Contactless payment solution designed for people who are always on the go.

You can pay with watch all over the world wherever you see the contactless payment symbol contactless and MasterCard cards are supported. Just beep with your Garmin or Fitbit smartwatch.

Standard card purchase limits apply to paying with Garmin Pay and Fitbit Pay.

Find devices with the Garmin Pay function here.

Find devices with the Fitbit Pay function here.

Use Swedbank business Mastercard contactless debit card and credit cards.

Both Garmin Pay and Fitbit Pay are entirely secure as both services meet MasterCard security requirements. Garmin and Fitbit use card industry-standard tokenization to keep every transaction private.

Digitized copy of the real card cannot be used outside of that device, no real card credentials are stored on phone or device.

Also, both Garmin and Fitbit require you to use a 4-digit PIN code for an added layer of protection.

Purchases, just like all card purchases, are covered by your bank’s protection against fraud, so you can shop stress-free.

You are free to decide at any moment to stop using the service by deleting the Wallet option in Garmin Connect mobile app or remove the card from Garmin Connect mobile app or Fitbit app. This is also how you can protect yourself if the watch is lost or stolen.

What is needed to start using Garmin Pay service?

1. Garmin smartwatch supporting contactless payment functionality.
2. Swedbank MasterCard cards with contactless functionality switched ON.
3. Being a user of private customer Swedbank Internet Bank and Swedbank mobile app.
4. „Garmin Connect” mobile app installed and synchronized with your watch, and Swedbank MasterCard contactless card registered in the Garmin app’s wallet section.

How to add a card to the service?

1. Download the „Garmin Connect” mobile app on your phone.
2. Open the app, go to “Garmin Devices”, choose your smartwatch and select “Add Device”.
3. Accept Garmin Pay’s Terms of Use.
4. In the app, select Garmin Pay and then select "Create Your Wallet".
5. Create a 4-digit password.
6. Select the card type MasterCard.
7. Add the card by entering the required card details, such as card number, expiration date and CVV code.
8. Accept Swedbank’s Terms of Use.
9. Get a one-time verification code via Internet Bank (the code will be sent in to your Internet Bank user account, look for the bell notification).
10. Enter the verification code in the „Garmin Connect” app.

Ready to use!

How to open the wallet on a device:

1. Press and hold the action button to bring up the control menu.
2. Tap the wallet icon.
3. Enter the 4-digit password.

The wallet is ready for use.

How to pay with the watch?

1. Press and hold the action button or menu on the watch, and tap the wallet icon.
2. Select the card you want to pay with (if you have more than one payment card added in Garmin Wallet, the last used card will be set as default. To change it, swipe it down to the next card.
3. Hold the watch over the card reader in store. It’s paid!

To open a wallet on your watch, the 4-digit password you created during the wallet setup process will be required once per 24 hours or each time you put the watch back on your wrist or turn the heart rate monitoring back on after it has been switched off.

If you fail to pay at the POS terminal:

• Check if the terminal supports contactless payments.
• Make sure you have activated NFC functionality on your device.
• Ensure that the terminal detects proximity of the device, i.e. contactless indication lights switch on. Hold the device against the terminal in a different way, place the device against the terminal to ensure the NFC antenna can make a connection.
• Check the reason of the failure on the POS terminal.

What is needed to start using Fitbit Pay service?

1. Fitbit watch supporting contactless payment functionality.
2. Swedbank MasterCard cards with contactless functionality switched ON.
3. Card holder as a private person must be a user of Swedbank Internet Bank and Swedbank mobile app.
4. Fitbit” mobile app installed and synchronized with your watch and Swedbank MasterCard contactless card registered in the Fitbit app’s wallet section.

How to add a card to the service?

1. Download the „Fitbit” mobile app on your phone.
2. Open the app, tap on icon in the right corner, search for your smartwatch and click on "Set up a Device".
3. Accept Fitbit Pay’s Terms of Use.
4. In the app select “Wallet” icon and click on “Get started”.
5. Create a 4-digit password.
6. Add the card by entering the required card details, such as card number, expiration date and CVV code.
7. Accept Swedbank’s Terms of Use.
8. Get a one-time verification code via Internet Bank (the code will be sent in to your Internet Bank user account, look for the bell notification).
9. Enter the verification code in the „Fitbit” app.

Ready to use!

How to open the wallet on a device:

1. Press and hold the action button to bring up the control menu.
2. Tap the wallet icon.
3. Enter the 4-digit password.

The wallet is ready for use.

How to pay with the watch?

1. Press and hold the action button or menu on the watch, and tap the wallet icon.
2. Select the card you want to pay with (if you have more than one payment card added in Fitbit Wallet, the last used card will be set as default. To change it, swipe down to the next card).
3. Hold the watch over the card reader in store. It’s paid!

To open a wallet on your watch, the 4-digit password you created during the wallet setup process will be required once per 24 hours or each time you put the watch back on your wrist or turn the heart rate monitoring back on after it has been switched off.

If you fail to pay at the POS terminal:

• Check if the terminal supports contactless payments.
• Make sure you have activated NFC functionality on your device.
• Ensure that the terminal detects proximity of the device, i.e. contactless indication lights switch on. Hold the device against the terminal in a different way, place the device against the terminal to ensure the NFC antenna can make a connection.
• Check the reason of the failure on the POS terminal.