Swedbank Gateway

Swedbank Gateway allows for:

  • secure banking transactions using the business software of your company;
  • automatically obtaining information from the bank regarding changes in the account balance and thus for automating work processes;
  • real-time exchange of information with the bank 24 hours a day.

To receive further information send us an e-mail to gateway@swedbank.ee or contact your Business Client Executive

Functionality and advantages of Swedbank Gateway:

Swedbank Gateway is a data communications channel that brings together the information systems of your company and Swedbank. Unlike in the corporate Internet Bank, the channel does not contain a bank program for the end user, but is meant to be used directly in your business software. By using the same message formats the accounts of your company can be administered concurrently in all the Baltic banks of the Swedbank Group.

  • the last day’s account statements are sent automatically (allows for automatic processing of incoming and outgoing payments);
  • allows for an overview of the current account balance and the account balance on previous days;
  • national and international payments (incl. currency conversion) can be made simply in the business software of your company;
  • an alert allows for operative coverage of information about incoming payments in your business software (you can deliver the goods
    to the customer immediately after the accrual of the payment);
  • with the help of payment card service reports you can automate verification of card transactions;
  • e-invoices are sent to the bank directly from the business software of your company (no need for any interim file export/import);
  • e-invoices addressed to you are sent automatically;
  • administration of direct debit remitter agreements through the automatic periodic report is convenient;
  • currency rates gives an operative overview of various rates (current and past central bank, cash and transmission rates).

Business software with Swedbank Gateway support

In order to use Swedbank Gateway a company needs to have business software with Swedbank Gateway support or develop the required interface for their software.

  • Basware Banking

    Basware Banking Logo

    Basware Banking is the most comprehensive and efficient solution in the market for automating the banking of companies and other organizations and utilizing the data transfer solutions offered by banks. It can be used for retrieving bank statements, reference payments and exchange rates as well as transmitting payment and wages, for instance.

    The software automatically refines retrieved bank statements further into accounting entries. Due to its modular structure, Basware Banking is suitable for companies and organizations of all sizes. The software works well in a multi-company environment and even as a centralized banking solution in a service center.

    Futher information about software solutions: www.basware.fi/ratkaisut/maksuautomaatio/maksuliikenne

  • INTELSYS Bank Communicator for SAP ERP

    Basware Banking LogoColumbus Logo

    empowers organizations with the tools to automate their daily banking communication with Swedbank Gateway and quickly adopt SEPA (Single Euro Payments Area) standards.

    INTELSYS Bank Communicator for SAP ERP supports the following Swedbank Gateway services:

    • domestic and international payments are started, signed and encrypted directly in SAP ERP and payment files are sent from SAP application to Swedbank Gateway for processing;
    • payment status reports receive the status of individual payments from Swedbank Gateway and the solution highlights rejected payments with the reason for rejection which allows to correct payment details in SAP ERP;
    • account statement allows to monitor the movements in account balances for automatic and efficient clearing process in SAP ERP;
    • currency exchange rates allows to add new exchange rates to SAP ERP and alerts indicate whenever account balance movement exceeds a pre-defined threshold value.

    INTELSYS Bank Communicator for SAP ERP runs on the SAP NetWeaver technology platform, and therefore your SAP ERP communicates directly with Swedbank Gateway without the need for any middleware applications. No additional systems need to be set up and your IT landscape will not get more complex.

    For additional information or to request a demo of the solution, please fill in the form here.

    INTELSYS is a consulting firm, focused on implementing, customizing and supporting SAP solutions. INTELSYS is an SAP partner and authorized value-added reseller of SAP solutions and products.

    SAP ERP and SAP NetWeaver are the registered trademarks of SAP AG in Germany and in several other countries.

  • Microsoft Dynamics AX

    Microsoft Dynamics AX LogoColumbus Logo

    Microsoft Dynamics AX is integral business software for midsize and large enterprises. This uniform and integrated solution also covers all the business-critical processes of an enterprise in different countries. Columbus Estonia has created an interface for the data interchange between Microsoft Dynamics AX and Swedbank Gateway.

    The interface created by Columbus Estonia offers the following possibilities:

    • convenient signing of bank payments and sending them to the bank;
    • monitoring the status of payments;
    • receiving account statements from the bank and generating accounting entries automatically on the basis thereof.

    The interface supports SEPA formats.

    For more detailed information, visit the website of Columbus Estonia.

  • Microsoft Dynamics NAV

    Microsoft Dynamics NET LogoColumbus Logo

    Microsoft Dynamics NAV is integral business software for midsize enterprises. This uniform and integrated solution also covers all the business-critical processes of an enterprise in different countries. Columbus Estonia has created an interface for the data interchange between Microsoft Dynamics NAV and Swedbank Gateway.

    The interface created by Columbus Estonia offers the following possibilities:

    • convenient signing of bank payments and sending them to the bank;
    • monitoring the status of payments;
    • receiving account statements from the bank and generating accounting entries automatically on the basis thereof.

    The interface supports SEPA formats.

    For more detailed information, visit the website of Columbus Estonia.

Swedbank Gateway

  • Information about using Swedbank Gateway

    • Please contact your business software provider with the request of using Swedbank Gateway. If your business software does not support Swedbank Gateway yet, please organise development of the interface (we offer technical support for the period of development work).
      Swedbank Gateway technical specifications for developers.
    • For a secure connection the company needs a device certificate. In order to obtain a device certificate contact us or the Certification Centre.
    • Payments are signed using individuals’ digital signatures, which calls for an ID card, Digital ID or Mobile ID.
    • You will find the application for the entry into a Swedbank Gateway agreement here.
    Comparison table of electronical channels
  • Swedbank Gateway security measures

    • the entire exchange of information in the channels takes place through encrypted and digitally signed messages;
    • the customer can decide what operations are available to their account via Swedbank Gateway;
    • the customer can set daily and monthly limits. Also, the limit of confirmation by phone whereby the bank asks the customer for an additional confirmation in the event of payments exceeding the limit.
    • The client can assign the term that payments should always be accepted by the second user.
  • Price list

    Swedbank Gateway entails an agreement fee and a monthly fee; the transaction fees of the transactions made in the channel are based on the general price list.
  • The digital signature format in Swedbank Gateway will change

    Swedbank is transitioning to a new digitally signed document format BDOC, which will replace the current format DDOC used in Swedbank Gateway channel message exchange. New format complies with international standards and is even more secure. Read more regarding the background and timing of the migration from the website of Estonian Information System Authority.

    End date for the migration to BDOC in Swedbank Gateway is set to May 31st 2016, when all Gateway users and integrators should use only BDOC format.

    We kindly ask you to investigate the migration information with your ERP partner and IT partner.

    You can read more about the migration from here.

    In case you have any questions regarding the migration to the new digital signature format, please contact your client manager or call Business Client Support on 613 2222 or e-mail ariklient@swedbank.ee. We are prepared to help you during the analysis, development, testing and deployment.