What are e-invoices?

E-invoices are like a regular paper bills, but they move in an electronic environment.

  • E-invoices are as acceptable as orginal documents in accounting
  • If necessary, invoices can be imported to the business software of a company and then further processed or archived.
  • Ordering e-invoices is free of charge.


  • You can order e-invoices from companies who also offer the option of invoices in that format.
  • E-invoices are convenient, because the invoice can be paid in the Internet bank directly on the basis of a pre-filled payment order.
  • It is possible to authorise automatic invoice payment. For that purpose, an e-invoice standing order agreement must be signed. Thereafter, and upon the receipt of the e-invoice, the bank makes a transfer to the invoice sender.
  • Payment and management of invoices occurs in one place – in the Internet Bank (e-invoices are retained in the Internet bank for 18 months).
  • E-invoices reach the payer even if the recipient of the invoice does not use the Internet bank. The e-invoice sender can send invoice in two ways – to the bank and on paper. In case of e-invoice standing order agreement, invoice can be paid automatically.
  • E-invoices are environmentally friendly – the use of the service helps to save the time and money associated with paper invoices.


E-invoices can be ordered only by a company’s legal representative who has an agreement signing profile in the Internet bank agreement. E-invoices can also be ordered directly from the service provider or in the arved.ee environment.

E-invoices in factoring

By using e-invoices, Swedbank’s factoring clients can make faster transfers of factoring advance payments.

Read more about factoring