated payment agreement, the payment couldn‘t be done. In this case you should pay the e-invoice manually. It would be better for you to increase the maximum limit of your E-invoice standing order agreement in the future. You can do it in the internet bank here. Bear in mind, that it’s safer to set a maximum month limit a bit bigger than your usual e-invoice amount – it will be helpful for i.e., when the first e-invoice might be for covering two months of magazine subscription etc.
  • Check your bank account balance – maybe the funds were insufficient on the day of the payment. In this case the bank is trying to perform automated transaction for 2 more days. If you‘ll get sufficient funds during those 2 days, your e-invoice might be payed partially (if you’ve selected this option when ordering it) if you happen to have at least 50% of the e-invoice amount. If the funds will be insufficient to pay 50%, you‘ll have to pay the e-invoice manually later as it will be marked under status „Unpaid“.
  • Have you ordered e-invoices to be sent to your service provider*? In such a case, e-invoices are not delivered to the bank and the standing order does not work. In order to pay an e-invoice automatically, order a limited information e-invoice from our Internet Bank after signing up with an e-invoice service provider.

  *Except Fitek AS

• Which e-invoice operations are available depending on the internet bank business user profile?

  In order to perform operations related with e-invoices in internet bank for business a customer should have a granted user profile for the bank account that is used as e-invoice delivery address or payment account:

  	Business internet bank user profiles
  Operation	Preparation of payments	Account balance and statement	All operations	All operations and agreements
  Submitting an application for receiving e-invoice
  Opening a received e-invoice
  Manual payment of a received e-invoice with the "Pay" button
  Termination of receiving e-invoices
  Signing of e-invoice automated payment agreement
  Termination of e-invoice automated payment agreement

• How to opt out of receiving e-invoices, how to disable E-invoice standing orders agreements?

  • You can terminate e-invoices receiving by logging in to Internet bank, in the section “E-invoice applications”, by phone 613 2222 or at your nearest Swedbank branch or at Service provider’s office.
  • You can disable automated payments by terminating E-invoice standing order agreement for a particular e-invoice. You can do it when logged in to your Internet bank here, by phone 613 2222 or at your nearest Swedbank branch.

• What to do if you want to change or terminate e-invoice receiving but in internet bank you cannot find your e-invoice issuer?

  If you want to order, change (for example, if you do not use anymore bank account to which you were receiving e-invoices or just want to set other bank account) or terminate e-invoice receiving, you should directly turn to e-invoice issuer‘s office.